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- Tasks: Design and evolve core banking services, influencing technical direction and owning complex projects.
- Company: Join Zopa, a pioneering bank redefining finance with a people-first approach.
- Benefits: Enjoy competitive salary, health benefits, hybrid work, and opportunities for professional growth.
- Why this job: Make a real impact in finance by building scalable systems that process thousands of transactions daily.
- Qualifications: Experience in delivering complex systems, strong problem-solving skills, and a customer-focused mindset.
- Other info: Flexible working options, including remote work abroad for up to 120 days a year.
The predicted salary is between 60000 - 80000 £ per year.
Hello there. We’re Zopa. We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre - we’ve built a business that empowers everyone to aim high, every day, to move finance forward.
We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces. If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count.
You will design and evolve the services that power core banking products. The systems you help build process thousands of financial transactions every day. They must be scalable, resilient and secure. When money moves, it has to work. Every time. But this role goes beyond implementation. You will shape technical direction, influence cross-team initiatives, and own complex, high-impact work from concept through to production. You will help decide not just how we build, but what we build and why. This is senior in impact, not just title.
Your impact:
- Owning complex initiatives end to end, from idea to measurable outcome
- Designing scalable backend systems that stand up to real-world scale and complexity
- Making architectural decisions that balance immediate delivery with long-term sustainability
- Bringing structure and clarity to ambiguous problems
- Influencing prioritisation and trade-offs across teams
- Raising the bar for engineering quality, reliability and accountability
- Mentoring engineers and strengthening overall team capability
- Driving continuous improvement in how we build and operate systems
Your toolkit:
- A track record of delivering high-impact, complex systems in production environments
- Strong systems thinking and architectural judgement
- The ability to navigate ambiguity and turn complexity into clear, actionable plans
- Confidence making data-informed technical decisions with long-term consequences in mind
- Experience influencing beyond your immediate team
- A deep customer focus and a bias toward measurable outcomes
- A genuine commitment to engineering quality and raising standards
- Experience mentoring others and amplifying team impact
- Ownership beyond your own output
We’re intentionally technology agnostic. What matters to us is how you think, how you solve problems and the scale of what you’ve built.
Our engineering culture:
- Customer impact over unnecessary complexity
- Team success over individual heroics
- Operational ownership, not just feature delivery
- Continuous improvement through honest feedback
At Zopa we value flexible ways of working. We value face-to-face collaboration and a good work-life balance. This hybrid role requires you to come to our London office 2-3 days a week. You’ll also have the option of working from abroad for up to 120 days a year! But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.
Software Engineer in London employer: Zopa Bank Limited
Contact Detail:
Zopa Bank Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Software Engineer in London
✨Tip Number 1
Network like a pro! Reach out to current employees at Zopa on LinkedIn or through mutual connections. A friendly chat can give you insider info and might just get your foot in the door.
✨Tip Number 2
Show off your skills! Prepare a portfolio or GitHub repository showcasing your best projects. When you get that interview, having tangible examples of your work can really set you apart.
✨Tip Number 3
Be ready to discuss your thought process. Zopa values how you think and solve problems, so practice articulating your approach to complex challenges. This will help you shine during technical interviews.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining the Zopa team.
We think you need these skills to ace Software Engineer in London
Some tips for your application 🫡
Show Your Passion: When you're writing your application, let your enthusiasm for the role shine through! We want to see that you’re genuinely excited about the opportunity to work with us at Zopa and how you can contribute to our mission of redefining finance.
Tailor Your CV: Make sure your CV is tailored to the job description. Highlight your experience with complex systems and any relevant projects you've worked on. We love seeing how your skills align with what we’re looking for in a Senior Software Engineer!
Be Clear and Concise: Keep your application clear and to the point. We appreciate straightforward communication, so avoid jargon and focus on what makes you a great fit for the role. Remember, clarity helps us understand your thought process better!
Apply Through Our Website: Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it gives you a chance to explore more about our culture and values while you’re at it!
How to prepare for a job interview at Zopa Bank Limited
✨Know Your Stuff
Make sure you brush up on your technical skills and the specific technologies mentioned in the job description. Zopa is looking for someone with a strong track record in delivering complex systems, so be ready to discuss your past projects and how they relate to the role.
✨Show Your Problem-Solving Skills
Prepare to tackle some ambiguous problems during the interview. Zopa values candidates who can turn complexity into clear, actionable plans. Think of examples from your experience where you've navigated challenges and made data-informed decisions.
✨Emphasise Team Success
Zopa prioritises team success over individual heroics. Be ready to share experiences where you’ve collaborated effectively with others, influenced cross-team initiatives, or mentored fellow engineers. Highlight how you contribute to a positive team culture.
✨Ask Insightful Questions
Prepare thoughtful questions that show your genuine interest in Zopa's mission and engineering culture. Inquire about their approach to continuous improvement, operational ownership, and how they balance immediate delivery with long-term sustainability. This will demonstrate your alignment with their values.