Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Assess credit risk and collaborate with teams to drive innovative impairment strategies.
- Company: Join Zopa, a leading bank redefining finance with a focus on customer empowerment.
- Benefits: Enjoy flexible working, competitive salary, and a supportive environment for growth.
- Why this job: Make a real impact in finance while working with a diverse and innovative team.
- Qualifications: Strong analytical skills and experience in credit strategy or risk preferred.
- Other info: Hybrid role with opportunities for international work and a commitment to diversity.
The predicted salary is between 36000 - 60000 ÂŁ per year.
Join to apply for the Senior Credit Strategy Analyst, Impairment role at Zopa Bank. We’re Zopa, a leading peer‑to‑peer lender turned bank that’s redefining finance.
About Zopa: We started in 2005 building the first peer‑to‑peer lending company, and in 2020 launched Zopa Bank. We listen to what customers don’t like about finance and do the opposite, empowering everyone to aim high and move finance forward. We’re proud of our achievements and have been named in the top three UK’s most loved workplaces.
The Role: You will join a high‑performing risk analytics team responsible for assessing credit risk of our assets across all lending products using the Expected Credit Loss framework, understanding and monitoring portfolio trends, market dynamics and macro‑economic environment. Collaboration is key – you’ll work closely with cross‑functional analytical teams including data science, product, collections and finance to develop and drive innovative approaches to calculating impairment provisions while remaining compliant with internal policies and external regulations.
Key Responsibilities:
- Assess credit risk of assets using the Expected Credit Loss framework.
- Monitor portfolio trends, market dynamics and macro‑economic environment.
- Collaborate with data science, product, collections and finance teams to develop and improve impairment provision calculations.
- Translate complex analytics into business insights to drive decision‑making.
- Use advanced statistical techniques to predict customer behaviour or forecast future losses.
- Continuously innovate ways of working and optimisation opportunities across the team.
- Mentor and guide junior team members, fostering their growth and development.
Qualifications:
- Strong experience solving analytical and numerical problems, preferably in credit strategy or risk in a consumer lending environment.
- Knowledge of key IFRS9 modelling components (PD, LGD, EAD, Staging) – preferred.
- Proficiency in manipulating and analysing large datasets using SQL and/or Python.
- Experience in data visualisation and storytelling.
- High attention to detail and structured, holistic problem‑solving skills.
- Excellent time‑management and organisational skills.
- Curiosity, relentless drive to learn, improve and share knowledge.
- Collaborative mindset with cross‑functional teams (tech, data science, finance, product).
Flexible Ways of Working: Hybrid role – London office 2‑3 days a week. Option to work from abroad for up to 120 days a year. We’ll ensure you have everything you need to thrive, both at work and home.
Diversity Statement: Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives and backgrounds leads to better products and culture. We have nearly 50 nationalities and a dedicated DE&I forum. We’re proud of a culture where everyone can bring their full self to work and our hiring process reflects this commitment.
Senior Credit Strategy Analyst, Impairment in London employer: Zopa Bank
Contact Detail:
Zopa Bank Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Credit Strategy Analyst, Impairment in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance and credit strategy space. A friendly chat can lead to insider info about job openings or even a referral, which can double your chances of landing that interview.
✨Tip Number 2
Show off your skills! Prepare a portfolio or case studies that highlight your analytical prowess and how you've tackled credit risk challenges in the past. This will give you an edge when discussing your experience during interviews.
✨Tip Number 3
Stay updated on industry trends! Follow financial news and reports related to credit risk and impairment. Being knowledgeable about current market dynamics will impress interviewers and show you're genuinely interested in the role.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to connect directly with us at Zopa Bank.
We think you need these skills to ace Senior Credit Strategy Analyst, Impairment in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Senior Credit Strategy Analyst role. Highlight your experience with credit risk, data analysis, and any relevant tools like SQL or Python. We want to see how your skills align with what we’re looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about the role and how your background makes you a great fit. Don’t forget to mention your collaborative mindset and how you can contribute to our innovative team.
Showcase Your Analytical Skills: In your application, be sure to showcase your analytical and numerical problem-solving skills. Provide examples of how you've used advanced statistical techniques or data visualisation to drive decision-making in previous roles. We love seeing real-world applications!
Apply Through Our Website: We encourage you to apply through our website for the best chance of getting noticed. It’s super easy, and you’ll be able to keep track of your application status. Plus, we love seeing candidates who take that extra step!
How to prepare for a job interview at Zopa Bank
✨Know Your Numbers
As a Senior Credit Strategy Analyst, you'll be dealing with complex analytics and credit risk assessments. Brush up on your knowledge of the Expected Credit Loss framework and key IFRS9 modelling components like PD, LGD, and EAD. Being able to discuss these concepts confidently will show that you're not just familiar with the theory but can apply it practically.
✨Showcase Your Collaboration Skills
Collaboration is key in this role, so be prepared to share examples of how you've worked with cross-functional teams in the past. Think about times when you collaborated with data science, finance, or product teams to drive innovative solutions. Highlighting your teamwork will demonstrate that you can thrive in Zopa's collaborative environment.
✨Prepare for Scenario Questions
Expect scenario-based questions that assess your problem-solving skills and ability to translate analytics into business insights. Practice articulating your thought process when faced with hypothetical situations related to credit risk or impairment provisions. This will help you convey your structured approach to tackling complex issues.
✨Demonstrate Your Curiosity
Zopa values a relentless drive to learn and improve. Be ready to discuss how you've pursued continuous learning in your career, whether through formal education, self-study, or mentoring others. Showing your curiosity and willingness to grow will resonate well with their culture of innovation and development.
