At a Glance
- Tasks: Join our legal team to manage complex financings and support innovative fintech solutions.
- Company: YouLend, a leading embedded financing platform for top e-commerce and tech companies.
- Benefits: Competitive salary, dynamic work environment, and opportunities for professional growth.
- Why this job: Be part of a fast-growing company shaping the future of financial services.
- Qualifications: 3-5 years as a transactional lawyer with fintech or capital markets experience.
- Other info: Collaborate with global partners like Amazon and eBay in a diverse, innovative setting.
The predicted salary is between 36000 - 60000 £ per year.
About Us
YouLend is the preferred global embedded financing platform for many of the world’s leading e-commerce sites, tech companies and payment services providers such as Amazon, eBay, Shopify, Stripe, Deliveroo and Etsy. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their SME merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and US.
We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future.
We are seeking a top-performing, smart and motivated individual to join our legal team in London. You will work with the legal team and the wider company to deliver growth against ambitious targets (> doubling each year) and support YouLend’s business in the UK, Europe and US.
If you are a qualified attorney, have 3-5 years of PQE with experience in debt capital markets, financing, M&A, financial regulatory and/or fintech practices at a top law firm in the UK (or another Commonwealth jurisdiction) or EU, and are looking for an opportunity to leverage your experience in an in-house setting while expanding the breadth of your practice, this could be a great opportunity for you.
The role will require you to manage our existing and new capital mandates, but is also highly varied and will require you to advise our business across a wide range of practice areas (including product, tech, commercial negotiation, regulatory, and capital markets) and geographies.
Requirements
- Collaborating with the capital markets team to manage and negotiate complex financings such as term facilities, revolving credit facilities, forward-flow financings and securitisations.
- Supporting the commercial team in negotiating major partnerships for YouLend, and drafting / updating bespoke partnership agreements.
- Working cross-functionally with all arms of the business (including commercial, product, tech, sales, etc.) to provide pragmatic and business-minded legal advice.
- Structuring and refreshing our product offerings and partnership models to navigate the dynamic fintech regulatory landscape.
- Conducting ongoing review and updating our merchant financing agreements in light of market / regulatory / partner-specific developments.
- Driving development of innovative financing products to serve our SME customer base.
- Supporting the product team on YouLend’s existing products and the development of new products.
- Drafting, reviewing and negotiating various contracts and other legal documents.
You have:
- 3-5 years of professional experience as a transactional lawyer (corporate, M&A, financing, fintech and/or capital markets practice) from a top law firm.
- Prior fintech experience is also welcome.
- A keen interest in fintech and YouLend’s SME financing products.
- Desire to work across multiple jurisdictions.
- Knowledge and understanding of financing products, commercial transactions and corporate law.
- Exposure to a broad range of commercial and technology law issues and experience across a range of commercial contracts.
- Experience managing communications with non-legal stakeholders and delivering legal advice in a practical manner.
- Desire to broaden your practice and a willingness to learn.
- A fast, self-driven learner who can gain rapid familiarity with complex products, solutions and legal frameworks and maintain knowledge of those changing products, solutions and legal frameworks.
- Solution-oriented with excellent time management, planning and organisational skills.
The following would be useful:
- Prior fintech (in-house or otherwise) experience.
- Experience with financing, banking and/or debt capital markets practice.
- Fluency in German or French.
- Working on cross-border transactions with international, multicultural teams.
- Experience in working with other jurisdictions in addition to the UK (e.g. the EU and US).
Benefits
Why join YouLend? Award-Winning Team: Won In-House Banking & Financial Services Team of the Year.
Legal Counsel (UK / EU: Finance / Capital Markets / Fintech) (Hiring Immediately) in London employer: YouLend
Contact Detail:
YouLend Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Legal Counsel (UK / EU: Finance / Capital Markets / Fintech) (Hiring Immediately) in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the legal and fintech sectors. Attend industry events, webinars, or even casual meet-ups. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Show off your skills! Prepare a portfolio of your past work, especially anything related to capital markets or fintech. When you get that interview, having tangible examples of your expertise can really set you apart from the competition.
✨Tip Number 3
Be proactive! Don’t just wait for job postings to pop up. Reach out directly to companies you admire, like YouLend, and express your interest. A well-crafted email can sometimes lead to opportunities that aren’t publicly advertised.
✨Tip Number 4
Stay updated on industry trends! Follow fintech news and developments, especially those related to SME financing. This knowledge will not only help you in interviews but also show potential employers that you're genuinely passionate about the field.
We think you need these skills to ace Legal Counsel (UK / EU: Finance / Capital Markets / Fintech) (Hiring Immediately) in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the role of Legal Counsel. Highlight your experience in debt capital markets, fintech, and any relevant regulatory knowledge. We want to see how your background aligns with our needs!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about fintech and how you can contribute to YouLend's mission. Keep it concise but impactful – we love a good story!
Showcase Your Collaborative Spirit: Since this role involves working cross-functionally, make sure to highlight any experiences where you've collaborated with different teams. We value teamwork, so let us know how you can bring that to the table!
Apply Through Our Website: Don't forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at YouLend
✨Know Your Stuff
Make sure you brush up on your knowledge of debt capital markets, financing, and fintech regulations. Familiarise yourself with YouLend's products and partnerships, as well as the latest trends in the industry. This will show that you're not just a qualified attorney but also genuinely interested in the role.
✨Showcase Your Collaboration Skills
Since the role involves working cross-functionally, be prepared to discuss examples of how you've successfully collaborated with non-legal teams in the past. Highlight your ability to deliver practical legal advice that aligns with business goals, as this is crucial for YouLend's fast-paced environment.
✨Prepare for Scenario Questions
Expect questions that assess your problem-solving skills in real-world scenarios. Think about complex financings or regulatory challenges you've faced and how you navigated them. This will demonstrate your ability to think on your feet and provide innovative solutions.
✨Ask Insightful Questions
At the end of the interview, have a few thoughtful questions ready about YouLend's future projects or how the legal team supports the company's growth. This shows your enthusiasm for the role and helps you gauge if the company culture aligns with your values.