Property and Casualty Underwriter: Mid Market

Working hours: This role is available on a part-time, job-share or full-time basis.

Location: Croydon or Chelmsford, Hybrid

Closing date for applications: 28th January 2026

The opportunity

We are seeking an individual to join our Southeast Mid-Market team of experienced Underwriters who is passionate about our customers. You will drive every underwriting decision and action with the goal of providing innovative and creative propositions that cater to our customer's unique risk profile and coverage needs. We take pride in going above and beyond, aiming to surpass all expectations and deliver the highest quality customer experience that distinguishes us from our competitors.

As a Property and Casualty Trading Underwriter, you'll be analysing and underwriting new business. This means you'll be in a Market facing trading role, so it's important that you are great at communicating and building meaningful relationships with our distribution partners. We'll support and train you in all the technical aspects of the role and will make sure that you feel part of the team from day one.

Many of our employees work flexibly in a variety of different ways, including part-time, flexible hours, job share, an element of working from home or compressed hours. This is because we want the best people for our roles, and we recognise that sometimes those people aren't available full time. Please talk to us at interview about the flexibility you may need.

Key responsibilities

• Analyse and underwriting new business.
• Provide innovative and creative propositions to suit customer needs.
• Exceed customer expectations by delivering the highest quality service.
• Communicate and build meaningful relationships with distribution partners.
• Take ownership of workload and support colleagues to deliver collective workload.
• Interact with brokers and intermediaries daily.
• Identify opportunities for process improvement.
• Ensure profitable risks are taken in line with company strategy.
• Deliver quality and timely solutions for customers.
• Be a team player and contribute to a standout service experience.

Your skills and experience

• Willingness to learn, develop, and be part of a team.
• Underwriting experience (especially with Property and Casualty) is a plus, but not essential, as we are open to considering candidates with transferable skills and a strong willingness to learn.
• Passion and desire to succeed.
• Ability to make decisions using data and judgment.
• Attention to detail and ability to challenge processes and decisions.
• Adaptability to different workloads and pressures.
• Strong organisational and prioritisation skills.

What will you get in return?

Everyone's different. That's why at Zurich, we offer a wide range of employee benefits so our people can choose what fits them and their life. Our benefits provide real flexibility so our people can make considered choices and tailor their benefits throughout the year.

Financial benefits

• 12% defined non contributory pension scheme.
• Annual company bonus.
• Private medical insurance.
• Option to buy up to an additional 20 days or sell some of your holiday.

Time away

• 28 days holiday a year plus bank holidays.
• You can also request to swap UK bank holidays for days off that have cultural or religious significance to you.
• The option to buy up to an additional 20 days or sell some of your holiday.
• Three days paid volunteering.
• Up to 16 weeks' full pay for maternity, paternity and adoption leave.

Your health is important to us

• Access to Private medical insurance.
• Virtual GP appointments.
• Discounted gym membership.
• Free flu jab.
• Access to a wealth of support from our wellbeing partners.

We're making a difference

Creating a brighter, more sustainable future underpins all that we do here in Zurich. We were the first insurer to sign the 'UN Business Ambition for 1.5 C' pledge. Our charitable arm, Zurich Community Trust, has awarded grants and volunteered time to deserving causes in the UK valued at over £90 million.

As an inclusive employer

We want to ensure that all candidates feel comfortable and are able to perform at their best during the interview. You'll have the opportunity to let us know of any reasonable adjustment or practical support needed when you apply.

Who we are

At Zurich we aspire to be one of the most responsible and impactful businesses in the world and the best global insurer. Together we're creating a brighter future for our customers, our people, and our planet. With over 55,000 employees in more than 170 countries, you'll feel the support of being part of a strong and stable company, a long standing player in the insurance industry. We've made a promise to each other and every employee; to focus on sustainable impact, to care about each other's wellbeing, to use our diverse expertise to be curious and optimistic and to develop the skills needed for our future. If you're interested in working in a dynamic and challenging environment for a company that recognises and rewards your creativity, initiatives, and contributions - then Zurich could be just the place for you. Be part of something great.

Our culture

At Zurich, our sense of community is strong and we're particularly passionate about diversity and inclusion, which we've won numerous awards for. We want our people to bring the whole of themselves to work and ensure everybody is made to feel welcome, regardless of their background, beliefs, or culture. We want our employees to reflect the diversity of our customers, and so are committed to treating all of our applicants fairly and with respect, irrespective of their actual or assumed background, disability or any other protected characteristic.

We've an environment that places a real importance on our people's wellbeing from a physical, mental, social, and financial perspective. We work with our wellbeing partners and industry experts to provide the best advice and access to a wealth of lifestyle support. We're also committed to continuous improvement, and we offer access to a comprehensive range of training and development opportunities.

We're passionate about supporting employees to help others by getting involved in volunteering, charitable and community activity. Our charitable arm, Zurich Community Trust, is one of the longest established corporate trusts in the UK. In that time, we've awarded grants and volunteered time to deserving causes in the UK valued at over £90 million.

So make a difference. Be challenged. Be inspired. Be supported, Love what you do. Work for us.