Graduate Analyst 2026

Hello there. We’re Zopa. We started our journey back in 2005, building the first ever peer-to-peer lending company. In 2020 we launched Zopa Bank, a bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance, with a people‑centred approach that aims high, every day, to move finance forward. Find out more about our offerings at Zopa.com.

What is a Graduate Analyst? At Zopa, our Graduate Analysts spark new ideas, shape disruptive strategies, and help build products our customers love. They combine creative problem solving with strong numerical skills, turning data into insights that drive business decisions. They are storytellers, learning to translate complex analysis into clear, engaging narratives for both technical and non‑technical audiences. With real autonomy and the chance to collaborate across all levels of the business, they have the chance to make an impact from day one.

Where will my journey begin?

• The Risk Lab: Use data, AI, and modelling to uncover opportunities to scale Zopa sustainably; apply GenAI to real business problems; prepare insights and engage with senior leaders to shape solutions to complex challenges.
• Credit Strategy: Sit at the heart of our profitability and shape how Zopa lends across its portfolio; refine lending approaches through modelling, testing, and analysis; partner with product leaders and present findings to senior stakeholders.
• Analytics: Conduct exploratory analysis, A/B tests and build dashboards to support key decisions; translate complex data into clear stories; partner with stakeholders to translate business needs into analytical briefs.
• Data Science: Design and deploy models that power Zopa’s products and strategies; experiment with machine learning, personalisation, and predictive modelling; work with product, engineering, and analytics teams to bring models to life.

Could you be our next Graduate Analyst?

• Numerically confident – you can handle A-level mathematics complexity.
• Analytical thinker – strong logic and critical thinking; you see opportunities in complex challenges and know how to break down and solve problems.
• Curious about analytics and AI – keen to learn Python or SQL and curious about how AI is shaping our future.
• Collaborative at heart – you love sharing ideas and perspectives to get the best results.
• Always improving – you’re always looking for ways to improve things around you and you adopt a growth mindset.

The Process

• Applications open and close on dates as published for the graduate programme.
• If you apply, you’ll complete our Online Assessment (roughly 40-45 minutes).
• We’ll update you by the end of October. Successful candidates will be invited to in-person interviews in Canary Wharf in November (dates published).
• Successful applicants may be invited to a Graduate Analyst Webinar with insights into life at Zopa.
• Final interviews occur in December and offers are made before year end.

Salary & location

The salary for our Graduate Analysts is £42,000 per year, with up to 10% discretionary bonus. Note: roles may be best suited to 2024–2026 graduates ready to start in January or September 2026. If you have already graduated and have experience, look for our experienced roles on our careers page.

Location & flexibility

We’re relocating to a brand-new headquarters at 20 Water Street in Canary Wharf. This hybrid role requires you to come to our London office 2–3 days a week. You’ll also have the option of working from abroad for up to 120 days a year, subject to right to work in the country of choice.

We value flexible ways of working and aim to support a good work‑life balance. We’ll provide you with what you need to thrive from day one.

Diversity Statement

Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products and a unique company culture. We are made up of nearly 50 nationalities and have a DE&I forum. We are proud of a culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process, so please let us know if you require any reasonable adjustments.

Notes

We are not listing other roles here. This description is focused on the Graduate Analyst role in London, UK. The content is provided for information purposes and may be updated. This posting does not imply a guarantee of employment.