Head of Valuations (Credit Strategy)

Head of Valuations (Credit Strategy)

Full-Time 80000 - 100000 £ / year (est.) No working from home possible
Zopa

At a Glance

  • Tasks: Lead a team to shape lending strategy and develop sophisticated valuation tools.
  • Company: Dynamic bank focused on innovation and growth in retail lending.
  • Benefits: Competitive salary, career development opportunities, and a fast-paced work environment.
  • Other info: Join a forward-thinking team with opportunities for strategic influence and growth.
  • Why this job: Make a real impact on the future of valuations in a high-visibility role.
  • Qualifications: Experience in valuations, team leadership, and proficiency in Python modelling.

The predicted salary is between 80000 - 100000 £ per year.

Requirements

  • You have solid experience leading valuations within retail lending.
  • You’ve managed and developed high-performing teams.
  • You’re comfortable working with Python based modelling environments.
  • You have deep experience with valuation and NPV modelling.
  • You’re a strong stakeholder manager who can influence senior audiences.
  • You combine strategic thinking with hands-on delivery.
  • You’re comfortable working in a fast-moving environment with high impact.
  • You have strong analytical and commercial judgement.
  • Desirable: Experience across multiple lending products.
  • Desirable: Experience leveraging valuations within decisioning pipelines.
  • Desirable: Exposure to machine learning approaches within credit or valuations modelling.
  • Desirable: Experience in fintech or fast-growing lending businesses.

What the job involves

The valuations team plays a critical role in shaping lending strategy and supporting growth across the bank. The models and frameworks built by the team underpin key business decisions across multiple lending products.

This is an opportunity to lead and evolve the future of valuations at the bank. The business is looking to move beyond a single NPV model approach towards a broader and more sophisticated suite of valuation tools that better support decision making across the lending lifecycle.

You’ll lead a team of credit analysts and data scientists, combining strategic thinking, stakeholder management and technical expertise in a highly visible role.

  • Lead the strategic direction for valuations modelling across the business.
  • Oversee development of account-level NPV models across multiple lending products.
  • Lead and develop a team of analysts and data scientists.
  • Partner with stakeholders across analytics, credit strategy, finance, product and risk.
  • Improve and simplify existing valuation frameworks where appropriate.
  • Drive the evolution of the bank’s valuations capability and roadmap.
  • Champion technical best practice across Python based modelling workflows.
  • Support strategic projects including new product launches and portfolio activity.

Head of Valuations (Credit Strategy) employer: Zopa

As the Head of Valuations at our dynamic bank, you will thrive in a fast-paced environment that champions innovation and strategic thinking. We pride ourselves on fostering a collaborative work culture where high-performing teams are developed and empowered, offering ample opportunities for professional growth and advancement. Located in a vibrant city, our institution not only supports your career aspirations but also provides a unique chance to shape the future of lending through cutting-edge valuation tools and methodologies.

Zopa

Contact Details:

Zopa Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Head of Valuations (Credit Strategy)

Tip Number 1

Network like a pro! Reach out to your connections in the fintech and lending space. Attend industry events or webinars where you can meet potential employers and showcase your expertise in valuations and credit strategy.

Tip Number 2

Prepare for those interviews by brushing up on your Python skills and valuation models. Be ready to discuss how you've led teams and influenced stakeholders in previous roles. We want to see that strategic thinking in action!

Tip Number 3

Showcase your analytical prowess! Bring examples of how you've used data to drive decisions in past roles. Whether it's NPV modelling or machine learning approaches, let your experience shine through.

Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search.

We think you need these skills to ace Head of Valuations (Credit Strategy)

Valuation Modelling
NPV Modelling
Python Programming
Stakeholder Management
Strategic Thinking
Analytical Skills
Commercial Judgement

Some tips for your application 🫡

Tailor Your CV:Make sure your CV highlights your experience in leading valuations and managing teams. We want to see how your skills align with the role, so don’t be shy about showcasing your achievements in retail lending!

Showcase Your Technical Skills:Since we’re looking for someone comfortable with Python-based modelling, include any relevant projects or experiences that demonstrate your technical prowess. Let us know how you've used these skills in real-world scenarios!

Highlight Stakeholder Management:As a strong stakeholder manager, it’s crucial to illustrate how you’ve influenced senior audiences in the past. Share specific examples where your strategic thinking made a difference in decision-making processes.

Apply Through Our Website:We encourage you to apply directly through our website! It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity to lead the future of valuations at the bank.

How to prepare for a job interview at Zopa

Know Your Valuations Inside Out

Make sure you brush up on your knowledge of valuations, especially within retail lending. Be prepared to discuss your experience with NPV modelling and how you've applied it in previous roles. This will show that you’re not just familiar with the concepts but can also lead discussions around them.

Showcase Your Leadership Skills

Since this role involves managing a team, be ready to share specific examples of how you've developed high-performing teams in the past. Talk about your approach to leadership and how you’ve influenced stakeholders at senior levels. This will demonstrate your capability to lead and inspire others.

Get Comfortable with Python

As the job requires working in Python-based modelling environments, make sure you can speak confidently about your experience with Python. If you have any projects or examples where you've used Python for valuations or modelling, be sure to highlight those during the interview.

Think Strategically and Practically

Combine your strategic thinking with hands-on delivery examples. Prepare to discuss how you've successfully implemented valuation frameworks and improved existing processes. This will show that you can think big while also being detail-oriented and practical in your approach.