Senior AML Compliance Executive

Who are we?

At OpenPayd, we are building a universal financial infrastructure to power the growth of the digital economy. Our rails-agnostic approach empowers any business to move and manage money globally - across both traditional rails and stablecoins — at scale, and in real time.

The OpenPayd platform delivers a suite of banking and payments infrastructure: accounts in over 40 currencies, FX, on/off ramp, international and domestic payments, Open Banking services – all via a single API.

A global network of licences alongside our best-in-class tech is why we're trusted by 1200+ enterprise clients to process over $300 bn volume annually.

Key Responsibilities

• Act as a Second Line point of escalation for First Line AML teams, reviewing and assessing complex, high-risk or sensitive onboarding and due diligence cases.




• Provide risk-based guidance and challenge to First Line colleagues on AML, CDD, EDD, Sanctions and Financial Crime matters




• Review and assess First Line risk decisions, ensuring consistency with internal policies, regulatory requirements and risk appetite.




• Resolve escalations from First Line teams, documenting rationale and outcomes clearly and proportionately.




• Delivering training within the department, and mentoring to First Line staff, and new starters.




• Conducting Quality Control on applications and providing SME feedback.




• Conducting Compliance calls with customers, ultimately assessing the customers controls and compliance program




• Proactively identifying and sharing areas of improvement in the due diligence processes and procedures.




• Presenting case files, and an overview of Processes during internal and external compliance audits




• Drafting and enhancing compliance policies and procedure




• Anexpert in Compliance with a comprehensiveknowledgeandexperiencewithin Financial Services Compliance with a minimum of 3 years AML experience

Qualifications & Experience

• In-depth knowledge of AML, CTF, and Financial Services regulations, as well as industry best practices for robust AML Frameworks




• Background in CDD and ongoing assurance of complex client types and corporate structures




• Proven experience in the UK/EU regulated financial services sector - preferably within a fintech, challenger bank, correspondent banking, or consultancy firm.




• Experience working with Digital Asset service providers is also beneficial




• Theabilitytoself-manage,organizecompetingprioritieseffectivelyandmeetdeadlines




• Ability to mentor, and deliver training in a confident cohesive manner




• Youenjoyworkingefficientlyinafast-paced,high-volumeenvironmentand thrive when there's ambiguity




• Experienceofworkinginfintech




• Stronganalyticalskills,problem-solvingabilityandattentiontodetail




• Goodinter-personalskills




• Abilitytocommunicatebothorallyandinwriting,andbe ableto present credibly and professionally to senior management




• Abletobuildstrongrelationshipswithpeersandbusinesscounterparts

Benefits & Perks

• Personal training budget - £3000




• Cycle to Work scheme




• Discounted gym membership - £80 towards any gym




• Corporate discounts via PerkBox




• Travel loan




• Company Pension plan




• Health, Dental & Life Insurance




• Wednesday office breakfasts, office fruits and a full bar & regular team socials




• 25 days annual leave plus the Bank Holidays, extra day off for Birthday & Social Volunteering

OpenPayd Talent Team

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