At a Glance
- Tasks: Evaluate and underwrite high-value insurance policies for affluent clients.
- Company: Join Zurich, a leader in high-net-worth insurance with a focus on sustainability.
- Benefits: Enjoy a competitive salary, generous holiday, and a strong pension scheme.
- Other info: Flexible working options and a commitment to diversity and inclusion.
- Why this job: Make a real impact by providing bespoke insurance solutions to high-net-worth clients.
- Qualifications: Experience in underwriting high-net-worth home and motor products is essential.
The predicted salary is between 36000 - 60000 £ per year.
Working Hours
This role is available on a part‑time, job‑share or full‑time basis.
Location
Manchester
Salary
£34,000 to £45,000 depending on experience plus excellent benefits and career development opportunities.
Closing Date
31st May 2026
The Opportunity
We are looking for a skilled and motivated Trading Underwriter to join our High Net Worth team, specialising in home and motor products. The ideal candidate will have a strong background in underwriting, excellent market awareness, and a keen ability to build and maintain relationships with brokers and clients.
Many of our employees work flexibly in a variety of ways, including part‑time, flexible hours, job share, an element of working from home or compressed hours. This is because we want the best people for our roles, and we recognise that sometimes those people aren’t available full‑time. Please talk to us at interview about the flexibility you may need.
Key Responsibilities
- Evaluate and underwrite high‑value home and motor insurance policies for high‑net‑worth clients, adhering to underwriting guidelines and risk appetites.
- Develop and sustain robust relationships with brokers, clients, and other key stakeholders to drive business growth and enhance client satisfaction.
- Analyse and assess risk exposures to provide bespoke insurance solutions tailored to the unique needs of high‑net‑worth clients.
- Monitor and manage the profitability of the portfolio, ensuring that underwriting decisions align with the company's financial objectives.
- Collaborate with internal teams, including claims, actuarial, and risk management, to ensure a holistic approach to underwriting and client service.
- Stay updated on market trends, competitor activities, and regulatory changes to inform underwriting strategies and maintain a competitive advantage.
- Participate in client and broker meetings, presentations, and other marketing activities to promote Zurich's high net worth home and motor insurance products.
Your Skills and Experience
- Underwriting experience within the high‑net‑worth sector, specifically in home and motor products.
- Strong analytical and decision‑making skills with a proven ability to assess complex risks.
- Exceptional interpersonal and communication skills, with the ability to build and maintain effective relationships with brokers and clients.
- Proficient in using underwriting software and tools.
- Demonstrated ability to work independently and as part of a collaborative team.
- Strong organisational skills with the ability to manage multiple priorities in a fast‑paced environment.
Benefits
We offer a wide range of employee benefits to fit your life. Our benefits include a 12% defined non‑contributory pension scheme, an annual company bonus, private medical insurance, and the option to buy up to an additional 20 days or sell some of your holiday, alongside other flexible benefits.
Equal Opportunity
We’re committed to treating all applicants fairly and with respect, irrespective of their actual or assumed background, sexual orientation, disability or any other protected characteristic.
High-Net-Worth Underwriter in Manchester employer: Zurich Insurance
Zurich is an exceptional employer that prioritises employee well-being and professional growth, offering a comprehensive benefits package including a generous pension scheme, annual bonuses, and extensive health support. Our collaborative work culture fosters strong relationships with clients and brokers, while our commitment to sustainability and diversity ensures a meaningful workplace where you can thrive. Join us in our vibrant location, where flexible working arrangements and opportunities for personal development are at the forefront of our mission to deliver bespoke insurance solutions for high-net-worth clients.
StudySmarter Expert Advice🤫
We think this is how you could land High-Net-Worth Underwriter in Manchester
✨Network Like a Pro
Get out there and connect with people in the industry! Attend events, join online forums, and don’t be shy about reaching out to brokers or potential clients. Building relationships is key in the high-net-worth sector, and it can really set you apart.
✨Show Off Your Expertise
When you get the chance to chat with potential employers or clients, make sure to highlight your underwriting experience and market knowledge. Share insights on risk assessment and bespoke solutions you've provided in the past – it’ll show you know your stuff!
✨Stay Ahead of the Game
Keep yourself updated on market trends and regulatory changes. This not only helps you in interviews but also shows that you’re proactive and serious about your role as an underwriter. Plus, it gives you great talking points when meeting with brokers or clients.
✨Apply Through Our Website
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are genuinely interested in joining our team at Zurich.
We think you need these skills to ace High-Net-Worth Underwriter in Manchester
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter to highlight your underwriting experience, especially in high-net-worth home and motor products. We want to see how your skills align with our needs, so don’t hold back on showcasing your relevant achievements!
Showcase Your Analytical Skills:Since the role involves assessing complex risks, it’s crucial to demonstrate your analytical prowess. Include specific examples of how you've successfully evaluated risk exposures in previous roles. This will help us see your decision-making process in action!
Highlight Relationship Building:Building and maintaining relationships is key in this role. Share instances where you’ve developed strong connections with brokers or clients. We love seeing candidates who can communicate effectively and foster collaboration!
Apply Through Our Website:We encourage you to apply directly through our website for a smoother application process. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows your enthusiasm for joining our team!
How to prepare for a job interview at Zurich Insurance
✨Know Your Underwriting Inside Out
Make sure you brush up on your underwriting knowledge, especially in the high-net-worth sector. Be prepared to discuss specific policies and risk assessments you've handled in the past. This will show that you not only understand the technical side but can also apply it practically.
✨Build Rapport with Stakeholders
Since the role involves developing relationships with brokers and clients, think of examples where you've successfully built rapport in previous roles. Share stories that highlight your interpersonal skills and how they contributed to business growth or client satisfaction.
✨Stay Updated on Market Trends
Research current market trends and competitor activities related to high-net-worth insurance. Being able to discuss these insights during your interview will demonstrate your proactive approach and commitment to staying informed, which is crucial for making sound underwriting decisions.
✨Showcase Your Analytical Skills
Prepare to discuss how you've assessed complex risks in the past. Use specific examples to illustrate your analytical and decision-making skills. This will help the interviewers see your capability in managing the profitability of a portfolio and aligning decisions with financial objectives.
