Senior Product Manager

About Us

YouLend is a rapidly growing FinTech that is the preferred embedded financing platform for many of the world’s leading e-commerce platforms, tech companies, and Payment Service Providers. Our software platform enables our partners to extend their value proposition by offering flexible financing products in their own branding, to their merchant base, without capital at risk. We are owned by the leading Private Equity company, EQT, and have grown +100% year-on-year since 2020. We are headquartered in London, UK, but are also present in several European countries as well as the United States where we service our partners, including eBay, Amazon, Just Eat, Shopify, and Stripe.

The Role

We’re seeking a Senior Product Manager to own and evolve core lending products that enable SMEs to grow. You’ll set a product vision, strategy and roadmap; working closely with tech, design, data and credit risk teams to deliver measurable business impact. This role blends deep customer discovery, data-driven decision-making and hands-on execution, with a strong focus on responsible lending and credit risk.

Responsibilities:

• Fully own key product areas, working cross-functionally with engineering, design and data to define, build and scale innovative solutions.
• Set the vision, strategy, and roadmap, ensuring alignment with business objectives and driving measurable results.
• Build high-quality lending products that meaningfully support SME growth.
• Lead discovery, research, and experimentation to identify customer pain points and opportunities.
• Use data-driven decision-making, balancing quantitative insights with qualitative feedback, especially able to handle credit risk considerations.
• Collaborate with stakeholders across the organisation, ensuring clear communication and buy-in for product initiatives.
• Lean in and experiment with AI (prototyping and testing with AI coding tools).
• Influence and contribute to the overall product strategy and long-term company vision.
• Act as a thought leader and mentor within the product team, fostering a culture of innovation and continuous improvement in a ‘no red tape’ environment.

The ideal candidate will have the following skillset:

• Previous experience working on lending products, with hands-on exposure to credit risk teams.
• Proven track record of shipping successful products that have delivered meaningful business impact.
• Strong ability to define and execute product strategy while balancing short-term priorities with long-term vision.
• Low ego, team player mentality and a strong bias to action.
• Hands-on experience working in agile software development environments, collaborating closely with engineers.
• Demonstrated ability to use data and insights to proactively generate large impact projects - framing the problem, creating a plan and getting a team moving on it.
• Exceptional communication and stakeholder management skills, capable of influencing and inspiring across all levels of the organisation.
• A bias for action, problem-solving mindset, and a strong sense of ownership.
• Experience within the fintech industry, partner ecosystems, or API-driven platforms (highly desirable).

Why join YouLend?

• Award-Winning Workplace: YouLend has been recognised as one of the “Best Places to Work in 2024 and 2025” by the Sunday Times for being a supportive, diverse, and rewarding workplace.
• Award-Winning Fintech: YouLend has been recognised as a “Top 250 Fintech Worldwide” company by CNBC.
• It’s just getting fun: We have developed powerful solutions, won some significant partnerships, and are growing at a rapid pace. But the global opportunity is still massive, and YouLend is a raw organisation where we are only just getting started.
• Lots of upsides: High-growth (>100% growth during 2022 and 2023), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with business). Well-capitalised with supportive private equity backing. Part of Banking Circle Group with a fully licensed Luxembourg bank, which can provide a balance sheet and support European expansion in otherwise complex regulated markets.
• Motivating work environment: A high-quality team that pushes each other to succeed through direct feedback and aligned incentives. Strong and transparent team culture, we have each other’s backs. Independent work environment where results matter. Data-driven culture and emphasis on speed (anti-red tape).

We offer a comprehensive benefits package that includes:

• Stock Options
• Private Medical insurance via Vitality and Dental Insurance with BUPA
• EAP with Health Assured
• Enhanced Maternity and Paternity Leave
• Modern and sophisticated office space in Central London
• Free Gym in office building in Holborn
• Subsidised Lunch via Feedr
• Deliveroo Allowance if working late in office
• Monthly in office Masseuse
• Team and Company Socials
• Football Power League / Paddle and Yoga Club

At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.