An established international bank seek an experienced credit risk analyst to provide independent challenge and oversight of credit risk for the bank’s Natural Resources portfolio (Oil & Gas, Metals & Mining, Commodities). Review and challenge first line proposals, prepare independent assessments, support credit committee decisions, and monitor portfolio risk against appetite and policy.
Responsibilities:
- Prepare independent credit assessments and recommendations on new business, renewals, waivers and material amendments, challenging First Line proposals as required.
- Analyse financial statements, cash flows, capital structure, transaction structures and key sector drivers (commodity prices, operations, geopolitics).
- Review and challenge internal risk ratings and classifications for consistency with policy and risk appetite.
- Present credit views to Credit Committees and senior stakeholders.
- Monitor the portfolio for emerging risks and deteriorating credits; escalate promptly.
- Contribute to sector policies, risk appetite metrics, early-warning indicators and stress-testing scenarios.
- Maintain knowledge of commodity markets, financing structures and ESG/climate transition risks relevant to Natural Resources.
Key Skills:
- 5–8+ years’ corporate/wholesale credit risk experience, preferably in a 2nd Line or independent credit function.
- Direct experience covering Natural Resources, Oil & Gas, Metals & Mining or related commodities.
- Strong financial analysis and cash-flow modelling skills, with understanding of complex transaction structures.
- Sound knowledge of credit frameworks, internal ratings, risk appetite and relevant regulatory expectations.
- Excellent written and verbal communication; experience presenting to Credit Committees.
- Ability to challenge constructively while maintaining effective stakeholder relationships.
- Degree in Finance, Economics, Accounting or related field (ACA/ACCA/CFA) advantageous.
CJ1585 - Senior Credit Risk Analyst, Natural Resources in London employer: C James
As an Account Manager at our London office, you will thrive in a dynamic and supportive work culture that prioritises employee growth and development. We offer competitive salaries, performance bonuses, and unique opportunities to engage with diverse clients, making your role both meaningful and rewarding. Join us to be part of a collaborative team that values innovation and excellence in the heart of one of the world's most vibrant cities.
