At a Glance
- Tasks: Lead valuations modelling and shape lending strategy for a pioneering bank.
- Company: Join Zopa, a trailblazer in peer-to-peer lending and innovative banking.
- Benefits: Flexible working, hybrid role, and the chance to work abroad for 120 days a year.
- Other info: Diverse workplace culture with opportunities for personal and professional growth.
- Why this job: Make a real impact in finance while leading a talented team in a dynamic environment.
- Qualifications: Experience in retail lending valuations and strong Python skills required.
The predicted salary is between 80000 - 100000 £ per year.
We started our journey back in 2005, building the first ever peer‐to‐peer lending company. Fast forward to 2020 and we launched Zopa Bank – a bank that listens to what our customers don't like about finance and does the opposite. We're redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre, empowering everyone to aim high, every day, to move finance forward.
The valuations team plays a critical role in shaping lending strategy and supporting growth across the bank. The models and frameworks built by the team underpin key business decisions across multiple lending products.
A Day In The Life
- Lead the strategic direction for valuations modelling across the business
- Oversee development of account‐level NPV models across multiple lending products
- Lead and develop a team of analysts and data scientists
- Partner with stakeholders across analytics, credit strategy, finance, product and risk
- Improve and simplify existing valuation frameworks where appropriate
- Drive the evolution of the bank's valuations capability and roadmap
- Champion technical best practice across Python‐based modelling workflows
- Support strategic projects including new product launches and portfolio activity
About You
- You have solid experience leading valuations within retail lending
- You've managed and developed high‐performing teams
- You're comfortable working with Python‐based modelling environments
- You have deep experience with valuation and NPV modelling
- You're a strong stakeholder manager who can influence senior audiences
- You combine strategic thinking with hands‐on delivery
- You're comfortable working in a fast‐moving environment with high impact
- You have strong analytical and commercial judgement
Added Bonus
- Experience across multiple lending products
- Experience leveraging valuations within decision‐ing pipelines
- Exposure to machine learning approaches within credit or valuations modelling
- Experience in fintech or fast‐growing lending businesses
Benefits & Working Arrangements
We value flexible ways of working. This hybrid role requires a presence in our London office 2‐3 days a week. You'll also have the option of working from abroad for up to 120 days a year, subject to having the right to work in the country of choice.
Diversity Statement
Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments.
Head of Valuations, Credit Strategy in London employer: Zopa Bank
At Zopa, we are redefining the finance landscape with a focus on people and innovation. As an employer, we offer a dynamic work culture that champions flexibility, allowing you to work from our vibrant London office and even abroad for up to 120 days a year. With a commitment to diversity and inclusion, we empower our employees to thrive and grow, making it an exciting place for those looking to make a meaningful impact in the banking sector.
StudySmarter Expert Advice🤫
We think this is how you could land Head of Valuations, Credit Strategy in London
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those who work at Zopa or similar companies. A friendly chat can open doors and give you insights that might just help you land that interview.
✨Tip Number 2
Show off your skills! If you’ve got experience with Python-based modelling, don’t just mention it – demonstrate it. Consider creating a portfolio of projects or case studies that highlight your expertise in valuations and NPV modelling.
✨Tip Number 3
Prepare for the interview by understanding Zopa’s values and how they align with your own. Be ready to discuss how you can contribute to their mission of redefining finance and improving customer experiences.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in being part of the Zopa team.
We think you need these skills to ace Head of Valuations, Credit Strategy in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV speaks directly to the role of Head of Valuations, Credit Strategy. Highlight your experience in retail lending and any leadership roles you've had. We want to see how your skills align with our vision for redefining finance!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to tell us why you're passionate about valuations and how you can contribute to our team. Be sure to mention your experience with Python-based modelling and stakeholder management.
Showcase Your Achievements:When detailing your past roles, focus on specific achievements that demonstrate your ability to lead teams and drive strategic initiatives. Numbers and outcomes speak volumes, so don’t shy away from sharing your successes!
Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity at Zopa Bank!
How to prepare for a job interview at Zopa Bank
✨Know Your Valuations Inside Out
Make sure you brush up on your knowledge of valuations and NPV modelling. Be prepared to discuss specific models you've worked on and how they influenced business decisions. This will show that you not only understand the theory but also have practical experience.
✨Showcase Your Leadership Skills
As a Head of Valuations, you'll need to lead a team effectively. Think about examples where you've developed high-performing teams or improved team dynamics. Be ready to share your approach to mentoring and managing analysts and data scientists.
✨Demonstrate Stakeholder Management
You’ll be partnering with various stakeholders, so it’s crucial to highlight your experience in influencing senior audiences. Prepare anecdotes that showcase your ability to communicate complex ideas clearly and build strong relationships across departments.
✨Embrace the Fast-Paced Environment
Zopa is all about moving finance forward quickly. Share experiences where you've thrived in fast-moving environments and how you’ve adapted to change. This will demonstrate your readiness to tackle challenges head-on and contribute to the bank's evolution.
