Senior Anti-Money Laundering Executive

At Open Payd, we are building a universal financial infrastructure to power the growth of the digital economy.

Our rails-agnostic approach empowers any business to move and manage money globally - across both traditional rails and stablecoins — at scale, and in real time.

The Open Payd platform delivers a suite of banking and payments infrastructure: accounts in over 40 currencies, FX, on/off ramp, international and domestic payments, Open Banking services – all via a single API.

A global network of licences alongside our best-in-class tech is why we’re trusted by 1000+ enterprise clients to process over $180 billion annually.

How will you add value to the Open Payd journey?

• Act as a Second Line point of escalation for First Line AML teams, reviewing and assessing complex, high-risk or sensitive onboarding and due diligence cases.
• Provide risk-based guidance and challenge to First Line colleagues on AML, CDD, EDD, Sanctions and Financial Crime matters
• Review and assess First Line risk decisions, ensuring consistency with internal policies, regulatory requirements and risk appetite.
• Resolve escalations from First Line teams, documenting rationale and outcomes clearly and proportionately.
• Delivering training within the department, and mentoring to First Line staff, and new starters.
• Conducting Quality Control on applications and providing SME feedback.
• Conducting Compliance calls with customers, ultimately assessing the customers controls and compliance program
• Proactively identifying and sharing areas of improvement in the due diligence processes and procedures.
• Presenting case files, and an overview of Processes during internal and external compliance audits
• Drafting and enhancing compliance policies and procedure

The ideal candidate will have the following

• An expert in Compliance with a comprehensive knowledge and experience within Financial Services Compliance with a minimum of 3 years AML experience
• In-depth knowledge of AML, CTF, and Financial Services regulations, as well as industry best practices for robust AML Frameworks
• Background in CDD and ongoing assurance of complex client types and corporate structures
• Proven experience in the UK/EU regulated financial services sector - preferably within a fintech, challenger bank, correspondent banking, or consultancy firm.
• Experience working with Digital Asset service providers is also beneficial
• The ability to self-manage, organize competing priorities effectively and meet deadlines
• Ability to mentor, and deliver training in a confident cohesive manner
• You enjoy working efficiently in a fast-paced, high-volume environment and thrive when there’s ambiguity
• Experience of working in fintech
• Strong analytical skills, problem-solving ability and attention to detail
• Good inter-personal skills
• Ability to communicate both orally and in writing, and be able to present credibly and professionally to senior management
• Able to build strong relationships with peers and business counterparts
• Our perks and benefits
• Personal training budget - £3000
• Cycle to Work scheme
• Discounted gym membership - £80 towards any gym
• Travel loan
• Company Pension plan
• Wednesday office breakfasts, office fruits and a full bar & regular team socials
• 25 days annual leave plus the Bank Holidays, extra day off for Birthday & Social Volunteering

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses.

These tools assist our recruitment team but do not replace human judgment.

Final hiring decisions are ultimately made by humans.

If you would like more information about how your data is processed, please contact us.