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- Tasks: Design and evolve scalable backend systems for core banking products.
- Company: Join Zopa, a growing bank recognised as one of the UK’s Most Loved Workplaces.
- Benefits: Influence technical direction, competitive salary, and a culture of ownership.
- Why this job: Make a real impact on financial systems used by millions of customers.
- Qualifications: Experience in delivering complex systems and mentoring engineers.
- Other info: Dynamic environment with opportunities for growth and innovation.
The predicted salary is between 60000 - 80000 £ per year.
You will design and evolve the services that power core banking products. The systems you help build process thousands of financial transactions every day. They must be scalable, resilient and secure. When money moves, it has to work. Every time. But this role goes beyond implementation. You will shape technical direction, influence cross-team initiatives, and own complex, high-impact work from concept through to production. You will help decide not just how we build, but what we build and why. This is senior in impact, not just title.
We’re growing across several of our product-engineering tribes at Zopa, with current opportunities in Current Accounts, Lending, Credit Cards and Product Enablement. Each team tackles different challenges – from building seamless everyday banking experiences to enabling responsible lending and empowering our internal teams with scalable platforms and tools. Across all areas, we share a strong culture of ownership, collaboration and thoughtful challenge, giving engineers real impact and autonomy in the work they do.
What You’ll Be Doing
- Owning complex initiatives end to end, from idea to measurable outcome
- Designing scalable backend systems that stand up to real-world scale and complexity
- Making architectural decisions that balance immediate delivery with long-term sustainability
- Bringing structure and clarity to ambiguous problems
- Influencing prioritization and trade-offs across teams
- Raising the bar for engineering quality, reliability and accountability
- Mentoring engineers and strengthening overall team capability
- Driving continuous improvement in how we build and operate systems
What You’ll Bring
- A track record of delivering high-impact, complex systems in production environments
- Strong systems thinking and architectural judgement
- The ability to navigate ambiguity and turn complexity into clear, actionable plans
- Confidence making data-informed technical decisions with long-term consequences in mind
- Experience influencing beyond your immediate team
- A deep customer focus and a bias toward measurable outcomes
- A genuine commitment to engineering quality and raising standards
- Experience mentoring others and amplifying team impact
- Ownership beyond your own output
We’re intentionally technology agnostic. What matters to us is how you think, how you solve problems and the scale of what you’ve built.
Why Zopa
- You’ll work on products used by millions of customers
- You’ll build systems where reliability truly matters
- You’ll have real influence over technical direction
- You’ll join a team recognised as one of the UK’s Most Loved Workplaces
- You’ll be part of a bank that is still growing, still ambitious and still challenging the industry
We don’t just build software. We move finance forward. If you’re ready to operate at a level where your decisions shape systems, standards and outcomes, we’d love to talk.
Senior Software Engineer (Backend) in London employer: Zopa
Contact Detail:
Zopa Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Software Engineer (Backend) in London
✨Tip Number 1
Network like a pro! Reach out to current employees at Zopa on LinkedIn or through mutual connections. Ask them about their experiences and any tips they might have for landing a role. Personal connections can make all the difference!
✨Tip Number 2
Prepare for technical interviews by brushing up on your systems design skills. Think about how you would approach building scalable backend systems and be ready to discuss your past projects. We want to see your thought process in action!
✨Tip Number 3
Show off your problem-solving skills! During interviews, don’t just give answers; explain your reasoning and how you tackle ambiguity. We love seeing candidates who can break down complex issues into manageable parts.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our team at Zopa!
We think you need these skills to ace Senior Software Engineer (Backend) in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the skills and experiences that align with the Senior Software Engineer role. Highlight your experience in designing scalable systems and any complex projects you've owned from start to finish.
Craft a Compelling Cover Letter: Use your cover letter to tell us why you're passionate about building reliable banking products. Share specific examples of how you've influenced technical direction or mentored others, as this shows your commitment to engineering quality.
Showcase Your Problem-Solving Skills: In your application, don’t shy away from discussing ambiguous problems you've tackled. We love seeing how you approach complexity and turn it into actionable plans, so give us the details!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to see your application and get you into the process. Plus, it shows you’re keen on joining our team at Zopa!
How to prepare for a job interview at Zopa
✨Know Your Systems Inside Out
Make sure you’re well-versed in the systems you've built and their architectural decisions. Be ready to discuss how your past experiences have shaped your approach to designing scalable and resilient backend systems, especially in high-impact environments.
✨Showcase Your Problem-Solving Skills
Prepare to tackle ambiguous problems during the interview. Think of examples where you've turned complexity into clear, actionable plans. This will demonstrate your strong systems thinking and ability to navigate challenges effectively.
✨Highlight Your Mentorship Experience
Since mentoring is key in this role, come prepared with stories about how you've helped others grow. Discuss specific instances where your guidance has strengthened team capability and raised engineering standards.
✨Emphasise Data-Informed Decisions
Be ready to talk about how you make technical decisions based on data. Share examples of how your choices have had long-term impacts, and show that you understand the balance between immediate delivery and sustainability.