At a Glance
- Tasks: Lead valuations modelling and shape lending strategy for a pioneering bank.
- Company: Join Zopa, the innovative bank transforming finance with a customer-first approach.
- Benefits: Flexible working, hybrid role, and the chance to work abroad for up to 120 days.
- Other info: Diverse workplace culture with opportunities for personal and professional growth.
- Why this job: Make a real impact in finance while leading a talented team in a dynamic environment.
- Qualifications: Experience in retail lending valuations and strong stakeholder management skills.
The predicted salary is between 80000 - 100000 £ per year.
We started our journey back in 2005, building the first ever peer‑to‑peer lending company. Fast forward to 2020 and we launched Zopa Bank – a bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre, empowering everyone to aim high, every day, to move finance forward.
The valuations team plays a critical role in shaping lending strategy and supporting growth across the bank. The models and frameworks built by the team underpin key business decisions across multiple lending products.
A Day In The Life
- Lead the strategic direction for valuations modelling across the business
- Oversee development of account‑level NPV models across multiple lending products
- Lead and develop a team of analysts and data scientists
- Partner with stakeholders across analytics, credit strategy, finance, product and risk
- Improve and simplify existing valuation frameworks where appropriate
- Drive the evolution of the bank’s valuations capability and roadmap
- Champion technical best practice across Python‑based modelling workflows
- Support strategic projects including new product launches and portfolio activity
About You
- You have solid experience leading valuations within retail lending
- You've managed and developed high‑performing teams
- You're comfortable working with Python‑based modelling environments
- You have deep experience with valuation and NPV modelling
- You're a strong stakeholder manager who can influence senior audiences
- You combine strategic thinking with hands‑on delivery
- You're comfortable working in a fast‑moving environment with high impact
- You have strong analytical and commercial judgement
Added Bonus
- Experience across multiple lending products
- Experience leveraging valuations within decision‑ing pipelines
- Exposure to machine learning approaches within credit or valuations modelling
- Experience in fintech or fast‑growing lending businesses
Benefits & Working Arrangements
We value flexible ways of working. This hybrid role requires a presence in our London office 2‑3 days a week. You'll also have the option of working from abroad for up to 120 days a year, subject to having the right to work in the country of choice.
Diversity Statement
Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments.
Head of Valuations, Credit Strategy employer: Zopa Bank
At Zopa, we are redefining the finance landscape with a focus on people and innovation. As an employer, we offer a dynamic work culture that champions flexibility, allowing you to work from our vibrant London office and even abroad for part of the year. With a commitment to diversity and inclusion, we empower our employees to thrive through continuous growth opportunities and a collaborative environment, making it an exciting place to advance your career in the fintech sector.
StudySmarter Expert Advice🤫
We think this is how you could land Head of Valuations, Credit Strategy
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those at Zopa or similar companies. A friendly chat can open doors and give you insights that might just help you land that Head of Valuations role.
✨Tip Number 2
Prepare for the interview by brushing up on your Python skills and valuation models. Be ready to discuss how you've led teams and influenced stakeholders in past roles. Show them you’re not just a numbers person but a strategic thinker too!
✨Tip Number 3
Don’t forget to showcase your experience with multiple lending products. If you’ve got any cool projects or achievements, bring them up! This is your chance to shine and show how you can drive Zopa’s valuations capability forward.
✨Tip Number 4
Finally, apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re genuinely interested in being part of our mission to redefine finance.
We think you need these skills to ace Head of Valuations, Credit Strategy
Some tips for your application 🫡
Tailor Your CV:Make sure your CV speaks directly to the role of Head of Valuations, Credit Strategy. Highlight your experience in leading valuations and managing teams, and don’t forget to sprinkle in some examples of your Python-based modelling expertise!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to tell us why you’re passionate about redefining finance and how your strategic thinking can drive our valuations capability forward. Keep it engaging and personal!
Showcase Your Stakeholder Management Skills:We want to see how you’ve influenced senior audiences in the past. Share specific examples in your application that demonstrate your ability to partner with various stakeholders and drive impactful decisions.
Apply Through Our Website:Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity. We can’t wait to hear from you!
How to prepare for a job interview at Zopa Bank
✨Know Your Valuations Inside Out
Make sure you brush up on your knowledge of valuations and NPV modelling. Be prepared to discuss specific models you've worked on and how they influenced business decisions. This will show that you not only understand the technical side but also its strategic importance.
✨Showcase Your Leadership Skills
As a Head of Valuations, you'll be leading a team. Think of examples where you've successfully managed and developed high-performing teams. Highlight your approach to mentoring and how you foster collaboration among analysts and data scientists.
✨Prepare for Stakeholder Engagement
Since this role involves partnering with various stakeholders, practice articulating your ideas clearly and confidently. Prepare to discuss how you've influenced senior audiences in the past and how you can bring that experience to Zopa.
✨Embrace the Fast-Paced Environment
Zopa is all about moving finance forward, so be ready to demonstrate your adaptability. Share experiences where you've thrived in fast-moving environments and how you manage to deliver results under pressure. This will resonate well with their dynamic culture.
