At a Glance
- Tasks: Lead a dynamic team of Mortgage Underwriters and drive high performance in a fast-paced environment.
- Company: Award-winning specialist Mortgage Lender with ambitious growth plans.
- Benefits: Competitive salary, annual bonus, 30 days holiday, and employee wellbeing support.
- Other info: Hybrid working model with excellent career development opportunities.
- Why this job: Make a real impact in the mortgage industry while developing your leadership skills.
- Qualifications: Proven experience in Mortgage Underwriting management and strong communication skills.
The predicted salary is between 60000 - 75000 £ per year.
My client is an award-winning, established, successful, fast-growing and ambitious specialist Mortgage Lender. The company's main aim is to enable its clientele to secure the mortgage for their property that they desire, whilst providing them with the very best level of service. Due to successful business growth, the company is currently keen to hire an employed Mortgage Underwriting Manager.
Within this position, the Manager will lead a team of Mortgage Underwriters that underwrite often complex/specialist cases, which are often manually underwritten. Following on from a strong 2025 performance, the lender aims to increase the amount lent last year by another 50% during 2026. This is a hybrid role whereby the successful candidate would work from a Central London-based office on a three days per week basis and have the opportunity to work from home remotely on two days per week. Alternatively, if you would like to work from an office on a more regular basis, this will be suitably arranged. This is a Monday to Friday, 9:00am to 5:30pm based role, with no Saturday work being required.
Key role features include:
- Leading, motivating and influencing the team to exceed expectations.
- Driving a high-performance culture where team members achieve results beyond their perceived limits.
- Completing quarterly and annual reviews with your team members.
- Being responsible for commercial and operational leadership, including allocating cases, managing daily workflow, monitoring SLAs, whilst focusing on efficiency and resolving any operational issues.
- Overseeing the full lifecycle of mortgage cases from intake to offer, ensuring accuracy and timely results.
- Performance management & development; successfully leading, coaching and mentoring the underwriting team.
- Effectively managing the lender's relationships with Mortgage Brokers and your team’s relationships in collaboration with internal stakeholders.
- First line Quality Assurance, completing checks, analysing cases and implementing improvements to enhance underwriting quality and reduce risks.
- Risk, Compliance and Controls management, contributing to ensure that all underwriting processes are effective and efficient.
Key candidate attributes:
- Proven Mortgage Underwriting management/leadership experience is essential (preferably with additional underwriting experience with specialist/complex residential, BTL, later life and/or equity release mortgage cases).
- You must hold/have held a mortgage underwriting mandate of at least £500,000.
- You must be prepared/available to work from a Central London-based office on a 3 days per week basis.
- Excellent communication skills (both English written and verbal).
- Strong organisation and time management skills.
- My client is keen to hire a candidate who is ambitious, keen to continue to develop their career, whilst also being a team player.
The successful candidate will receive a competitive starting basic salary of circa £60,000 to £75,000, plus a potential annual bonus of up to 10% (linked to both your and the business's performance). In addition to this, you will receive several employee benefits including Growth Shares (a stake in the company), 30 days holiday per annum (plus the bank holidays), a Health Cash Plan, a Pension Scheme and an Employee Wellbeing Calendar (focused on supporting the mental, physical and financial wellbeing of all employees).
If you are interested in this vacancy and believe that your experience/skill-set is well suited to the role, then please do apply online.
Mortgage Underwriting Manager in London employer: Your Mortgage Recruiter Ltd
As an award-winning specialist Mortgage Lender based in Central London, we pride ourselves on fostering a dynamic and supportive work culture that prioritises employee growth and wellbeing. Our hybrid working model allows for flexibility, while our commitment to professional development ensures that you can thrive in your career as a Mortgage Underwriting Manager. With competitive salaries, generous holiday allowances, and unique benefits like Growth Shares, we offer a rewarding environment for those looking to make a meaningful impact in the mortgage industry.
Contact Details:
Your Mortgage Recruiter Ltd Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Mortgage Underwriting Manager in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the mortgage industry, attend relevant events, and don’t be shy about letting people know you’re on the hunt for a Mortgage Underwriting Manager role. You never know who might have the inside scoop on an opportunity!
✨Tip Number 2
Prepare for interviews by brushing up on your leadership skills and understanding of complex mortgage cases. Be ready to share examples of how you've motivated teams and improved processes. This will show potential employers that you’re not just a fit, but the perfect fit!
✨Tip Number 3
Don’t forget to showcase your communication skills! Whether it’s during an interview or networking, being able to articulate your thoughts clearly is key. Practice explaining complex underwriting concepts in simple terms to demonstrate your expertise.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets noticed. Plus, we’re always looking for passionate individuals who want to grow with us. So, if you think you’ve got what it takes, don’t hesitate to hit that apply button!
We think you need these skills to ace Mortgage Underwriting Manager in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Mortgage Underwriting Manager role. Highlight your leadership experience and any specific underwriting cases you've managed, especially those that are complex or specialist. We want to see how your skills align with what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how you can contribute to our ambitious goals. Don't forget to mention your experience with mortgage underwriting mandates over £500,000 – that's a big plus for us!
Showcase Your Communication Skills:Since excellent communication is key in this role, make sure your written application reflects that. Use clear, concise language and check for any typos or grammatical errors. We want to see that you can communicate effectively, both in writing and verbally!
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of applications and ensures you get all the updates directly. Plus, it shows you're keen on joining our team at StudySmarter!
How to prepare for a job interview at Your Mortgage Recruiter Ltd
✨Know Your Numbers
As a Mortgage Underwriting Manager, you'll need to demonstrate your understanding of complex cases and underwriting mandates. Brush up on your figures, especially if you've managed cases over £500,000. Be ready to discuss specific examples from your past experience that showcase your ability to handle high-value cases.
✨Showcase Leadership Skills
This role requires strong leadership and team management. Prepare to share how you've motivated teams in the past, driven performance, and resolved conflicts. Think of specific instances where you influenced your team's success and how you plan to foster a high-performance culture.
✨Understand the Company Culture
Research the company’s values and mission. They pride themselves on providing excellent service and ambitious growth. Be prepared to explain how your personal values align with theirs and how you can contribute to their goals, especially in terms of efficiency and quality assurance.
✨Prepare for Scenario Questions
Expect questions that assess your problem-solving skills and decision-making abilities. Think about potential operational issues you might face in this role and how you would address them. Practising responses to hypothetical scenarios will help you articulate your thought process clearly during the interview.
