At a Glance
- Tasks: Lead product innovation and drive growth in a fast-paced fintech environment.
- Company: Join one of Europe's fastest-growing fintech companies valued at $2 billion.
- Benefits: Competitive salary, dynamic work culture, and opportunities for professional growth.
- Other info: Collaborative environment with a focus on customer-centric outcomes and continuous improvement.
- Why this job: Make a real impact on how millions pay and manage credit globally.
- Qualifications: 7+ years in Product Management, with fintech experience and strong commercial acumen.
The predicted salary is between 90000 - 110000 £ per year.
Who we are: We're one of Europe's fastest-growing fintech companies – on a mission to create the world's most empowering way to pay. We launched the product in 2020 and achieved double unicorn status, valued at $2 billion, and since then have taken on more than 6 million customers. Our mission is to become the best way to pay for anything, anywhere and say goodbye to credit costs for everyone. This is huge. Want to join us?
About the role: Zilch operates in a fast-paced, highly competitive global market. Though still young, we are one of Europe’s fastest-growing fintechs - and we’re looking for a Director of Product to lead the next phase of innovation and growth. In this role, you’ll drive the development of new financial products, intelligent purchase experiences powered by AI, and data-driven commerce capabilities that make Zilch the top-of-wallet choice for customers. You will lead five product squads, delivering the most efficient and flexible ways for customers to pay, manage credit, and shop using Zilch-issued Visa cards. As a hands-on product leader, you’ll combine strategic ownership with deep involvement in product discovery, delivery, and optimisation. You’ll set high standards for your teams - mentoring, challenging, and empowering them to turn complex problems into scalable, high-impact products. You'll also be accountable for driving the P&L for your portfolio, ensuring every initiative delivers measurable customer and commercial outcomes.
What you'll do:
- Lead and empower five cross-functional product squads to deliver high-impact outcomes across purchase, payments, and repayment journeys.
- Drive the P&L and commercial performance of Zilch's financial and payment products, driving sustainable growth and strong unit economics.
- Define product strategy and roadmaps across multiple squads, aligning priorities with Zilch's commercial and growth objectives.
- Set clear product goals, monitor KPIs, and use data, experimentation, and customer insight to continuously optimise performance and customer value.
- Demonstrate hands-on product leadership by driving discovery, shaping solutions, and partnering closely with Engineering and Design throughout delivery.
- Balance long-term product strategy with day-to-day execution, ensuring teams consistently deliver customer and business impact.
- Manage, coach, and develop a team of five Product Managers, setting high standards across product discovery, delivery, and stakeholder management.
- Partner with senior leadership to align product strategy with company objectives and investment priorities.
- Continuously improve ways of working across Product, Engineering, Design, and Data to accelerate discovery, decision-making, and delivery.
- Collaborate cross-functionally with Engineering, Design, Data, Risk, Finance, and Marketing to define and execute customer-centric outcomes.
- Work closely with Engineering leadership to make informed trade-offs, manage delivery risk, and communicate decisions effectively to stakeholders.
- Drive Zilch's Intelligent Commerce strategy, including agentic purchasing, Zilch Pay integrations, and accurate sales attribution across the ASPN ecosystem.
What we're looking for:
- 7+ years' experience in Product Management, including 3+ years in a senior product leadership role.
- Proven experience within fintech and payments, ideally with exposure to credit products or lending.
- Demonstrated ability to drive the P&L, with strong commercial acumen.
- Customer-obsessed and insight-driven, building products that solve meaningful customer problems and deliver measurable business value.
- Equally comfortable defining long-term strategy and leading hands-on product execution.
- Strong communicator and influencer, able to align cross-functional teams and executive stakeholders around a shared vision.
- Data-driven, with confidence using analytics, experimentation, and market insight to make product decisions.
- Builder mindset - comfortable operating in fast-paced, ambiguous environments, prioritising ruthlessly and delivering value early and often.
- Truth-seeking, accountable, and transparent, taking ownership and leading with integrity.
- Committed to excellence, setting high standards, giving clear feedback, and holding teams accountable for outcomes.
Bonus skills:
- Experience working with international or distributed teams.
- Experience leading both greenfield product development and scaling existing products.
- Previous experience in a high-growth scale-up environment, where priorities evolve quickly and pace is high.
Director of Product in London employer: Zilch
Zilch is an exceptional employer that prioritises employee well-being and professional growth, making it an ideal place for a Platform Reliability Engineer. With a hybrid work environment, comprehensive benefits, and a strong focus on optimising technology infrastructure, Zilch fosters a collaborative culture where innovation thrives. Join us to be part of a forward-thinking team dedicated to shaping the future of payment technology in the UK.
StudySmarter Expert Advice🤫
We think this is how you could land Director of Product in London
✨Tip Number 1: Tap Into Professional Networks
The finance world loves a good connection, so jump into industry-specific groups on platforms like LinkedIn where you can find discussions on financial controlling. Engaging in these communities can expose you to hidden job leads that aren't openly advertised!
✨Tip Number 2: Attend Finance Events and Conferences
Make it a mission to attend finance-related events and conferences, even virtual ones! This is a golden opportunity to network face-to-face with people from companies like Zilch. You never know who might be your next boss or a crucial contact!
✨Tip Number 3: Showcase Your Expertise
Consider writing articles or sharing insights related to financial controlling or industry trends. Publish these on platforms like LinkedIn to establish yourself as a knowledgeable player in the field. This not only increases your visibility but also catches the attention of recruiters from Zilch.
✨Tip Number 4: Apply Directly on Company Websites
Since you're going for a full-time gig, don't forget to keep an eye on the careers page of companies you're interested in, like Zilch. Many companies prefer candidates who apply through their website as it shows genuine interest and makes your application stand out!
We think you need these skills to ace Director of Product in London
Some tips for your application 🫡
Show Off Your Numbers Game:In financial controlling, detail is everything! Make sure your CV showcases your proficiency with numbers—highlight any relevant experience in budgeting, forecasting, or working with financial software. Quantifying your past achievements will make you stand out, so don’t be shy about flaunting those impressive percentages or cost savings you've implemented.
Tailored Cover Letter is Key:Your cover letter is a chance to shine, especially for a full-time role. Use it to express your genuine interest in Zilch and the specific impact you hope to make in financial controlling. Mention any relevant qualifications or experiences that align with the company’s goals, and don’t forget to show that you're ready for a long-term commitment!
Certifications Matter:List relevant certifications such as ACCA or CIMA on your CV. These qualifications not only showcase your dedication to the field but also your technical competence in financial principles. If you have any ongoing training or courses, make sure to mention those as well to demonstrate your commitment to continual learning in financial controlling.
Don’t Overlook Soft Skills:While numbers are crucial, so are those soft skills! Financial controllers need strong communication and analytical reasoning abilities. We recommend embedding examples of these skills in your CV and cover letter, like how you’ve successfully delivered financial reports to stakeholders or collaborated with teams to improve processes. Let’s show Zilch how you can be a team player!
How to prepare for a job interview at Zilch
✨Brush Up on Technical Skills
Make sure you're comfortable with key financial concepts, especially around forecasting, budgeting, and variance analysis. Sometimes, interviewers may throw in technical questions or case studies, so practicing these types of scenarios will help you shine!
✨Showcase Your Financial Acumen
If you've had experience with specific financial software like SAP or Oracle, make it known! Be ready to discuss how you used these tools to improve processes or reporting, as this hands-on knowledge can really set you apart in a full-time role with Zilch.
✨Know Your Numbers
In full-time interviews, especially in financial controlling, be prepared for numerical reasoning tests or questions. Brush up on your mental maths and understand how to interpret and analyse financial statements on the spot, as this may come up during the assessment.
✨Connect with Company Goals
Familiarise yourself with Zilch's financial objectives and any recent developments. During the interview, try to weave your understanding of their business model and challenges into your answers—this shows your genuine interest and alignment with their goals!
