Property & Casualty Underwriter: Existing Business

Working hours: This role is available on a part-time, job-share or full-time basis.

Location: Manchester, Hybrid

Closing date for applications: 5th August 2026

The opportunity: We are currently seeking an experienced Property & Casualty (P&C) Underwriter to join our experienced and highly successful team of underwriters in Manchester. In this role, you will play a key part in managing and developing an existing portfolio of business, ensuring long-term profitability, retention and sustainable growth. Working closely with brokers and customers, you'll be responsible for delivering underwriting excellence, identifying opportunities to strengthen relationships and providing tailored solutions that meet our customers' needs.

As an experienced Existing Business P&C Underwriter, you'll use your underwriting expertise and market knowledge to assess renewal and mid-term business, make sound underwriting decisions and contribute to the continued success of our portfolio. Your expertise will help us deliver high-quality insurance products and service while maintaining strong broker partnerships.

Many of our employees work flexibly in a variety of different ways, including part-time, flexible hours, job share, an element of working from home or compressed hours. This is because we want the best people for our roles, and we recognise that sometimes those people aren't available full-time. Please talk to us at interview about the flexibility you may need.

Key responsibilities:

• Evaluate, underwrite and manage Existing Business P&C accounts, including renewals and mid-term adjustments.
• Analyse risk exposure and determine appropriate coverage, pricing and underwriting terms.
• Identify opportunities to retain and grow profitable business within the existing portfolio.
• Collaborate with brokers and customers to gather relevant information, negotiate terms and deliver effective underwriting solutions.
• Maintain up-to-date knowledge of market trends, industry developments and regulatory changes.
• Build and maintain strong relationships with brokers and key stakeholders to support retention and portfolio growth.
• Monitor portfolio performance and take appropriate action to ensure underwriting profitability.
• Ensure compliance with company policies, underwriting guidelines and regulatory requirements.
• Deliver exceptional service to brokers and customers, supporting long-term relationship management.

Your skills and experience:

• Proven experience as a Property & Casualty Underwriter, with a focus on existing business, renewals or portfolio management.
• Strong knowledge of insurance products, underwriting principles and risk assessment techniques.
• Excellent analytical, judgement and decision-making skills.
• Strong communication, relationship-building and negotiation abilities.
• Experience of managing broker relationships and delivering excellent customer outcomes.
• Ability to work independently and collaboratively within a team environment.
• Proficiency in insurance systems and Microsoft Office applications.
• Relevant professional qualifications (e.g. ACII) are preferred.
• A commercial mindset with a focus on portfolio performance, retention and profitable growth.

This is an excellent opportunity for an experienced underwriter looking to further develop their career within a successful and supportive team, while playing a key role in managing and growing a profitable existing business portfolio.

What will you get in return?

Everyone’s different. That’s why at Zurich, we offer a wide range of employee benefits so our people can choose what fits them and their life. Our benefits provide real flexibility so our people can make considered choices and tailor their benefits throughout the year. Our benefits include 12% defined non-contributory pension scheme, annual company bonus, private medical insurance and the option to buy up to an additional 20 days or sell some of your holiday, alongside a range of other flexible benefits.

Who we are

At Zurich we aspire to be one of the most responsible and impactful businesses in the world. Together, we’re creating a brighter future for our customers, our people and our planet. With over 65,000 employees, you’ll feel the support of being part of a strong and stable company that is a long-standing player in the insurance industry.

We’ve made a promise to each other and every employee: to focus on sustainable impact, to care about each other’s wellbeing, to use our diverse expertise to be curious and optimistic and to develop the skills needed for our future.

If you’re interested in working in a dynamic and challenging environment where your creativity, ideas and contributions are recognised and rewarded, Zurich could be just the place for you. Be part of something great.

Our culture

At Zurich, our strength comes from the diverse experiences, perspectives and talents of our people. Our goal is to create a workplace where every employee can flourish and where everyone feels valued, heard and respected. Over a quarter of our employees are members of at least one of our inclusion communities (Employee Resource Groups), with groups focused on areas such as social mobility and cultural awareness. We’re proud to have received numerous industry awards recognising our diversity and inclusion policies and initiatives.

We’ve created an environment that places real importance on our people’s wellbeing from a physical, mental, social and financial perspective. We work with our wellbeing partners and industry experts to provide practical advice and access to a wide range of lifestyle support, alongside opportunities to learn, grow and develop the skills needed for the future.

We actively support our employees to give back to their communities through volunteering and charitable activity. Our charitable arm, Zurich Community Trust, is one of the longest‑established corporate trusts in the UK. Together, we’ve supported causes across the UK through grants and volunteering, contributing over £100 million in funding and volunteered time.

Your application

We’re committed to treating all applicants fairly and with respect, irrespective of their actual or assumed background, sexual orientation, disability or any other protected characteristic. As an inclusive employer we also want to ensure that all candidates feel comfortable and are able to perform at their best during the interview. You’ll have the opportunity to let us know of any reasonable adjustment or practical support needed when you apply.

So, make a difference. Be challenged. Be inspired. Be supported. Love what you do. Work for us.