At a Glance
- Tasks: Originate and manage development finance opportunities while building strong relationships.
- Company: Join a fast-growing specialist lending company focused on collaboration and innovation.
- Benefits: Enjoy private healthcare, 25 days leave, and paid volunteering days.
- Other info: Be part of a supportive culture that values teamwork and career progression.
- Why this job: Take ownership of your portfolio and make a real impact in development finance.
- Qualifications: Proven track record in development finance and excellent communication skills required.
The predicted salary is between 63000 - 77000 £ per year.
Are you an experienced Development Finance professional who thrives on originating new opportunities, building strong relationships and taking ownership of your lending portfolio?
Do you have a proven track record within development finance and enjoy working in a fast-paced specialist lending environment where commercial judgement, risk and relationship management are key?
If you're ready to take the next step in your career and play a key role in growing and managing a development finance portfolio, this could be the perfect opportunity.
- Key Accountabilities
- Generating new development finance opportunities by building new relationships and managing existing relationships with developers, broker/intermediaries and property professionals.
- Originating and structuring development finance opportunities that you will generate.
- You will be responsible for managing the underwriting and credit process of completing new development finance opportunities.
- You will then be responsible for managing the drawdowns and redemptions of the facilities that are originated ensuring that the portfolio of loans is consistently performing.
- You will have responsibility to grow out or manage a team around you to assist you in hitting the proposed origination targets and to effectively manage the portfolio of loans.
This list is not exhaustive and the duties are liable to change from time to time in line with the needs of the department.
Skills & Competencies
- Having a strong established track record of originating development finance opportunities and managing a portfolio of loans is essential.
- Great communication skills essential for dealing with borrowers and brokers/intermediaries.
- Presentation of credit papers to the credit committee and senior management.
- Ability to work in a fast paced environment in a role that requires you to deal with a wide range of stakeholders.
- Knowledge & Qualifications
- Knowledge in reviewing development appraisals and structuring development finance facilities.
- Knowledge of the credit underwriting process including the legal process, reviewing valuation and monitoring surveyor reports.
- Personal Attributes
- Team player
- Proactive
- Logical and organised
- Problem solver
- Approachable
- Hard working
- Flexible
- Articulate
- Calm and self-assured
Why Join Us?
At West One Loans, we’re growing fast and looking for ambitious people who want to be part of our exciting journey.
We’ll give you the tools, training, and support you need to succeed, while offering clear opportunities to progress your career.
Alongside this, we offer a strong benefits package, including private medical healthcare, 25 days’ annual leave, paid volunteering days, and a host of additional benefits.
At Enra we believe that working together collaboratively is the best way to serve our customers and develop our colleagues.
We are very focused on developing and maintaining our culture and remaining dedicated to the CREDIT values on which Enra was built: Customers, Results, Energy, Development, Invention and Teamwork.
We live and breathe these values every day and want to ensure they underpin our future success.
So, if you want to build a career in specialist finance, with an employer focused on providing brilliant customer service, lending responsibly, and creating a great office environment to develop its people, then look no further than Enra.
#J-18808-Ljbffr
Lending Director in Watford employer: West One Loans
West One Loans is an exceptional employer, offering a dynamic work environment where innovation and collaboration thrive. With a strong focus on employee growth, we provide comprehensive benefits including private medical healthcare, ensuring our team members feel valued and supported. Located in North London, our culture fosters meaningful relationships and professional development, making it an ideal place for those looking to make a significant impact in the lending industry.
StudySmarter Expert Advice🤫
We think this is how you could land Lending Director in Watford
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like West One Loans. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Lending Director in Watford
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to West One Loans.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on West One Loans's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at West One Loans
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with West One Loans.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at West One Loans will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former West One Loans employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
