At a Glance
- Tasks: Manage real cash flows and monitor daily positions across currencies and stablecoins.
- Company: Join a pioneering fintech startup transforming global payments in emerging markets.
- Benefits: Competitive salary, equity, paid travel, and access to top AI tools.
- Other info: Work directly with founders in a dynamic, fast-paced environment.
- Why this job: Get hands-on experience with real money and crypto from day one.
- Qualifications: Detail-oriented, numerate, and curious about crypto and payments.
The predicted salary is between 63000 - 77000 £ per year.
We’re building the global payment network for money moving into, across, and out of the world’s emerging markets: instant, transparent, and affordable, with stablecoin rails under the hood. We’re backed by multiple unicorn fintech founders and some incredible investors. We’re early enough that the people joining today define how this company works, and proven enough that the work is real from day one: live partners, live corridors, real money. The problems are hard, the surface area is global, and the prize is a rebuild of how money moves between the fastest-growing markets on earth.
About the role
We're looking for a Treasury Analyst to work alongside our Head of Finance on the operational heartbeat of Zuba: moving money across borders, managing liquidity across currencies and stablecoins, and making sure our payout partners are funded on time, every time. You'll report into our Head of Treasury as that hire lands. This isn't a typical graduate finance role. You won't be reconciling spreadsheets in a back office. You'll be managing real cash flows across GBP, EUR, USD, and USDT, prefunding payout partners in Nigerian Naira and other African currencies, and monitoring FX exposure that moves daily. On day one, you'll have more responsibility over real money than most people get in their first five years.
Why this might excite you
- Real money from day one. You'll be tracking and moving cash across fiat currencies and stablecoins. Not simulations, not models: actual treasury operations powering payments across Africa.
- Crypto-native finance. We use stablecoins as settlement rails. You'll develop hands-on experience with USDT, digital asset custody, and how blockchain is reshaping cross-border payments.
- Founder-level exposure. You'll work directly with the CEO and Head of Finance daily. In a team of ~15, your work is visible and your impact is immediate.
- Learn the full stack. Treasury is the entry point, but you'll be exposed to FP&A, accounting, investor reporting, and financial strategy across multiple jurisdictions. This is a finance education you can't get at a big company.
What you'll do
- Monitor daily cash positions across bank accounts and stablecoin wallets (GBP, EUR, USD, USDT).
- Execute prefunding to payout partners in African currencies, managing settlement timing and minimising idle cash.
- Track and flag FX exposure across corridors, supporting hedging decisions.
- Reconcile partner payouts daily: matching what we sent, what partners received, and what reached end recipients.
- Build and maintain treasury dashboards and cash flow forecasts.
- Support month-end close processes, including bank reconciliations and intercompany transactions.
- Help prepare financial data for board reporting and investor materials.
- Assist with onboarding new banking and payout partners from a finance perspective.
Who you are
- You're numerate and detail-oriented: you notice when numbers don't add up.
- You're comfortable with ambiguity: we're building this function from scratch. There's no handbook. You'll help write it.
- You're operationally relentless: you care about things working, not just being correct on paper.
- You're curious about crypto and payments: you don't need to be an expert, but you should understand why stablecoins exist and why cross-border payments are broken.
- You're a fast learner: treasury, FX, and stablecoin accounting aren't taught at university. We'll teach you.
- You're reliable: treasury is time-sensitive. Partners need funding on time.
What we offer
- Competitive salary + meaningful equity.
- Real ownership: your work shows up in the company's numbers within weeks.
- No layers: everyone works directly with the founders.
- The best AI tools money can buy, for everyone.
- Paid travel to the markets we serve.
- In past 8pm? Dinner and the ride home are on us.
Our hiring process
- Intro chat (30 mins) with Josiah (CEO & Co-Founder) and Ali (Head of Finance): informal discussion about your background, what interests you about treasury and payments, and what you're looking for.
- Work trial (2 days, paid). You'll spend two days with us at our Central London office, working on real problems alongside the team.
- Offer. If all goes well, we'll extend an offer and can't wait to welcome you aboard!
Treasury Analyst employer: Zuba
At Zuba, we are redefining the global payment landscape, and as a Partnerships Associate, you will be at the forefront of this transformation. Our vibrant Central London office fosters a dynamic work culture where innovation thrives, and every team member has a direct impact on our mission. With unparalleled opportunities for growth and exposure to real-world challenges from day one, you will not only develop your skills but also play a crucial role in shaping the future of money movement across emerging markets.
StudySmarter Expert Advice🤫
We think this is how you could land Treasury Analyst
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Zuba. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Treasury Analyst
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Zuba.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Zuba's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Zuba
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Zuba.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Zuba will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Zuba employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.