At a Glance
- Tasks: Join our legal team to support major partnerships and navigate the fintech landscape.
- Company: YouLend, a leading embedded financing platform for top e-commerce and tech companies.
- Benefits: Award-winning workplace with stock options, private medical insurance, and modern office perks.
- Why this job: Make an impact in a fast-growing fintech environment while expanding your legal expertise.
- Qualifications: US-qualified attorney with 3-5 years in corporate or fintech law.
- Other info: Dynamic role with opportunities for cross-border collaboration and career growth.
The predicted salary is between 48000 - 72000 £ per year.
YouLend is the preferred global embedded financing platform for many of the world's leading e-commerce sites, tech companies and payment services providers such as Stripe, Etsy, GoDaddy and Grubhub. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their SME merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the US, UK and EU.
We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future.
We are seeking a top-performing, smart and motivated individual to join our legal team in London. You will work with the legal team and the wider company to deliver growth against ambitious targets (>doubling each year) and support YouLend's business in the US, UK and Europe with a focus on the rapidly growing US business.
If you are a US-qualified attorney, have at least 3-5 years of experience in corporate, M&A, financing, financial regulatory, and/or fintech at a top law firm in London and are looking for an opportunity to leverage your experience in an in-house setting while expanding the breadth of your practice, this could be a great opportunity for you. The role will require you to advise our US business across a wide range of practice areas (including product, tech, commercial negotiation, regulatory, and capital markets), but is also highly varied and will require you to advise across our other markets in the UK and EU.
Responsibilities- Supporting the commercial team in negotiating major partnerships for YouLend, and drafting / updating bespoke partnership agreements.
- Working cross-functionally with all arms of the business (including commercial, product, tech, sales, etc.) to provide pragmatic and business-minded legal advice.
- Structuring and refreshing our product offerings and partnership models to navigate the dynamic US fintech regulatory landscape.
- Conducting ongoing review and updating our merchant financing agreements in light of market / regulatory / partner-specific developments.
- Driving development and launch of innovative financing products to serve our SME customer base.
- Managing corporate governance and structuring matters for our US business.
- Drafting, reviewing and negotiating various commercial contracts and other legal documents.
- You will be US (preferably New York or California) qualified with at least 3-5 years of professional experience as a transactional (corporate, M&A, financing, fintech and/or capital markets practice) or financial regulatory lawyer from a top law firm in London.
- A keen interest in Fintech and YouLend's SME financing products.
- Desire to work with a geographic focus on the US, while also assisting across multiple jurisdictions.
- Knowledge and understanding of financing products, commercial transactions and corporate law.
- Exposure to a broad range of commercial and technology law issues and experience across a range of commercial contracts.
- Desire to broaden your practice and a willingness to learn.
- A fast, self-driven learner who can gain rapid familiarity with complex products, solutions and legal frameworks and maintain knowledge of those changing products, solutions and legal frameworks.
- Solutions orientated with excellent time management, planning and organisational skills.
- Prior fintech (in-house or otherwise) experience.
- Experience with financing, banking and/or capital markets practice.
- Experience advising on financial regulatory matters in the US, in particular around SME financing.
- Working on cross-border transactions with international, multicultural teams.
- Award-Winning Team: Won "In-House Banking & Financial Services Team of the Year" at The Lawyer Awards 2024.
- Award-Winning Workplace: YouLend has been recognised as one of the "Best Places to Work 2024" by the Sunday Times.
- Award-Winning Fintech: YouLend has been recognised as a "Top 250 Fintech Worldwide" company by CNBC.
- Stock Options.
- Private Medical insurance via Vitality.
- EAP with Health Assured.
- Enhanced Maternity and Paternity Leave.
- Modern and sophisticated office space in Central London.
- Free Gym in office building in Holborn.
- Subsidised Lunch via Feedr.
- Deliveroo Allowance if working late in office.
- Monthly in-office Masseuse.
- Team and Company Socials.
- Football Power League / Squash Club.
At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.
Legal Counsel (US/Commercial/ Fintech) employer: YouLend
Contact Detail:
YouLend Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Legal Counsel (US/Commercial/ Fintech)
✨Tip Number 1
Network like a pro! Reach out to your connections in the fintech and legal sectors. Attend industry events, webinars, or even casual meet-ups. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Show off your expertise! Prepare a portfolio of your past work, especially any relevant projects in corporate law or fintech. When you get the chance to chat with potential employers, share your insights and experiences to demonstrate your value.
✨Tip Number 3
Be proactive! Don’t just wait for job postings to appear. Reach out directly to companies you admire, like YouLend, and express your interest. A well-crafted email can go a long way in getting noticed.
✨Tip Number 4
Utilise our website! Apply through StudySmarter’s platform for a streamlined application process. It’s a great way to ensure your application gets the attention it deserves, especially for roles that align with your skills and interests.
We think you need these skills to ace Legal Counsel (US/Commercial/ Fintech)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to highlight your experience in corporate, M&A, and fintech. We want to see how your skills align with our needs, so don’t be shy about showcasing relevant projects or roles!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re excited about the role at YouLend and how your background makes you a perfect fit. Keep it concise but impactful!
Showcase Your Interest in Fintech: We love candidates who are passionate about fintech! Mention any relevant experiences or insights you have about the industry, especially regarding SME financing products. It’ll show us you’re genuinely interested in what we do.
Apply Through Our Website: Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy to do!
How to prepare for a job interview at YouLend
✨Know Your Fintech Stuff
Make sure you brush up on the latest trends in fintech, especially around SME financing. You should be able to discuss how YouLend's products fit into the broader market and what makes them unique. This shows you're not just interested in the role but also passionate about the industry.
✨Prepare for Cross-Functional Questions
Since the role involves working with various teams, be ready to discuss how you would approach collaboration with commercial, product, and tech teams. Think of examples from your past experience where you successfully navigated cross-functional projects.
✨Showcase Your Regulatory Knowledge
Given the focus on navigating the US fintech regulatory landscape, be prepared to talk about relevant regulations and how they impact financing products. Bring specific examples of how you've dealt with regulatory challenges in your previous roles.
✨Ask Insightful Questions
At the end of the interview, have a few thoughtful questions ready. Ask about YouLend's future plans in the US market or how the legal team supports product innovation. This demonstrates your genuine interest in the company and the role.