At a Glance
- Tasks: Lead a dynamic team of Mortgage Underwriters and manage complex cases.
- Company: Award-winning, fast-growing specialist Mortgage Lender with a focus on exceptional service.
- Benefits: Competitive salary, annual bonus, 30 days holiday, and employee wellbeing support.
- Other info: Hybrid role with excellent career development opportunities and a supportive work culture.
- Why this job: Join a thriving company and make a real impact in the mortgage industry.
- Qualifications: Proven leadership in Mortgage Underwriting and strong communication skills required.
My client is an award winning, established, successful, fast growing and ambitious specialist Mortgage Lender. The company's main aim is to enable its clientele to secure the mortgage for their property that they desire, whilst providing them with the very best level of service. Due to successful business growth, the company are currently keen to hire an employed Mortgage Underwriting Manager. Within this position, the Manager will lead a team of Mortgage Underwriters that underwrite often complex/specialist cases, which are often manually underwritten.
Following on from a strong 2025 performance, the lender aims to increase the amount lent last year by another 50% during 2026. This is a hybrid role whereby the successful candidate would work from a Central London based office on a three days per week basis and have the opportunity to work from home remotely on two days per week. Alternatively, if you would like to work from an office on a more regular basis then this will be suitably arranged. This is a Monday to Friday, 9:00am to 5:30pm based role, with no Saturday based work being required.
Key role features include:
- Leading, motivating and influencing the team to exceed expectations, driving a high performance culture where team members achieve results beyond their perceived limits. Completing quarterly and annual reviews with your team members.
- Being responsible for commercial and operational leadership, including allocating cases, managing daily workflow, monitoring SLAs, whilst focusing on efficiency and resolving any operational issues.
- Overseeing the full lifecycle of mortgage cases from intake to offer, ensuring accuracy and timely results.
- Performance management & Development; successfully leading, coaching and mentoring the underwriting team.
- Effectively managing the lender's relationships with Mortgage Brokers and your team's relationships in collaboration with internal stakeholders.
- First line Quality Assurance, completing checks, analysing cases and implementing improvements to enhance underwriting quality and to reduce risks.
- Risk, Compliance and Controls management.
- Contributing to ensure that all underwriting processes are effective and efficient.
Key candidate attributes:
- Proven Mortgage Underwriting management/leadership experience is essential (preferably with additional underwriting experience with specialist/complex residential, BTL, later life and/or equity release mortgage cases).
- You must hold/have held a mortgage underwriting mandate of at least £500,000+.
- You must be prepared/available to work from a Central London based office on a 3 days per week basis.
- Excellent communication skills (both English written and verbal).
- Strong organisation and time management skills.
- My client is keen to hire a candidate who is ambitious, keen to continue to develop their career, whilst also being a team player.
The successful candidate will receive a competitive starting basic salary of circa £60,000 to £75,000, plus a potential annual bonus of up to 10% (linked to both your and the business's performance). In addition to this, you will receive several employee benefits including Growth Shares (a stake in the company), 30 days holiday per annum (plus the bank holidays), a Health Cash Plan, a Pension Scheme and an Employee Wellbeing Calendar (focused on supporting the mental, physical and financial wellbeing of all employees).
If you are interested in this vacancy and believe that your experience/skill-set is well suited to the role, then please do apply online.
Mortgage Underwriting Manager employer: Your Mortgage Recruiter
Contact Detail:
Your Mortgage Recruiter Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Underwriting Manager
✨Tip Number 1
Network like a pro! Reach out to your connections in the mortgage industry and let them know you're on the hunt for a Mortgage Underwriting Manager role. You never know who might have the inside scoop on an opportunity or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by brushing up on your leadership skills. Since this role involves managing a team, be ready to share examples of how you've motivated and influenced others in the past. We want to see that you can drive a high-performance culture!
✨Tip Number 3
Showcase your expertise in complex cases during interviews. Be prepared to discuss your experience with specialist mortgages and how you've successfully managed underwriting processes. This will help you stand out as a candidate who truly understands the nuances of the role.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search. Let’s get you that Mortgage Underwriting Manager position!
We think you need these skills to ace Mortgage Underwriting Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Mortgage Underwriting Manager role. Highlight your leadership experience and any specific underwriting cases you've managed, especially those that are complex or specialist. We want to see how your skills align with what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how you can contribute to our ambitious goals. Be sure to mention your experience with managing teams and improving processes, as these are key for us.
Showcase Your Communication Skills: Since excellent communication is crucial for this position, make sure your written application reflects that. Keep your language clear and professional, and don’t forget to proofread for any typos or errors. We appreciate attention to detail!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re proactive and keen to join our team!
How to prepare for a job interview at Your Mortgage Recruiter
✨Know Your Numbers
As a Mortgage Underwriting Manager, you'll need to demonstrate your understanding of complex cases and financial metrics. Brush up on your underwriting mandates and be ready to discuss specific examples where you've successfully managed high-value cases.
✨Showcase Leadership Skills
This role requires strong leadership abilities. Prepare to share experiences where you've motivated a team or driven performance improvements. Think about how you can illustrate your coaching style and how it has led to team success.
✨Understand the Company Culture
Research the company’s values and mission. Be prepared to explain how your personal ambitions align with their goals, especially regarding their aim to increase lending by 50% in 2026. This shows you're not just looking for a job, but a place to grow.
✨Prepare Questions
Interviews are a two-way street. Prepare insightful questions about the company's growth plans, team dynamics, and how they measure success in underwriting. This not only shows your interest but also helps you gauge if this is the right fit for you.