At a Glance
- Tasks: Lead the development finance team, originating and managing loan portfolios.
- Company: Join West One, a well-established lender in development finance.
- Benefits: Enjoy a dynamic work environment with opportunities for team growth.
- Other info: Be part of a fast-paced team that values proactive problem solvers.
- Why this job: Make an impact in finance while building relationships and driving success.
- Qualifications: Experience in development finance and strong communication skills are essential.
The predicted salary is between 72000 - 108000 £ per year.
Are you an experienced Development Finance professional who thrives on originating new opportunities, building strong relationships and taking ownership of your lending portfolio?
Do you have a proven track record within development finance and enjoy working in a fast-paced specialist lending environment where commercial judgement, risk and relationship management are key?
If you're ready to take the next step in your career and play a key role in growing and managing a development finance portfolio, this could be the perfect opportunity. Apply today and let's grow together at West One Loans.
Key Accountabilities
The underlying learns and responsibilities of the Lending Director will consist of:
- Generating new development finance opportunities by building new relationships and managing existing relationships with developers, broker/intermediaries and property professionals.
- Originating and structuring development finance opportunities that you will generate.
- You will be responsible for managing the underwriting and credit process of completing new development finance opportunities.
- You will then be responsible for managing the drawdowns and redemptions of the facilities that are originated ensuring that the portfolio of loans is consistently performing.
- You will have responsibility to grow out or manage a team around you to assist you in hitting the proposed origination targets and to effectively manage the portfolio of loans.
This list is not exhaustive and the duties are liable to change from time to time in line with the needs of the department.
Skills & Competencies
- Having a strong established track record of originating development finance opportunities and managing a portfolio of loans is essential.
- Great communication skills essential for dealing with borrowers and brokers/intermediaries.
- Presentation of credit papers to the credit committee and senior management.
- Ability to work in a fast paced environment in a role that requires you to deal with a wide range of stakeholders.
Knowledge & Qualifications
- Knowledge in reviewing development appraisals and structuring development finance facilities.
- Knowledge of the credit underwriting process including the legal process, reviewing valuation and monitoring surveyor reports.
Personal Attributes
- Team player
- Proactive
- Logical and organised
- Problem solver
- Approachable
- Hard working
- Flexible
- Articulate
- Calm and self-assured
Why Join Us?
At West One Loans, we're growing fast and looking for ambitious people who want to be part of our exciting journey. We'll give you the tools, training, and support you need to succeed, while offering clear opportunities to progress your career.
Alongside this, we offer a strong benefits package, including private medical healthcare, 25 days' annual leave, paid volunteering days, and a host of additional benefits.
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Lending Director in Watford employer: Enra Specialist Finance
West One Loans is an excellent employer for those looking to thrive in the dynamic world of bridging finance. With a strong focus on employee growth, we provide comprehensive training and support, alongside a competitive benefits package that includes private medical healthcare and generous annual leave. Join our vibrant team in a role where your contributions directly influence our success and enjoy a workplace culture that values ambition and collaboration.
StudySmarter Expert Advice🤫
We think this is how you could land Lending Director in Watford
✨Tip Number 1
Network actively within the development finance sector. Attend industry events, webinars, and local meetups to connect with developers, brokers, and property professionals. Building these relationships can lead to valuable opportunities and insights that will help you stand out.
✨Tip Number 2
Stay updated on market trends and changes in development finance. Subscribe to relevant publications and follow key influencers on social media. This knowledge will not only enhance your conversations but also demonstrate your commitment to the field during interviews.
✨Tip Number 3
Prepare to discuss your previous experiences in originating and managing development finance portfolios. Be ready to share specific examples of how you've successfully navigated challenges and achieved results, as this will showcase your expertise and problem-solving skills.
✨Tip Number 4
Familiarise yourself with West One's values and recent projects. Tailoring your discussions to align with their mission and demonstrating your understanding of their operations can make a strong impression and show that you're genuinely interested in joining their team.
We think you need these skills to ace Lending Director in Watford
Some tips for your application 🫡
Tailor Your CV:Make sure your CV highlights your experience in development finance, particularly any roles where you've originated finance opportunities or managed loan portfolios. Use specific examples to demonstrate your achievements.
Craft a Compelling Cover Letter:Write a cover letter that showcases your understanding of the lending process and your ability to build relationships with developers and brokers. Mention your track record in originating finance opportunities and how you can contribute to West One's goals.
Highlight Relevant Skills:In your application, emphasise your communication skills, problem-solving abilities, and experience with credit underwriting processes. These are key competencies for the Lending Director role.
Showcase Team Management Experience:If you have experience managing teams, be sure to include this in your application. Discuss how you've successfully led teams to meet origination targets and manage loan portfolios effectively.
How to prepare for a job interview at Enra Specialist Finance
✨Showcase Your Development Finance Experience
Make sure to highlight your previous experience in development finance, whether from a bank or non-bank lending business. Be prepared to discuss specific projects you've worked on and how you successfully originated and managed loans.
✨Demonstrate Strong Communication Skills
Since the role involves dealing with borrowers and brokers, it's crucial to exhibit your communication skills during the interview. Practice articulating your thoughts clearly and confidently, and be ready to provide examples of how you've effectively built relationships in the past.
✨Prepare for Technical Questions
Expect questions related to the credit underwriting process, development appraisals, and structuring finance facilities. Brush up on these topics and be ready to discuss your knowledge and experience in reviewing valuation and monitoring surveyor reports.
✨Exhibit Leadership Qualities
As the role may involve managing a team, demonstrate your leadership abilities. Share examples of how you've successfully led teams in the past, met origination targets, and managed loan portfolios while maintaining a calm and organised approach.
