At a Glance
- Tasks: Analyse credit applications and improve processes using innovative technology.
- Company: YouLend, a fast-growing FinTech revolutionising embedded financing.
- Benefits: Competitive salary, growth opportunities, and a dynamic work environment.
- Other info: Be part of a rapidly expanding company with a vibrant culture.
- Why this job: Join a team making a real impact in the FinTech space with top brands.
- Qualifications: Strong analytical skills and a passion for data-driven decision making.
The predicted salary is between 30000 - 40000 £ per year.
YouLend is a rapidly growing FinTech that is the preferred embedded financing platform for many of the world’s leading e-commerce platforms, tech companies, and Payment Service Providers. Our software platform enables our partners to extend their value proposition by offering flexible financing products in their own branding, to their merchant base, without capital at risk. We are owned by the leading Private Equity company, EQT, and have grown +100% year-on-year since 2020. We are headquartered in London, UK, but are also present in several European countries as well as the United States where we service our partners, including eBay, Amazon, Just Eat, Shopify, and Stripe.
To meet the growing demand for our technology and services, we are currently growing our Credit Decisions Team. We are looking for a Junior Credit Decisions Associate with a strong bias to action who is excited about leveraging technology and design to deliver meaningful business outcomes for our partners and their merchants. As a Junior Credit Decisions Analyst, you will be using YouLend proprietary solutions to decision and price applications. You will be contributing ideas to improve the ongoing processes, validating the accuracy and completeness of information received for each deal and liaising with the Credit Risk/Data Science teams to influence decisions.
Required Skills:
- Data Science
- Pricing
- Process Improvement
- Fintech
Required Languages:
- English
Junior Credit Decisions Analyst — FinTech Impact & Growth employer: YouLend
YouLend is an exceptional employer that fosters a dynamic and innovative work culture, perfect for those looking to make a significant impact in the FinTech sector. With a strong emphasis on employee growth and development, we offer numerous opportunities for advancement while working alongside industry leaders in a collaborative environment. Located in the vibrant city of London, our team enjoys the benefits of a thriving tech hub, along with the support of a leading Private Equity firm, ensuring a rewarding and meaningful career path.
StudySmarter Expert Advice🤫
We think this is how you could land Junior Credit Decisions Analyst — FinTech Impact & Growth
✨Tip Number 1
Network like a pro! Reach out to people in the FinTech space, especially those working at YouLend or similar companies. A friendly chat can open doors and give you insights that might just land you an interview.
✨Tip Number 2
Show off your skills! If you’ve got any relevant projects or experiences, don’t hesitate to share them during interviews or networking events. We love seeing how you can apply data science and pricing strategies in real-world scenarios.
✨Tip Number 3
Prepare for the tech talk! Brush up on your knowledge of FinTech trends and be ready to discuss how technology can improve credit decisions. This shows you’re not just a candidate, but someone who’s genuinely interested in making an impact.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you’re keen on being part of the YouLend family right from the start!
We think you need these skills to ace Junior Credit Decisions Analyst — FinTech Impact & Growth
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Junior Credit Decisions Analyst role. Highlight any relevant experience in data science, pricing, or process improvement that aligns with what we’re looking for at YouLend.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to express your excitement about the role and how your skills can contribute to our mission at YouLend. Don’t forget to mention why you’re passionate about FinTech!
Showcase Your Analytical Skills:Since this role involves decision-making and pricing applications, be sure to showcase any analytical projects or experiences you've had. We want to see how you approach problems and come up with solutions!
Apply Through Our Website:We encourage you to apply through our website for the best chance of getting noticed. It’s the easiest way for us to keep track of your application and ensure it reaches the right people at YouLend!
How to prepare for a job interview at YouLend
✨Know Your FinTech Stuff
Make sure you brush up on your knowledge of the FinTech industry, especially around credit decisions and pricing. Familiarise yourself with YouLend's products and how they integrate with e-commerce platforms. This will show that you're genuinely interested in the role and understand the business.
✨Show Off Your Data Skills
As a Junior Credit Decisions Analyst, you'll be working with data a lot. Be prepared to discuss your experience with data science and any relevant tools or software you've used. Bring examples of how you've used data to make decisions or improve processes in the past.
✨Be Ready to Problem-Solve
Expect some scenario-based questions where you'll need to demonstrate your problem-solving skills. Think about how you would approach decision-making in a credit context and be ready to explain your thought process clearly. This is your chance to shine!
✨Ask Insightful Questions
At the end of the interview, don’t forget to ask questions! Inquire about the team dynamics, ongoing projects, or how success is measured in the role. This not only shows your enthusiasm but also helps you gauge if the company culture aligns with your values.
