At a Glance
- Tasks: Assess and underwrite loan applications while delivering exceptional customer service.
- Company: Join a leading financial technology company with global success.
- Benefits: Earn up to £45,000 OTE, enjoy hybrid working, and receive private health cover.
- Other info: Enjoy 25 days holiday, learning opportunities, and a supportive work environment.
- Why this job: Make a real impact in a dynamic team and help customers achieve their financial goals.
- Qualifications: Previous underwriting experience preferred; strong analytical and communication skills required.
The predicted salary is between 28800 - 43200 £ per year.
Are you ready to join a growing and dynamic team as an Underwriter in South Manchester? Our client is entering an exciting phase of expansion and is seeking a talented individual to help customers secure the financial solutions they need. This is a fantastic opportunity to join a market-leading financial platform backed by global success.
This Underwriter position offers a basic salary of up to £32,000, with on-target earnings of up to £45,000. You’ll also benefit from a hybrid working model—2 days in the office and 3 days working from home following a successful probation period. Additional benefits include private health and dental cover, as well as a life assurance scheme.
Our client is a leader in the financial technology space, delivering innovative solutions that empower users to manage their credit and make informed financial decisions. With a presence across multiple countries and millions of users worldwide, they are committed to leveraging technology to drive positive financial outcomes.
As an Underwriter, you will:
- Assess and underwrite secured loan applications in line with lending criteria
- Review customer information, including income, affordability, credit history, and documentation
- Conduct thorough due diligence and risk assessments
- Make informed lending decisions while balancing risk and customer needs
- Prepare and process all relevant underwriting documents
- Communicate with lenders and internal teams to resolve any queries
- Liaise with customers to clarify information and guide them through the process
- Build strong customer relationships, delivering exceptional service
- Achieve targets and KPIs while maintaining accuracy and compliance
- Keep up to date with industry regulations and underwriting best practices
Package and Benefits:
- £32,000 basic salary up to £32,000 with earnings up to £45,000 OTE
- Hybrid working: 2 days in the office, 3 days from home after probation
- 25 days holiday plus a duvet day on your birthday
- Private health and dental cover, including mental health support
- Life assurance and up to 4% matched pension
- Daily breakfast, free snacks, and a variety of discounts
- Learning and development opportunities, including leadership-led training
Ideal Candidate Profile for the Underwriter:
- Previous underwriting or secured lending experience would be preferable.
- Performance-driven mindset with a focus on meeting targets
- Strong analytical and decision-making skills
- Excellent attention to detail and problem-solving abilities
- Confident communicator, both with customers and internal stakeholders
- Highly organised and capable of managing multiple cases in a fast-paced environment
- Flexible and willing to work shifts when required
If you have experience or interest in roles such as Loan Underwriter, Credit Analyst, Loan Officer, Case Manager, or Financial Advisor, this Underwriter position could be the perfect next step.
If you’re a motivated individual ready to make a real impact within a thriving organisation, this Underwriter role could be your next career move. Apply now to join a team that values innovation, customer satisfaction, and continuous growth.
Loan Underwriter employer: Fintelligent Search
As a Senior Account Handler in our Leeds-based team, you'll thrive in a supportive and collaborative work culture that prioritises technical development and meaningful client relationships. We offer competitive benefits, opportunities for professional growth, and the chance to engage with exciting motorsport events, making this an excellent employer for those seeking a rewarding career in specialist commercial motor insurance.
StudySmarter Expert Advice🤫
We think this is how you could land Loan Underwriter
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their values and how they align with your own. This will help you stand out and show that you're genuinely interested in being part of their team.
✨Tip Number 3
Practice your responses to common interview questions, especially those related to underwriting and risk assessment. Use the STAR method (Situation, Task, Action, Result) to structure your answers and showcase your skills effectively.
✨Tip Number 4
Don’t forget to follow up after your interview! A quick thank-you email can leave a lasting impression and keep you top of mind. Plus, it shows your enthusiasm for the role and the company.
We think you need these skills to ace Loan Underwriter
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Underwriter role. Highlight your previous underwriting or secured lending experience, and don’t forget to showcase your analytical skills and attention to detail. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about the role and how your experience aligns with our client's needs. We love seeing genuine enthusiasm, so let your personality come through!
Showcase Your Achievements:When detailing your past roles, focus on your achievements rather than just responsibilities. Did you meet targets? Improve processes? We want to know how you’ve made an impact in your previous positions!
Apply Through Our Website:We encourage you to apply directly through our website for the best chance of success. It’s quick and easy, and ensures your application gets to the right people. Don’t miss out on this fantastic opportunity!
How to prepare for a job interview at Fintelligent Search
✨Know Your Numbers
As an Underwriter, you'll be dealing with financial data all the time. Brush up on your understanding of income, affordability, and credit history metrics. Be ready to discuss how you assess these factors in your previous roles.
✨Showcase Your Analytical Skills
Prepare examples that highlight your analytical and decision-making skills. Think of specific situations where you had to make tough lending decisions and how you balanced risk with customer needs. This will show your potential employer that you can handle the responsibilities of the role.
✨Communicate Clearly
Strong communication is key in this role. Practice explaining complex financial concepts in simple terms. You might be asked to demonstrate how you would guide a customer through the underwriting process, so be prepared to role-play this scenario.
✨Stay Updated on Industry Trends
Familiarise yourself with the latest industry regulations and underwriting best practices. Being knowledgeable about current trends will not only impress your interviewers but also show that you're proactive and committed to continuous learning.
