Senior Property Portfolio Underwriter

Working hours: This role is available on a part-time, job-share or full-time basis. Location: We’re flexible on where you are based in the North region, however, there will be the need to travel to Glasgow offices regularly, Hybrid.

The opportunity: This is an exciting chance to take on a key portfolio underwriting role within a successful and growing business. As a Senior Portfolio Underwriter in Zurich UK Retail, you will directly support our people and deliver for our customers. You’ll work closely with the UK Regional Property Manager to help drive and deliver our commercial plans and strategies. You’ll bring strong technical Property underwriting expertise, acting as a trusted referral point and championing the digitisation of our underwriting processes. Your insights will help shape the portfolio, enabling well-balanced and sustainable growth—both now and for the future.

Many of our employees work flexibly in a variety of different ways, including part-time, flexible hours, job share, an element of working from home or compressed hours. This is because we want the best people for our roles, and we recognise that sometimes those people aren’t available full-time. Please talk to us at interview about the flexibility you may need.

What will you be doing?

• Analysing risk and addressing complex technical matters using your technical underwriting skills.
• Interpreting underwriting and insurance KPIs with confidence, working with data to inform decisions.
• Collaborating closely with your immediate team, wider underwriting colleagues, and cross-functional teams (Central Underwriting, Claims, Finance, Pricing, Risk Engineering).
• Delivering against commercial plans by implementing the Property action plan and driving growth in key markets.
• Providing technical expertise and guidance to support sound underwriting decisions across the business.
• Regularly reviewing Property portfolio performance, identifying key trends, and presenting actionable recommendations.
• Maintaining and enhancing operational reporting suites to ensure strong performance oversight and effective commercial delivery.
• Undertaking case underwriting, including direct interaction with brokers and customers.
• Supporting audit-related activities, such as Ad Hoc Spot Checks on Regional Property business.
• Fostering a collaborative, high-performing team environment focused on delivering for customers, colleagues, shareholders, and communities.

What are we looking for?

• Experienced and respected Property underwriter, with strong communication skills.
• Ability to build productive relationships across the business.
• Confident in making timely, well-reasoned underwriting decisions.
• Skilled in drawing insights from data and finding practical, creative solutions to challenges.
• Exceptional attention to detail and ability to interpret complex information.
• Strong analytical and evaluation skills, including experience with business intelligence tools (such as Power BI) and proficiency in Excel.
• Organised, able to manage priorities and deadlines effectively.
• Balanced approach to independent work and collaborative team engagement.
• Customer-focused mindset, ensuring decisions at case and portfolio level consistently deliver the right outcomes.

What will you get in return?

Everyone’s different. That’s why at Zurich, we offer a wide range of employee benefits so our people can choose what fits them and their life. Our benefits provide real flexibility so our people can make considered choices and tailor their benefits throughout the year. Our benefits include 12% defined non-contributory pension scheme, annual company bonus, private medical insurance and the option to buy up to an additional 20 days or sell some of your holiday.

As an inclusive employer we want to ensure that all candidates feel comfortable and are able to perform at their best during the interview. You’ll have the opportunity to let us know of any reasonable adjustment or practical support needed when you apply.

Who we are: At Zurich we aspire to be one of the most responsible and impactful businesses in the world and the best global insurer. Together we’re creating a brighter future for our customers, our people, and our planet. With over 55,000 employees in more than 170 countries, you’ll feel the support of being part of a strong and stable company who are a long-standing player in the insurance industry.

We’ve made a promise to each other and every employee; to focus on sustainable impact, to care about each other’s wellbeing, to use our diverse expertise to be curious and optimistic and to develop the skills needed for our future.

If you’re interested in working in a dynamic and challenging environment for a company that recognises and rewards your creativity, initiatives, and contributions - then Zurich could be just the place for you.

Our culture: At Zurich, our sense of community is strong and we’re particularly passionate about diversity and inclusion, which we’ve won numerous awards for. We want our people to bring the whole of themselves to work and ensure everybody is made to feel welcome, regardless of their background, beliefs, or culture. We want our employees to reflect the diversity of our customers and so are committed to treating all of our applicants fairly and with respect, irrespective of their actual or assumed background, disability or any other protected characteristic.

We’ve an environment that places a real importance on our people’s wellbeing from a physical, mental, social, and financial perspective. We work with our wellbeing partners and industry experts to provide the best advice and access to a wealth of lifestyle support. We’re also committed to continuous improvement, and we offer access to a comprehensive range of training and development opportunities. We’re passionate about supporting employees to help others by getting involved in volunteering, charitable and community activity. Our charitable arm, Zurich Community Trust, is one of the longest-established corporate trusts in the UK. In that time, we’ve awarded grants and volunteered time to deserving causes in the UK valued at over £90 million.

So make a difference. Be challenged. Be inspired. Be supported. Love what you do. Work for us.