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- Tasks: Analyse credit applications and provide insights to support business decisions.
- Company: Join a dynamic team at Yu Energy, focused on commercial growth.
- Benefits: Enjoy 24 days annual leave, learning opportunities, and competitive salary.
- Why this job: Make an impact by assessing credit risk and driving commercial success.
- Qualifications: Strong analytical skills and proficiency in Excel; SQL knowledge preferred.
- Other info: Collaborative environment with excellent career development prospects.
The predicted salary is between 30000 - 33000 £ per year.
Overview
Department: YUR – 2035 – Commercial
Location: Leicester
Compensation: £30,000 – £33,000 / year
Reports to: Commercial Risk Manager
Working hours: Monday to Friday, 37.5 hours a week
Description
We’re looking for an insightful and motivated junior credit analyst to join our growing Commercial Team.
You’ll be part of an experienced Commercial Team responsible for providing credit-risk insight & analysis to support wider business objectives. In addition to this you will be responsible to develop meaningful credit reporting and create insights that support commercial credit risk decision making.
Responsibilities
- Assessing credit worthiness of business-energy customer applications
- Putting forward mitigations to reduce Yu Energy’s risk exposure
- Reviewing Credit Reports, financial statements, profit & loss and Balance sheets
- Assisting stakeholders with Queries / Support – managing an inbox and escalations
- Building and creation of insight, MI and data-driven reporting – including visuals, reports etc
- Support the Commercial Risk Manager to instil further governance around credit risk
- Actively build relationships cross departmentally, to enhance working relations
- Own & lead certain work initiatives, by driving & facilitating data-led insight & gaining approval for additional activity that may drive commercial benefits
What We Need From Yü
- Analytical – Excellent problem solving, strategic thinking and analytical skills
- Advanced Excel, SQL and experience of data Visualisation tools (i.e. Power BI) preferred
- Inquisitive – Being able to seek out information and not just accepting the first response
- Organised – Fantastic organisational skills
- Knowledgeable – Being able to use Excel to a high level to find patterns
- Confident – Would need confidence to report and challenge gaps found
- Team Player – You enjoy working closely with a team
- Great communicator – you have first-rate communication and interpersonal skills
- Self-Motivated – You are naturally motivated to deliver & give 100% in everything you do
Yü Come First
We have a wide range of benefits for our employees including:
- 24 days annual leave + bank holidays
- Holiday buy – up to 5 additional days
- Day off on your birthday
- Employee Assistance Programme
- Annual salary review
- Learning and development opportunities
- Enhanced paternity, maternity and adoption policies
- Yü made a difference Awards
- 3 days additional annual leave if you get married/civil partnership etc.
- Appointment allowance
- Long service recognition
- Refer a friend payment
- Company sick pay (subject to length of service)
- New modern facilities
- Death in service and critical illness cover
- Plus, many more
Need adjustments?
If you need any reasonable adjustments to help you apply for a role, please let us know and we will see what we can do.
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Junior Credit Analyst employer: Yu Energy
Contact Detail:
Yu Energy Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Junior Credit Analyst
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their values and how they align with your skills as a Junior Credit Analyst. This will help you stand out and show you're genuinely interested.
✨Tip Number 3
Practice your interview skills with friends or family. Get comfortable talking about your experiences and how they relate to the role. The more you practice, the more confident you'll feel when it counts!
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who take that extra step to engage with us directly.
We think you need these skills to ace Junior Credit Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Junior Credit Analyst role. Highlight relevant skills like analytical thinking and experience with data tools. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit analysis and how your background aligns with our needs. Let us know what makes you the perfect fit for Yu Energy.
Showcase Your Skills: Don’t forget to mention your proficiency in Excel, SQL, and any data visualisation tools you’ve used. We’re looking for someone who can dive into data and provide insights, so make sure we see that in your application!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy!
How to prepare for a job interview at Yu Energy
✨Know Your Numbers
As a Junior Credit Analyst, you'll be dealing with financial statements and credit reports. Brush up on your understanding of profit & loss accounts, balance sheets, and how to interpret these documents. Being able to discuss these confidently will show that you're ready for the role.
✨Show Off Your Analytical Skills
Prepare to demonstrate your analytical prowess during the interview. Think of examples where you've used data to solve problems or identify trends. If you can share specific instances where your insights led to positive outcomes, it’ll really impress the interviewers.
✨Be Ready to Challenge
In this role, you may need to challenge stakeholders when credit risks are apparent. Prepare for questions that assess your ability to communicate difficult messages. Practise articulating your thoughts clearly and assertively, as this will be crucial in your day-to-day responsibilities.
✨Familiarise Yourself with Tools
Since advanced Excel and SQL skills are preferred, make sure you're comfortable discussing your experience with these tools. If you've used data visualisation software like Power BI, be ready to talk about how you've leveraged these tools to create insightful reports or presentations.