At a Glance
- Tasks: Lead regulatory compliance efforts and support global expansion with innovative frameworks.
- Company: Join YouLend, an award-winning fintech recognised for its supportive and diverse workplace.
- Benefits: Enjoy stock options, private medical insurance, and a vibrant office environment in Central London.
- Other info: Dynamic team culture focused on feedback, growth, and collaboration.
- Why this job: Make a real impact in a high-growth company while shaping regulatory strategies.
- Qualifications: 5+ years in regulatory compliance with strong knowledge of FCA Handbook.
The predicted salary is between 60000 - 75000 ÂŁ per year.
YouLend is looking for a Regulatory Compliance Manager to support the design and scaling of our global regulatory framework as we expand into new markets and pursue additional authorisations. This is an individual contributor role, reporting directly to the Head of Regulatory Compliance. You will operate with a high degree of autonomy and ownership, partnering closely with senior leadership, product, and commercial teams to enable compliant growth. It is not a Financial Crime (AML/KYC) or Transaction Monitoring role. This is a primarily regulatory-focused role, with deep involvement in policy, governance, and licensing strategy. We are looking for a specialist with strong technical expertise in regulatory frameworks and authorisations.
Key Responsibilities
- Regulatory Architecture and Authorisations
- License Expansion: Support compliance workstreams for new regulatory authorisations and Variations of Permission (VoP) across the UK, EU, and other target jurisdictions.
- Framework Design: Support with the evolution of YouLend’s regulatory compliance framework, ensuring policies, KRIs, and reporting structures are scalable for a high-growth, international business.
- Advisory & Product Governance: Act as a trusted regulatory advisor to Product and Commercial teams, guiding them through complex regulatory landscapes in B2B financing and payment services.
- Regulatory Reporting: Own the end-to-end regulatory reporting process, ensuring accurate and timely submissions to the FCA and other relevant authorities.
- Prudential and Conduct Standards: Ensure ongoing compliance with key regulatory expectations, including Consumer Duty, Safeguarding, and Outsourcing requirements.
- Horizon Scanning and Impact Analysis: Translate upcoming regulatory developments (e.g., PSD3, EU lending directives) into clear, actionable business changes.
- Management Reporting: Deliver high-quality, insight-driven reporting to senior leadership, providing a clear view of the firm’s regulatory risk profile.
Skills, Knowledge and Expertise
- You bring 5+ years of experience in a dedicated Regulatory Compliance role within regulated lending, payment services, or corporate financing.
- You have a deep, working knowledge of the FCA Handbook (including PRIN, SYSC, COND, and CONC/BCOBS).
- You have supported regulatory applications and understand the expectations and scrutiny involved in licensing processes.
- You can design and draft clear, practical policies that meet regulatory expectations while enabling business agility.
- You are experienced in conducting thematic reviews and gap analyses on complex regulatory change.
- You are confident engaging with senior stakeholders and regulators, and can clearly articulate and defend regulatory positions.
Benefits
- Award-Winning Workplace: YouLend has been recognised as one of the “Best Places to Work in 2024 and 2025” by the Sunday Times for being a supportive, diverse, and rewarding workplace.
- Award-Winning Fintech: YouLend has been recognised as a “Top 250 Fintech Worldwide” company by CNBC.
- High-growth (>100% growth during 2022 and 2023), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with the business).
- Well-capitalised with supportive private equity backing.
- Part of Banking Circle Group with a fully licensed Luxembourg bank, which can provide a balance sheet and support European expansion in otherwise complex regulated markets.
- A high-quality team that pushes each other to succeed through direct feedback and aligned incentives.
- Strong, transparent team culture: we have each other’s backs.
- Independent work environment where results matter.
- Data-driven culture and emphasis on speed (anti-red tape).
- We offer a comprehensive benefits package that includes:
- Stock options
- Private Medical Insurance (via Vitality)
- EAP with Health Assured
- Enhanced Maternity and Paternity Leave
- Great office space (including a gym!) in Central London
- Subsidised lunch (via Feedr)
- Deliveroo allowance if working late in the office
- Monthly in-office masseuse
- Team and Company socials
- Sports clubs
At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.
Regulatory Compliance Manager employer: YouLend Limited
Contact Detail:
YouLend Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Regulatory Compliance Manager
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect with professionals on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its regulatory landscape. Understand their challenges and think about how your skills can help them navigate these waters. Show them you’re not just another candidate, but the perfect fit!
✨Tip Number 3
Practice makes perfect! Conduct mock interviews with friends or mentors to refine your answers and boost your confidence. The more comfortable you are talking about your experience, the better you'll come across in the real deal.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our awesome team at YouLend.
We think you need these skills to ace Regulatory Compliance Manager
Some tips for your application 🫡
Tailor Your Application: Make sure to customise your CV and cover letter for the Regulatory Compliance Manager role. Highlight your experience with regulatory frameworks and authorisations, as well as any relevant skills that match the job description.
Showcase Your Expertise: We want to see your deep understanding of the FCA Handbook and your experience in regulatory compliance. Use specific examples from your past roles to demonstrate how you've successfully navigated complex regulatory landscapes.
Be Clear and Concise: When writing your application, keep it straightforward and to the point. We appreciate clarity, so avoid jargon and ensure your key achievements stand out. This will help us quickly see why you’re a great fit!
Apply Through Our Website: Don’t forget to submit your application through our website! It’s the best way for us to receive your details and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team at YouLend!
How to prepare for a job interview at YouLend Limited
✨Know Your Regulatory Stuff
Make sure you brush up on the FCA Handbook and any relevant regulations before your interview. Being able to discuss specific frameworks and authorisations will show that you’re not just familiar with the basics, but that you have a deep understanding of the regulatory landscape.
✨Showcase Your Advisory Skills
Prepare examples of how you've acted as a trusted advisor in previous roles. Think about times when you guided product or commercial teams through complex regulatory issues. This will demonstrate your ability to communicate effectively with senior stakeholders.
✨Be Ready for Scenario Questions
Expect questions that ask how you would handle specific regulatory challenges or changes. Practise articulating your thought process and decision-making skills in these scenarios, as it will highlight your problem-solving abilities and strategic thinking.
✨Highlight Your Reporting Experience
Since you'll be owning the regulatory reporting process, be prepared to discuss your experience with regulatory submissions. Share examples of how you've ensured accuracy and timeliness in past roles, as this is crucial for the position.