At a Glance
- Tasks: Lead and evolve valuations modelling to shape lending strategy and support growth.
- Company: Join Zopa, a diverse and innovative fintech company.
- Benefits: Hybrid work model, competitive salary, and opportunities for international work.
- Other info: Dynamic environment with a focus on diversity and inclusion.
- Why this job: Make a real impact on lending decisions with cutting-edge valuation tools.
- Qualifications: Experience in retail lending valuations and team leadership required.
The predicted salary is between 70000 - 90000 € per year.
The valuations team plays a critical role in shaping lending strategy and supporting growth across the bank. The models and frameworks built by the team underpin key business decisions across multiple lending products. This is an opportunity to lead and evolve the future of valuations at the bank. The business is looking to move beyond a single NPV model approach towards a broader and more sophisticated suite of valuation tools that better support decision making across the lending lifecycle. You’ll lead a team of credit analysts and data scientists, combining strategic thinking, stakeholder management and technical expertise in a highly visible role.
A day in the life:
- Lead the strategic direction for valuations modelling across the business
- Oversee development of account-level NPV models across multiple lending products
- Lead and develop a team of analysts and data scientists
- Partner with stakeholders across analytics, credit strategy, finance, product and risk
- Improve and simplify existing valuation frameworks where appropriate
- Drive the evolution of the bank’s valuations capability and roadmap
- Champion technical best practice across Python‑based modelling workflows
- Support strategic projects including new product launches and portfolio activity
About you:
- You have solid experience leading valuations within retail lending
- You’ve managed and developed high‑performing teams
- You’re comfortable working with Python‑based modelling environments
- You have deep experience with valuation and NPV modelling
- You’re a strong stakeholder manager who can influence senior audiences
- You combine strategic thinking with hands‑on delivery
- You’re comfortable working in a fast‑moving environment with high impact
- You have strong analytical and commercial judgement
Added bonus:
- Experience across multiple lending products
- Experience leveraging valuations within decision‑ing pipelines
- Exposure to machine learning approaches within credit or valuations modelling
- Experience in fintech or fast‑growing lending businesses
Working arrangements: We value face‑to‑face collaboration and a good work‑life balance. This hybrid role requires you to come to our London office 2‑3 days a week. You’ll also have the option of working from abroad for up to 120 days a year. (Subject to having the right to work in the country of choice)
Diversity Statement: Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments.
Senior Manager - Valuation, Credit Strategy employer: Zopa Bank Limited
Zopa is an exceptional employer that fosters a collaborative and inclusive work culture, where diversity of thought and experience is celebrated. With a strong focus on employee growth, you will have the opportunity to lead innovative projects in a dynamic environment while enjoying a healthy work-life balance through hybrid working arrangements. Located in London, Zopa offers unique benefits such as the flexibility to work abroad for up to 120 days a year, making it an attractive choice for professionals seeking meaningful and rewarding careers in the fintech sector.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Manager - Valuation, Credit Strategy
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those who work at the bank or similar firms. A friendly chat can open doors and give you insights that might just land you an interview.
✨Tip Number 2
Prepare for the interview by brushing up on your technical skills. Since this role involves Python-based modelling, make sure you can confidently discuss your experience and showcase your analytical prowess during the interview.
✨Tip Number 3
Showcase your leadership skills! Be ready to share examples of how you've developed high-performing teams and influenced stakeholders. This will demonstrate that you're not just a numbers person but also a strategic thinker.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are genuinely interested in joining our team and contributing to our diverse culture.
We think you need these skills to ace Senior Manager - Valuation, Credit Strategy
Some tips for your application 🫡
Tailor Your CV:Make sure your CV speaks directly to the role of Senior Manager - Valuation, Credit Strategy. Highlight your experience with valuations and team management, and don’t forget to mention any Python-based modelling skills you have!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to showcase your strategic thinking and stakeholder management skills. Share specific examples of how you've led teams or improved valuation frameworks in the past.
Showcase Your Analytical Skills:In your application, emphasise your strong analytical and commercial judgement. Mention any relevant projects where you've used data-driven decision-making, especially in fast-moving environments like fintech.
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It’s the best way for us to keep track of your application and ensure it gets the attention it deserves!
How to prepare for a job interview at Zopa Bank Limited
✨Know Your Valuation Models
Make sure you brush up on the various valuation models, especially NPV. Be ready to discuss how you've used these models in your previous roles and how they can be adapted or improved for the bank's needs.
✨Showcase Your Leadership Skills
Prepare examples of how you've successfully led teams in the past. Highlight your experience in developing high-performing teams and how you’ve managed stakeholder relationships effectively.
✨Demonstrate Technical Proficiency
Since the role involves Python-based modelling, be prepared to discuss your technical skills. You might even want to bring a portfolio of your work or examples of projects where you've applied these skills.
✨Understand the Business Context
Research the bank’s lending products and current market trends. Being able to connect your valuation strategies to the broader business goals will show that you’re not just technically savvy but also strategically minded.
