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- Tasks: Support treasury operations, manage payments, and ensure compliance with financial regulations.
- Company: Join Zilch, a fast-growing payment tech company on a mission to empower customers.
- Benefits: Enjoy competitive pay, private medical insurance, and a flexible hybrid working model.
- Other info: Dynamic work environment with opportunities for professional growth and learning.
- Why this job: Be part of an innovative team making credit accessible to millions while developing your finance skills.
- Qualifications: Degree in Finance or related field; 2+ years in treasury or payments preferred.
The predicted salary is between 40000 - 50000 £ per year.
Who we are: Zilch is a payment tech company on a mission to create the most empowering way to pay for anything, anywhere. Combining the best of debit, credit and savings, we give our customers the option to earn instant cashback or spread the cost of pricier purchases, completely interest free and with no late fees. We started in 2018 with a small team and a big dream - to make credit accessible to all. Since then, we've achieved double unicorn status and taken on more than 5 million customers. There are some exciting projects coming up and we’ve got big growth plans.
About the Role. We are seeking a Treasury Analyst to support our treasury operations, ensuring efficient and accurate execution of payments, managing daily reporting, and overseeing our securitisation facility's payment processes. This role is focused on processing and operational efficiency, requiring a detail-oriented individual who can work effectively within a structured framework. The Treasury Analyst will report to the Treasury Manager and will be required to spend a short amount of time over the weekend on a rotational basis, typically less than an hour per day, to handle reconciliations and issuer coordination.
Day to day responsibilities:
- Payment Processing & Treasury Operations
- Process daily payments accurately and efficiently, ensuring all transactions comply with internal policies and regulatory requirements.
- Support weekend payment processing and reconciliations (typically less than an hour per day) as part of a rotational schedule.
- Assist with cash positioning, liquidity management, and reconciliation of transactions.
- Ensure accuracy and timeliness in executing transfers, bank settlements, and other treasury-related payments.
- Identify and escalate any issues or discrepancies as required to ensure timely resolution, keeping in mind operational constraints.
- Securitisation Facility Oversight
- Monitor and execute payments related to the securitisation facility, ensuring compliance with required schedules and agreements.
- Perform daily reporting on securitisation-related transactions, ensuring all documentation and records are up to date.
- Coordinate with internal and external stakeholders to ensure smooth payment operations and timely resolution of discrepancies.
- Liaise with issuers, acquirers, and banks to facilitate payment processing and ensure proper cash flow management.
- Escalate any concerns related to securitisation payments or reporting as needed.
- Reporting & Compliance
- Prepare daily, weekly, and monthly treasury reports to support internal and external reporting requirements.
- Assist in maintaining accurate records of cash movements, bank balances, and forecasting data.
- Implement new products into reporting, ensuring accuracy through robust process.
- Understanding of risk matrices and risk reporting.
- Ensure compliance with covenant conditions, identifying potential risks to the business and troubleshooting or escalating as required.
- Support compliance with treasury policies, internal controls, and risk management processes.
What we’re looking for...
- Experience & Knowledge
- A relevant degree in Finance, Accounting, Economics, or a STEM field.
- Ideally, 2+ years’ experience in treasury, operations, payments or similar.
- Familiarity with banking platforms, TMS, payment processing, and financial reconciliations.
- Cashflow forecasting and stress testing experience (preferred).
- Understanding of securitisation or structured finance (preferred but not required).
- Skills
- Strong attention to detail and accuracy in processing transactions.
- Ability to work in a fast-paced environment with tight deadlines.
- Excel - comfortable working with complex data sets, troubleshooting and improving existing reporting.
- Confidence in communicating to key stakeholders.
- Mindset & Approach
- Proactive and intellectually curious.
- Process-driven with a strong sense of responsibility.
- Comfortable working on rotational weekend schedules (typically less than an hour a day at weekends).
- Eager to learn and develop within a treasury function.
Benefits:
- Compensation & Savings:
- Pension scheme.
- Death in Service scheme.
- Income Protection.
- Permanent employees enjoy access to our Share Options Scheme.
- 5% back on in-app purchases.
- £200 for WFH Setup.
- Health & Wellbeing:
- Private Medical Insurance including; GP consultations (video, telephone or face-to-face).
- Prescribed medication.
- In-patient, day-patient and out-patient care.
- Mental health support.
- Optical, dental & audiological cover.
- Physiotherapy.
- Advanced cancer cover.
- Menopause support.
- Employee Assistance Programme including: Unlimited mental health sessions, 24/7 remote GP & physiotherapy, 24/7 helpline for emotional & practical support.
- Savings & discounts on everyday shopping.
- 1:1 personalised well-being consultations.
- Gym membership discounts.
- Family Friendly Policies:
- Enhanced maternity pay.
- Enhanced paternity pay.
- Enhanced adoption pay.
- Enhanced shared parental leave.
- Learning & Development:
- Professional Qualifications.
- Professional Memberships.
- Learning Suite for e-courses.
- Internal Training Programmes.
- FCA & Regulatory training.
- Workplace Perks:
- Hybrid working: office-based Monday, Wednesday, and Thursday; remote working Tuesday and Friday.
- Casual dress code.
- Workplace socials.
- Healthy snacks.
Treasury Analyst in London employer: Zilch
Contact Detail:
Zilch Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Treasury Analyst in London
✨Tip Number 1
Network like a pro! Reach out to people in the finance and treasury sectors on LinkedIn. A friendly message can go a long way, and you never know who might have the inside scoop on job openings.
✨Tip Number 2
Prepare for interviews by researching Zilch and its mission. Understand their payment tech and how your skills as a Treasury Analyst can contribute to their growth. Show them you’re not just another candidate!
✨Tip Number 3
Practice common interview questions related to treasury operations and payment processing. Being able to articulate your experience with cash flow management and reconciliations will set you apart from the competition.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re genuinely interested in joining the Zilch team.
We think you need these skills to ace Treasury Analyst in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Treasury Analyst role. Highlight relevant experience in treasury operations, payment processing, and any familiarity with banking platforms. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about the role and how your background makes you a great fit. Don’t forget to mention your attention to detail and proactive mindset – we love that!
Show Off Your Skills: In your application, be sure to showcase your Excel skills and any experience with cashflow forecasting or financial reconciliations. We’re keen on candidates who can handle complex data sets and improve reporting processes.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates. Plus, it’s super easy!
How to prepare for a job interview at Zilch
✨Know Your Numbers
As a Treasury Analyst, you'll be dealing with payments and financial data daily. Brush up on your financial concepts, especially around cash flow forecasting and payment processing. Be ready to discuss how you've handled similar tasks in the past.
✨Show Off Your Detail Orientation
This role requires a keen eye for detail. Prepare examples from your previous experience where your attention to detail made a difference, whether it was catching discrepancies or ensuring compliance with policies. Highlighting this skill will show you're a perfect fit.
✨Be Ready for Scenario Questions
Expect questions that assess your problem-solving skills, especially related to treasury operations. Think of scenarios where you had to troubleshoot issues or manage tight deadlines. Practising these responses can help you feel more confident during the interview.
✨Engage with Stakeholders
Communication is key in this role. Prepare to discuss how you've effectively liaised with internal and external stakeholders in the past. Share specific examples of how you ensured smooth operations and resolved discrepancies, as this will demonstrate your proactive approach.