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For Companies At a Glance
- Tasks: Support the RM and Head of Real Estate Finance in managing client relationships and analyzing credit.
- Company: Join DBS Bank, a leading financial services group with a strong focus on innovation and customer service.
- Benefits: Enjoy opportunities for professional growth, a collaborative work environment, and potential remote work options.
- Why this job: Be part of a dynamic team that drives real estate finance strategies and makes a real impact.
- Qualifications: Ideal for candidates with strong analytical skills and a passion for finance, no prior experience required.
- Other info: Opportunity to work closely with senior management and gain valuable industry insights.
The predicted salary is between 36000 - 60000 £ per year.
Job Purpose
- Provide support to the RM and Head of Real Estate Finance to deliver the DBS London Real Estate strategy with Asian Connectivity clients, selective UK Whitelisted clients, and selective Global Funds.
- Provide support to the RM and Head of Real Estate Finance to proactively manage existing Real Estate client relationships and new business opportunities, to achieve revenue targets and maximise shareholder\’s value for the Bank, whilst operating within a robust Credit, Legal and AML framework.
Key Accountabilities
- Production of concise credit analysis in a timely manner for review by RM, Head of Real Estate Finance and Risk Management, to include comprehensive business and financial analysis through the assessment of an asset’s income schedule/sponsor company’s strengths and weaknesses, together with a peer analysis and consideration to market comparables, in line with DBS risk parameters.
- Liaising with Head Office Real Estate teams (where applicable) for preparation and input of relevant industry analysis.
- To provide ongoing risk monitoring of the IBG Real Estate client portfolio including analysis of financial information as well as stress testing were appropriate.
- Presentation of credit issues to RM, Head of Real Estate Finance and Risk Management on all credit matters, including participation in Green Light presentations and articulating GLOW memos as required.
- To provide mid-office support to relationship managers for ongoing client administration and documentation purposes as well as ancillary support for client and business development activity.
- Provide support to the Head of Real Estate Finance regarding the preparation of regular financial reporting for HQ.
- To be aware of structural risk and documentary issues and be able to monitor and respond to such issues over the lifetime of facilities.
- To provide marketing support to senior RMs with a focus on credit, but also to look for additional earning opportunities through a thorough knowledge of the client and commercial Real Estate sector.
- Work with Loan Services and Account Services/Payments to resolve day to day administration matters.
Job Responsibilities
CREDIT
- Ensure good working knowledge of DBS credit policies and procedures.
- Provide in-depth credit analysis of existing and new real estate transactions.
- Preparation of periodical reviews required for existing real estate transactions.
- Ensure compliance with internal and external (FCA, etc) regulations and guidelines.
- Ongoing risk monitoring including review of financial information, covenant compliance and financial forecast and stress testing.
- Documentary support post facility close including management of waivers and related issues.
GENERAL
- Build good working relationships and ensure good co-operation with other departments and HO departments.
- Provide timely response and resolution to client/internal/audit issues.
- Maintain client files in good order.
- Accompany Head of Real Estate Finance/RMs as and when relevant on client and bank meetings.
- Maintain departmental activity records; help with other reporting requirements as and when requested.
- Carry out/assist with other special assignments as directed.
DBS Bank | Junior Relationship Manager employer: DBS Bank
Contact Detail:
DBS Bank Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land DBS Bank | Junior Relationship Manager
✨Tip Number 1
Familiarize yourself with DBS's credit policies and procedures. Understanding these guidelines will not only help you in your role but also demonstrate your commitment to the bank's standards during the interview process.
✨Tip Number 2
Network with professionals in the real estate finance sector. Attend industry events or webinars where you can meet potential colleagues or mentors who can provide insights into the role and the company culture at DBS.
✨Tip Number 3
Stay updated on market trends and developments in the real estate sector. Being knowledgeable about current events and how they impact the market will allow you to engage in meaningful discussions during interviews.
✨Tip Number 4
Prepare to discuss your analytical skills and experience with financial modeling. Highlighting specific examples of how you've successfully conducted credit analysis or risk assessments will set you apart from other candidates.
We think you need these skills to ace DBS Bank | Junior Relationship Manager
Some tips for your application 🫡
Understand the Role: Make sure to thoroughly read the job description for the Junior Relationship Manager position at DBS Bank. Understand the key responsibilities and accountabilities, especially around credit analysis and client relationship management.
Highlight Relevant Experience: In your CV and cover letter, emphasize any previous experience you have in credit analysis, real estate finance, or client relationship management. Use specific examples that demonstrate your ability to meet the requirements outlined in the job description.
Showcase Analytical Skills: Since the role requires strong analytical skills, be sure to mention any relevant coursework, projects, or experiences that showcase your ability to conduct financial analysis and risk monitoring. This could include academic achievements or professional experiences.
Tailor Your Application: Customize your application materials to reflect the language and priorities of DBS Bank. Use keywords from the job description to align your skills and experiences with what they are looking for in a candidate.
How to prepare for a job interview at DBS Bank
✨Understand the Role and Responsibilities
Make sure you have a clear understanding of the Junior Relationship Manager position and its key accountabilities. Familiarize yourself with the specific tasks such as credit analysis, risk monitoring, and client relationship management to demonstrate your knowledge during the interview.
✨Showcase Your Analytical Skills
Prepare to discuss your experience with financial analysis and credit assessments. Be ready to provide examples of how you've successfully analyzed financial information or managed risk in previous roles, as this is crucial for the position.
✨Demonstrate Team Collaboration
Highlight your ability to work collaboratively with different departments and teams. Share examples of how you've effectively communicated and cooperated with others to achieve common goals, as this role requires strong interdepartmental relationships.
✨Prepare Questions About the Company and Industry
Research DBS Bank and the real estate finance sector. Prepare insightful questions that show your interest in the company’s strategy and how you can contribute to their goals, particularly regarding Asian connectivity and UK clients.
