At a Glance
- Tasks: Lead the charge in optimising credit risk strategies for our credit card portfolio.
- Company: Join a top fintech company making waves in the lending industry.
- Benefits: Enjoy flexible working hours and fantastic perks.
- Why this job: Be part of a dynamic team shaping the future of credit risk management.
- Qualifications: Experience in credit risk within unsecured lending and strong analytical skills required.
- Other info: Hybrid work model available, perfect for balancing life and work.
The predicted salary is between 60000 - 84000 £ per year.
Join a leading fintech as a Credit Risk Strategy Manager, you will play a pivotal role in ensuring the soundness and profitability of our lending strategy for the credit card portfolio.
THE ROLE
- Developing and optimizing credit risk strategies to enhance decision-making processes.
- Analyzing data to identify trends, assess risk levels, and implement effective risk mitigation strategies.
- Designing and implementing credit risk models and frameworks to support business objectives.
- Monitoring portfolio performance and proactively identifying areas for improvement.
- Collaborating with cross-functional teams to align credit risk strategies with business goals.
- Ensuring compliance with regulatory requirements and best practices in credit risk management.
REQUIREMENTS
- Credit risk experience working within unsecured lending.
- Strong analytical skills and proficiency in data analysis tools and techniques.
- Experience with SQL and Python for strategy and data analysis.
BENEFITS
Flexible working and great benefits.
HOW TO APPLY
Please apply below or send your CV.
Credit Risk Strategy Manager- Fintech! employer: ZipRecruiter
Contact Detail:
ZipRecruiter Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Strategy Manager- Fintech!
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk management, especially within fintech. Understanding current market dynamics and regulatory changes can give you an edge during discussions with our team.
✨Tip Number 2
Brush up on your SQL and Python skills, as these are crucial for the role. Consider working on a small project or case study that showcases your ability to analyse data and develop credit risk strategies using these tools.
✨Tip Number 3
Network with professionals in the fintech space, particularly those focused on credit risk. Engaging in conversations can provide insights into what we value at StudySmarter and help you tailor your approach.
✨Tip Number 4
Prepare to discuss specific examples of how you've successfully implemented credit risk strategies in the past. Highlighting your analytical skills and results-driven mindset will resonate well with us during the interview process.
We think you need these skills to ace Credit Risk Strategy Manager- Fintech!
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit risk management, particularly within unsecured lending. Use specific examples to demonstrate your analytical skills and proficiency with data analysis tools like SQL and Python.
Craft a Compelling Cover Letter: Write a cover letter that outlines your understanding of the fintech industry and how your skills align with the role of Credit Risk Strategy Manager. Mention your experience in developing credit risk strategies and your ability to collaborate with cross-functional teams.
Showcase Your Analytical Skills: In your application, emphasise your strong analytical skills. Provide examples of how you've used data analysis to identify trends and implement risk mitigation strategies in previous roles.
Highlight Compliance Knowledge: Demonstrate your understanding of regulatory requirements and best practices in credit risk management. This will show that you are not only skilled in strategy development but also aware of the compliance landscape.
How to prepare for a job interview at ZipRecruiter
✨Showcase Your Analytical Skills
As a Credit Risk Strategy Manager, strong analytical skills are crucial. Be prepared to discuss specific examples of how you've used data analysis tools like SQL and Python in your previous roles to develop credit risk strategies.
✨Understand the Fintech Landscape
Familiarise yourself with the current trends and challenges in the fintech industry, especially regarding credit risk management. This knowledge will demonstrate your commitment and understanding of the sector during the interview.
✨Prepare for Scenario-Based Questions
Expect scenario-based questions that assess your problem-solving abilities. Think about past experiences where you had to analyse risk levels or implement risk mitigation strategies, and be ready to explain your thought process.
✨Emphasise Collaboration Skills
Collaboration is key in this role. Be ready to discuss how you've worked with cross-functional teams in the past to align strategies with business goals, highlighting your communication and teamwork skills.