Senior P&C Underwriter — Complex Risks & Growth in Bristol

Working hours: This role is available on a part-time, job-share or full-time basis.

Location: Birmingham or Bristol, Hybrid

Closing date for applications: 7th April 2026

The opportunity: We’re looking for an experienced and forward-thinking Senior Property & Casualty Underwriter to join our team. In this pivotal role, you will take ownership of underwriting complex and high value new business cases, driving profitable growth across our P&C portfolio. You’ll act as a trusted specialist, supporting broker relationships, contributing to strategic decisions, and helping shape underwriting best practice across the team. This is an excellent opportunity for a seasoned underwriter who thrives in a fast-paced environment, enjoys solving complex challenges, and wants to make a meaningful impact within a market leading organisation.

Many of our employees work flexibly in a variety of different ways, including part-time, flexible hours, job share, an element of working from home or compressed hours. This is because we want the best people for our roles, and we recognise that sometimes those people aren’t available full-time. Please talk to us at interview about the flexibility you may need.

Key responsibilities:

• Lead the assessment, underwriting, and pricing of new business opportunities within Property & Casualty, ensuring decisions support sustainable profitability.
• Analyse complex risk information and provide clear, well-balanced underwriting recommendations.
• Develop and maintain strong, proactive relationships with brokers and clients, acting as a senior point of contact on technical queries.
• Contribute to portfolio management, market insights, and underwriting strategy to support continual improvement.
• Collaborate with colleagues across underwriting, pricing, claims, and risk to ensure consistent and robust underwriting practices.
• Stay ahead of market trends, regulatory changes, and emerging risks, sharing insights with the wider team.
• Mentor and support junior underwriters, helping build technical capability and confidence across the function.

Your skills & experience:

• Significant experience in Property & Casualty underwriting, ideally with exposure to complex or large commercial risks.
• Strong analytical capability with the ability to interpret detailed data and make sound, informed decisions under pressure.
• Excellent market awareness and understanding of P&C insurance trends, regulations, and competitor activity.
• Confident communicator with the ability to influence stakeholders and build trusted relationships with brokers and clients.
• Skilled in using underwriting tools, systems, and data to support decision making.
• Highly organised with strong attention to detail and the ability to manage multiple priorities effectively.
• A collaborative, proactive approach with a commitment to delivering high-quality outcomes.
• Professional mindset, strong work ethic, and a passion for continuous improvement.

If you’re a technically strong, commercially minded underwriter looking for the next step in your career, we’d love to hear from you. Join us and play a key role in shaping the future of our Property & Casualty proposition while helping deliver outstanding solutions for our clients.

What will you get in return?

Everyone’s different. That’s why at Zurich; we offer a wide range of employee benefits so our people can choose what fits them and their life. Our benefits provide real flexibility so our people can make considered choices and tailor their benefits throughout the year. Our benefits include 12% defined non-contributory pension scheme, annual company bonus, private medical insurance and the option to buy up to an additional 20 days or sell some of your holiday.

As an inclusive employer we want to ensure that all candidates feel comfortable and are able to perform at their best during the interview. You’ll have the opportunity to let us know of any reasonable adjustment or practical support needed when you apply.

Who we are:

At Zurich we aspire to be one of the most responsible and impactful businesses in the world and the best global insurer. Together we’re creating a brighter future for our customers, our people, and our planet. With over 55,000 employees in more than 170 countries, you’ll feel the support of being part of a strong and stable company who are a long-standing player in the insurance industry.

We’ve made a promise to each other and every employee; to focus on sustainable impact, to care about each other’s wellbeing, to use our diverse expertise to be curious and optimistic and to develop the skills needed for our future.

If you’re interested in working in a dynamic and challenging environment for a company that recognises and rewards your creativity, initiatives, and contributions - then Zurich could be just the place for you. Be part of something great.

Our culture:

At Zurich, our sense of community is strong and we’re particularly passionate about diversity and inclusion, which we’ve won numerous awards for. We want our people to bring the whole of themselves to work and ensure everybody is made to feel welcome, regardless of their background, beliefs, or culture. We want our employees to reflect the diversity of our customers and so are committed to treating all of our applicants fairly and with respect, irrespective of their actual or assumed background, disability or any other protected characteristic.

We’ve an environment that places a real importance on our people’s wellbeing from a physical, mental, social, and financial perspective. We work with our wellbeing partners and industry experts to provide the best advice and access to a wealth of lifestyle support. We’re also committed to continuous improvement, and we offer access to a comprehensive range of training and development opportunities. We’re passionate about supporting employees to help others by getting involved in volunteering, charitable and community activity. Our charitable arm, Zurich Community Trust, is one of the longest-established corporate trusts in the UK. In that time, we’ve awarded grants and volunteered time to deserving causes in the UK valued at over £90 million.

So make a difference. Be challenged. Be inspired. Be supported. Love what you do. Work for us.