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- Tasks: Design and evolve core banking services, influencing technical direction and owning complex projects.
- Company: Join Zopa, a pioneering bank redefining finance with a people-first approach.
- Benefits: Enjoy competitive salary, health benefits, hybrid work, and opportunities for professional growth.
- Why this job: Make a real impact in finance while working with cutting-edge technology.
- Qualifications: Experience in delivering complex systems and strong problem-solving skills required.
- Other info: Flexible work environment with excellent career advancement opportunities.
The predicted salary is between 60000 - 80000 £ per year.
Hello there. We’re Zopa. We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre - we’ve built a business that empowers everyone to aim high, every day, to move finance forward.
We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces. If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count.
You will design and evolve the services that power core banking products. The systems you help build process thousands of financial transactions every day. They must be scalable, resilient and secure. When money moves, it has to work. Every time. But this role goes beyond implementation. You will shape technical direction, influence cross-team initiatives, and own complex, high-impact work from concept through to production. You will help decide not just how we build, but what we build and why. This is senior in impact, not just title.
Your impact:
- Owning complex initiatives end to end, from idea to measurable outcome
- Designing scalable backend systems that stand up to real-world scale and complexity
- Making architectural decisions that balance immediate delivery with long-term sustainability
- Bringing structure and clarity to ambiguous problems
- Influencing prioritisation and trade-offs across teams
- Raising the bar for engineering quality, reliability and accountability
- Mentoring engineers and strengthening overall team capability
- Driving continuous improvement in how we build and operate systems
Your toolkit:
- A track record of delivering high-impact, complex systems in production environments
- Strong systems thinking and architectural judgement
- The ability to navigate ambiguity and turn complexity into clear, actionable plans
- Confidence making data-informed technical decisions with long-term consequences in mind
- Experience influencing beyond your immediate team
- A deep customer focus and a bias toward measurable outcomes
- A genuine commitment to engineering quality and raising standards
- Experience mentoring others and amplifying team impact
- Ownership beyond your own output
We’re intentionally technology agnostic. What matters to us is how you think, how you solve problems and the scale of what you’ve built.
Our engineering culture:
- Customer impact over unnecessary complexity
- Team success over individual heroics
- Operational ownership, not just feature delivery
- Continuous improvement through honest feedback
At Zopa we value flexible ways of working. We value face-to-face collaboration and a good work-life balance. This hybrid role requires you to come to our London office 2-3 days a week. You’ll also have the option of working from abroad for up to 120 days a year! But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.
Software Engineer in City of Westminster employer: Zopa Bank Limited
Contact Detail:
Zopa Bank Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Software Engineer in City of Westminster
✨Tip Number 1
Network like a pro! Reach out to current employees at Zopa on LinkedIn or other platforms. Ask them about their experiences and any tips they might have for the interview process. It’s all about making connections and showing your genuine interest in the company.
✨Tip Number 2
Prepare for technical interviews by brushing up on your coding skills and system design knowledge. Practice common algorithms and data structures, and be ready to discuss your past projects in detail. We want to see how you think and solve problems!
✨Tip Number 3
Show off your passion for engineering quality! Be ready to talk about how you've raised standards in your previous roles. Share specific examples of how you’ve influenced team success and improved processes. We love candidates who are committed to continuous improvement.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re serious about joining our team at Zopa. Let’s make finance better together!
We think you need these skills to ace Software Engineer in City of Westminster
Some tips for your application 🫡
Show Your Passion: When you're writing your application, let your enthusiasm for software engineering shine through! We want to see how excited you are about the role and how you can contribute to our mission at Zopa.
Tailor Your CV: Make sure your CV is tailored to the job description. Highlight your experience with scalable systems and complex problem-solving. We love seeing how your skills align with what we’re looking for!
Be Clear and Concise: Keep your application clear and to the point. We appreciate straightforward communication, so avoid jargon and focus on what makes you a great fit for the role. Less is often more!
Apply Through Our Website: Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy to do!
How to prepare for a job interview at Zopa Bank Limited
✨Know Your Stuff
Make sure you brush up on your technical skills and the specific technologies mentioned in the job description. Zopa is looking for someone with a strong track record in delivering complex systems, so be ready to discuss your past projects and how they relate to the role.
✨Show Your Problem-Solving Skills
Prepare to tackle some real-world scenarios during the interview. Zopa values candidates who can navigate ambiguity and turn complexity into clear plans. Think of examples where you've successfully solved tough problems and be ready to share your thought process.
✨Emphasise Teamwork and Mentorship
Zopa is all about team success and mentoring others. Be prepared to talk about how you've collaborated with cross-functional teams and how you've helped others grow in their roles. Highlight any experiences where you've influenced decisions beyond your immediate team.
✨Align with Their Values
Familiarise yourself with Zopa's culture and values, such as customer impact and continuous improvement. During the interview, express how your own values align with theirs and provide examples of how you've demonstrated these principles in your work.