Market Underwriter

This role is available on a part-time, job-share or full-time basis.

Location: Birmingham

Closing Date: 29th June 2025

The opportunity:

Do you have experience in Motor, Property or Casualty underwriting? Are you looking for a new challenge? If so, we would love to hear from you. As a market underwriter in Zurich Municipal, you will be working on all lines of business. Zurich Municipal is a leading provider of insurance and risk management solutions for the public and voluntary sectors. Since 1993 we’ve insured charities, voluntary organisations, housing associations, and the education and public sectors, helping our customers better understand and reduce the risks they face. We provide insurance for organisations of all sizes across the UK, from insuring a large local authority to small community groups. This is a unique opportunity to build your knowledge and experience for the future as all our Underwriters in Zurich Municipal underwrite all lines of business, offering a truly bespoke and personalised service to a range of customers in the Public Sector – from housing to charities.

This role will be challenging and there will be a lot to learn; to make sure you are supported all the way you will be joining an experienced team where development is key. There will also be opportunities to obtain qualifications such as CII.

Many of our employees work flexibly in a variety of different ways, including part-time, flexible hours or job share. This is because we want the best people for our roles, and we recognise that sometimes those people aren’t available full-time. Please talk to us at interview about the flexibility you may need.

What will you be doing?

• Deliver against underwriting & financial measures as outlined in the plan.
• Demonstrate market visibility & underwriting expertise.
• Develop, maintain & collaborate with Line of Business representatives on referrals and other business-related needs, as appropriate.
• Qualify accounts to meet with the organisation's appetite, consistent with sound business opportunity.
• Accurately select, assess and price risk in line with underwriting mentorship.
• Make clear recommendations for market pricing, backed up by strong rationale and confident decision-making.
• Have an external presence within the Public Sector visiting our customers regularly ensuring you fully understand their risk & insurance requirements.
• Serve as a key Zurich contact for our customers.

What are we looking for?

Ideally, you will have experience in Property and Casualty underwriting and with some experience behind you, we would expect you tick some of these boxes. If you are dedicated and willing to learn, we would like to hear from you!

• Motor, Property or Casualty underwriting experience essential.
• Superior skills in relationship building, active listening, needs analysis and win-win negotiating.
• Ability to effectively assess risk.
• Strong knowledge of underwriting philosophy, techniques, national/local filing, regulations and guidelines would be beneficial but not essential.
• Cert or DiP CII Qualified or actively working towards accreditation.

What will you get in return?

Everyone’s different. That’s why at Zurich, we offer a wide range of employee benefits so our people can choose what fits them and their life. Our benefits provide real flexibility so our people can make considered choices and tailor their benefits throughout the year. Our benefits include:

• 12% defined non-contributory pension scheme.
• Annual company bonus.
• Private medical insurance.
• Option to buy up to an additional 20 days or sell some of your holiday.

As an inclusive employer we want to ensure that all candidates feel comfortable and are able to perform at their best during the interview. You’ll have the opportunity to let us know of any reasonable adjustment or practical support needed when you apply.

Who we are:

With about 55,000 employees serving customers in more than 170 countries we aspire to become the best global insurer as measured by our shareholders, customers and employees. If you're interested in working in a dynamic and challenging environment for a company that recognises and rewards your creativity, initiatives and contributions - then Zurich could be just the place for you. The success of our business is built on the contributions of our highly talented employees - people who work every day to position us at the forefront of the insurance industry. We therefore look to hire great people and we encourage those people to give their best. You’ll feel the support of being part of a strong and stable company. A long-standing player in the insurance industry, we make every effort to address the career development needs and plans of our employees to ensure their success in the future.

Our Culture:

At Zurich we are proud of our culture. We are passionate about Diversity and Inclusion. We want you to bring your whole self to work we have a diverse mix of customers and we want our employee base to reflect that. Our diversity and inclusion initiatives are creating an environment where everyone feels welcome regardless of protected characteristics. With the above in mind we accept applications from everyone regardless of your background, beliefs or culture however we especially welcome applications from women, people from ethnic minorities, people with a disability and people who are LGBT+ as these groups are currently under-represented in our organisation. We are committed to continuous improvement and we offer access to a comprehensive range of training and development opportunities. Zurich is passionate about supporting employees to help others by getting involved in volunteering, charitable and community activity through the Zurich Community Trust. We have won numerous awards for our work on Diversity and Inclusion.

The financials:

• 12% defined non-contributory pension scheme.
• Annual company bonus.
• Income Protection.
• Life cover - four times your salary.

Time away:

• 25 days holiday a year plus bank holidays.
• You can also request to swap UK bank holidays for days off that have cultural or religious significance to you.
• The option to buy up to an additional 20 days or sell some of your holiday.
• Three days paid volunteering.
• Up to 16 weeks' full pay for maternity, paternity and adoption leave.

Your health is important to us:

• Access to Private medical insurance.
• Virtual GP appointments.
• Discounted gym membership.
• Free flu jab.
• Access to a wealth of support from our wellbeing partners.

We’re making a difference:

Creating a brighter, more sustainable future underpins all that we do here in Zurich. We were the first insurer to sign the ‘UN Business Ambition for 1.5˚C’ pledge. Our charitable arm, Zurich Community Trust, has awarded grants and volunteered time to deserving causes in the UK valued at over £90 million.