Senior Life Underwriter in Birmingham

Senior Life Underwriter in Birmingham

Birmingham Full-Time 50000 - 60000 £ / year (est.) Home office possible
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Zurich Insurance Company

At a Glance

  • Tasks: Assess Life, Critical Illness, and Income Protection applications with a focus on quality decisions.
  • Company: Join Zurich, a leading global insurer committed to making a positive impact.
  • Benefits: Flexible working options, competitive pension scheme, annual bonuses, and private medical insurance.
  • Why this job: Be part of a transformative journey in the insurance industry and make a real difference.
  • Qualifications: Experience in underwriting protection products and excellent communication skills required.
  • Other info: Dynamic environment with strong focus on diversity, inclusion, and continuous development opportunities.

The predicted salary is between 50000 - 60000 £ per year.

Working Hours: This role is available on a part-time, job-share, or full-time basis. Full-time hours are 37.5 per week.

Location: We’re flexible—home-working contracts are available.

The opportunity: We’re on an exciting journey of change and transformation. Our goal is to become the top Retail Protection provider for our advisers, customers, and colleagues. As we grow, we’re looking for passionate people to join our highly successful team of underwriters. We aim to provide a service that is valued by our advisers and customers, setting us apart in the industry.

As a Life Medical Underwriter, you’ll assess Life, Critical Illness, and/or Income Protection applications that don’t fit our online underwriting criteria. Your focus will be on making high-quality underwriting decisions quickly and efficiently. You’ll also have opportunities to get involved in mentoring and developing trainees, specialist underwriting, continuous improvement activities, or acting as a strategic contact as you progress in your career. We provide various opportunities for you to develop your skills, including roles in our Large Case team, Underwriting Development team, Underwriting Quality/Retro team, or as a Team Leader. We encourage our colleagues to challenge what we do so we can continuously improve. In return for your commitment to help us achieve our ambitions, we offer an outstanding place to work where you can thrive and grow in your career.

What will you be doing?

  • Make quality, timely decisions in line with the Zurich underwriting philosophy and frameworks, underwriting applications to a high standard.
  • Display excellent communication skills with a broad range of stakeholders, including customers and advisers.
  • Resolve positive decision challenges by clearly explaining the decisions made.
  • Train and support other team members, providing coaching where needed.
  • Help create a culture of continuous improvement.
  • Always act with integrity, demonstrating a positive, can-do attitude.

What are we looking for?

  • Someone with authority to underwrite protection products, including Life, Critical Illness, and/or Income Protection.
  • Excellent communication skills, both written and verbal, with the confidence to explain decisions and negotiate outcomes.
  • Works well both in a team and individually, and be self-motivated.
  • Be customer-focused with excellent verbal and written communication skills.
  • Be highly detail-oriented with a proven track record of delivering quality results.
  • Possess the appropriate IT skills.

What will you get in return?

Everyone’s different. That’s why at Zurich, we offer a wide range of employee benefits so our people can choose what fits them and their life. Our benefits provide real flexibility so our people can make considered choices and tailor their benefits throughout the year. Our benefits include 12% defined non-contributory pension scheme, annual company bonus, private medical insurance and the option to buy up to an additional 20 days or sell some of your holiday.

Who we are:

At Zurich we aspire to be one of the most responsible and impactful businesses in the world and the best global insurer. Together we’re creating a brighter future for our customers, our people and our planet. With over 55,000 employees in more than 170 countries, you’ll feel the support of being part of a strong and stable company who are a long-standing player in the insurance industry.

We’ve made a promise to each other and every employee; to focus on sustainable impact, to care about each other’s wellbeing, to use our diverse expertise to be curious and optimistic and to develop the skills needed for our future.

If you’re interested in working in a dynamic and challenging environment for a company that recognises and rewards your creativity, initiatives and contributions - then Zurich could be just the place for you. Be part of something great.

Our Culture:

At Zurich, our sense of community is strong and we’re particularly passionate about diversity and inclusion, which we’ve won numerous awards for. We want our people to bring the whole of themselves to work and ensure everybody is made to feel welcome, regardless of their background, beliefs or culture. We want our employees to reflect the diversity of our customers, and so are committed to treating all of our applicants fairly and with respect, irrespective of their actual or assumed background, disability or any other protected characteristic.

We’ve an environment that places a real importance on our people’s wellbeing from a physical, mental, social and financial perspective. We work with our wellbeing partners and industry experts to provide the best advice and access to a wealth of lifestyle support. We’re also committed to continuous improvement and we offer access to a comprehensive range of training and development opportunities.

We’re passionate about supporting employees to help others by getting involved in volunteering, charitable and community activity. Our charitable arm, Zurich Community Trust, is one of the longest-established corporate trusts in the UK. In that time, we’ve awarded grants and volunteered time to deserving causes in the UK valued at over £90 million.

So make a difference. Be challenged. Be inspired. Be supported, Love what you do. Work for us.

Senior Life Underwriter in Birmingham employer: Zurich Insurance Company

Zurich is an exceptional employer that prioritises employee wellbeing and development, offering flexible working arrangements and a supportive culture. With a strong commitment to diversity and inclusion, employees are encouraged to bring their authentic selves to work while benefiting from a comprehensive range of training opportunities and a generous benefits package, including a 12% pension scheme and private medical insurance. Join us in our mission to create a brighter future for our customers and communities, where your contributions are valued and rewarded.
Zurich Insurance Company

Contact Detail:

Zurich Insurance Company Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Senior Life Underwriter in Birmingham

✨Tip Number 1

Network like a pro! Reach out to current employees on LinkedIn or at industry events. Ask them about their experiences and any tips they might have for getting your foot in the door.

✨Tip Number 2

Prepare for interviews by practising common questions related to underwriting. We recommend role-playing with a friend or using online resources to get comfortable with articulating your thoughts.

✨Tip Number 3

Showcase your passion for continuous improvement! Be ready to discuss how you've contributed to process enhancements in previous roles. This aligns perfectly with our culture of innovation.

✨Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, you’ll find all the latest opportunities right there.

We think you need these skills to ace Senior Life Underwriter in Birmingham

Life Underwriting
Critical Illness Underwriting
Income Protection Underwriting
Decision-Making Skills
Communication Skills
Mentoring and Coaching
Continuous Improvement
Attention to Detail
Customer Focus
IT Skills
Teamwork
Self-Motivation
Integrity
Negotiation Skills

Some tips for your application 🫡

Tailor Your Application: Make sure to customise your CV and cover letter for the Senior Life Underwriter role. Highlight your experience with Life, Critical Illness, and Income Protection underwriting, and show us how your skills align with our goals.

Showcase Your Communication Skills: Since excellent communication is key in this role, use your application to demonstrate your written communication prowess. Be clear and concise, and don’t shy away from showcasing examples where you’ve effectively communicated decisions or resolved challenges.

Emphasise Attention to Detail: As a Life Medical Underwriter, attention to detail is crucial. In your application, provide specific examples of how your meticulous nature has led to quality results in your previous roles. We want to see that you can deliver high standards consistently.

Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it gives you a chance to explore more about our culture and values!

How to prepare for a job interview at Zurich Insurance Company

✨Know Your Underwriting Stuff

Make sure you brush up on your knowledge of Life, Critical Illness, and Income Protection products. Be ready to discuss specific underwriting criteria and how you would handle applications that don’t fit the norm. This shows you’re not just familiar with the basics but also understand the nuances of the role.

✨Show Off Your Communication Skills

Since this role involves communicating with a range of stakeholders, practice articulating your thoughts clearly and confidently. Prepare examples of how you've successfully explained complex decisions in the past, as this will demonstrate your ability to resolve challenges effectively.

✨Emphasise Continuous Improvement

The company values a culture of continuous improvement, so come prepared with ideas or experiences where you’ve contributed to process enhancements. This could be anything from mentoring trainees to suggesting new strategies that improved efficiency in your previous roles.

✨Be Yourself and Stay Positive

The interviewers are looking for someone who fits into their community-focused culture. Don’t hesitate to share your personal experiences and how they align with the company’s values. A positive, can-do attitude can go a long way in making a great impression!

Senior Life Underwriter in Birmingham
Zurich Insurance Company
Location: Birmingham
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