Legal Counsel (UK / EU: Finance / Capital Markets / Fintech)
Legal Counsel (UK / EU: Finance / Capital Markets / Fintech)

Legal Counsel (UK / EU: Finance / Capital Markets / Fintech)

Full-Time 36000 - 60000 ÂŁ / year (est.) No home office possible
YouLend Limited

At a Glance

  • Tasks: Join our legal team to manage complex financings and support innovative fintech solutions.
  • Company: YouLend, a leading embedded financing platform for top e-commerce and tech companies.
  • Benefits: Enjoy stock options, private medical insurance, gym access, and flexible working arrangements.
  • Why this job: Be part of an award-winning team shaping the future of fintech and SME financing.
  • Qualifications: 3-5 years as a transactional lawyer with a passion for fintech and commercial law.
  • Other info: Dynamic work environment with opportunities for growth and collaboration across diverse teams.

The predicted salary is between 36000 - 60000 ÂŁ per year.

Overview YouLend is the preferred global embedded financing platform for many of the world’s leading e-commerce sites, tech companies and payment services providers such as Amazon, eBay, Shopify, Stripe, Deliveroo and Etsy. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their SME merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and US.

We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future.

We are seeking a top-performing, smart and motivated individual to join our legal team in London. You will work with the legal team and the wider company to deliver growth against ambitious targets (>doubling each year) and support YouLend’s business in the UK, Europe and US.

If you are a qualified attorney, have 3-5 years of PQE with experience in debt capital markets, financing, M&A, financial regulatory and/or fintech practices at a top law firm in the UK (or another Commonwealth jurisdiction) or EU, and are looking for an opportunity to leverage your experience in an in-house setting while expanding the breadth of your practice, this could be a great opportunity for you. The role will require you to manage our existing and new capital mandates, but is also highly varied and will require you to advise our business across a wide range of practice areas (including product, tech, commercial negotiation, regulatory, and capital markets) and geographies.

You will be:

  • Collaborating with the capital markets team to manage and negotiate complex financings such as term facilities, revolving credit facilities, forward-flow financings and securitisations.
  • Supporting the commercial team in negotiating major partnerships for YouLend, and drafting / updating bespoke partnership agreements.
  • Working cross-functionally with all arms of the business (including commercial, product, tech, sales, etc.) to provide pragmatic and business-minded legal advice.
  • Structuring and refreshing our product offerings and partnership models to navigate the dynamic fintech regulatory landscape.
  • Conducting ongoing review and updating our merchant financing agreements in light of market / regulatory / partner-specific developments.
  • Driving development of innovative financing products to serve our SME customer base.
  • Supporting the product team on YouLend’s existing products and the development of new products.
  • Drafting, reviewing and negotiating various contracts and other legal documents.

You have:

  • 3-5 years of professional experience as a transactional lawyer (corporate, M&A, financing, fintech and/or capital markets practice) from a top law firm.
  • A keen interest in fintech and YouLend’s SME financing products.
  • Desire to work across multiple jurisdictions.
  • Knowledge and understanding of financing products, commercial transactions and corporate law.
  • Exposure to a broad range of commercial and technology law issues and experience across a range of commercial contracts.
  • Experience managing communications with non-legal stakeholders and delivering legal advice in a practical manner.
  • Desire to broaden your practice and a willingness to learn.
  • A fast, self-driven learner who can gain rapid familiarity with complex products, solutions and legal frameworks and maintain knowledge of those changing products, solutions and legal frameworks.
  • Solution-oriented with excellent time management, planning and organisational skills.

The following would be useful:

  • Prior fintech (in-house or otherwise) experience.
  • Experience with financing, banking and/or debt capital markets practice.
  • Fluency in German or French.
  • Working on cross-border transactions with international, multicultural teams.
  • Experience in working with other jurisdictions in addition to the UK (e.g. the EU and US).

Why join YouLend?

  • Award-Winning Team: Won "In-House Banking & Financial Services Team of the Year" at The Lawyer Awards 2024, showcasing our commitment to excellence and industry leadership.
  • Award-Winning Workplace: YouLend has been recognised as one of the “Best Places to Work 2024” by the Sunday Times for being a supportive, diverse, and rewarding workplace.
  • Award-Winning Fintech: YouLend has been recognised as a “Top 250 Fintech Worldwide” company by CNBC.

We offer comprehensive benefits package that includes:

  • Stock Options
  • Private Medical insurance via Vitality
  • EAP with Health Assured
  • Enhanced Maternity and Paternity Leave
  • Modern and sophisticated office space in Central London
  • Free Gym in office building in Holborn
  • Subsidised Lunch via Feedr
  • Deliveroo Allowance if working late in office
  • Monthly in-office Masseuse
  • Team and Company Socials
  • Football Power League / Squash Club

At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.

Legal Counsel (UK / EU: Finance / Capital Markets / Fintech) employer: YouLend Limited

YouLend is an exceptional employer, offering a dynamic and inclusive work environment in the heart of Central London. With a commitment to employee growth, our award-winning team provides comprehensive benefits, including stock options and private medical insurance, alongside opportunities to work on innovative fintech solutions that directly impact SMEs. Join us to be part of a supportive culture that values diversity and fosters professional development while working with leading global partners like Amazon and eBay.
YouLend Limited

Contact Detail:

YouLend Limited Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Legal Counsel (UK / EU: Finance / Capital Markets / Fintech)

✨Tip Number 1

Network like a pro! Reach out to your connections in the legal and fintech sectors. Attend industry events, webinars, or even casual meet-ups. You never know who might have the inside scoop on job openings or can put in a good word for you.

✨Tip Number 2

Prepare for interviews by researching YouLend and its products. Understand their market position and recent developments in fintech. This will help you tailor your answers and show that you're genuinely interested in being part of their team.

✨Tip Number 3

Practice your pitch! Be ready to explain how your experience aligns with the role of Legal Counsel at YouLend. Highlight your skills in managing complex financings and your understanding of regulatory landscapes to make a strong impression.

✨Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you’re serious about joining YouLend and are keen to be part of our award-winning team.

We think you need these skills to ace Legal Counsel (UK / EU: Finance / Capital Markets / Fintech)

Legal Expertise in Debt Capital Markets
M&A Experience
Financial Regulatory Knowledge
Fintech Practices
Contract Drafting and Negotiation
Commercial Transactions
Cross-Border Transaction Experience
Knowledge of Financing Products
Corporate Law Understanding
Communication with Non-Legal Stakeholders
Pragmatic Legal Advice Delivery
Time Management Skills
Organisational Skills
Adaptability to Regulatory Changes
Interest in Fintech

Some tips for your application 🫡

Tailor Your CV: Make sure your CV is tailored to the role of Legal Counsel. Highlight your experience in debt capital markets, fintech, and any relevant M&A work. We want to see how your background aligns with our needs!

Craft a Compelling Cover Letter: Your cover letter should tell us why you're excited about joining YouLend. Share your passion for fintech and how you can contribute to our growth. Keep it concise but impactful!

Showcase Your Communication Skills: As a legal counsel, you'll need to communicate complex legal concepts clearly. Use your application to demonstrate your ability to convey information effectively, especially to non-legal stakeholders.

Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity at YouLend!

How to prepare for a job interview at YouLend Limited

✨Know Your Stuff

Make sure you brush up on your knowledge of debt capital markets, financing, and fintech regulations. Familiarise yourself with YouLend's products and partnerships, as well as the latest trends in the industry. This will help you demonstrate your expertise and show that you're genuinely interested in the role.

✨Showcase Your Collaboration Skills

Since the role involves working cross-functionally, be prepared to discuss examples of how you've successfully collaborated with non-legal stakeholders in the past. Highlight your ability to deliver practical legal advice while keeping business objectives in mind. This will show that you can bridge the gap between legal and commercial teams.

✨Prepare for Scenario Questions

Expect questions that ask how you would handle specific legal challenges or negotiations. Think about potential scenarios related to complex financings or partnership agreements and prepare your responses. This will help you showcase your problem-solving skills and your ability to think on your feet.

✨Ask Insightful Questions

At the end of the interview, have a few thoughtful questions ready to ask your interviewers. Inquire about YouLend's future projects, the team dynamics, or how they navigate regulatory changes. This not only shows your interest in the company but also gives you a chance to assess if it's the right fit for you.

Legal Counsel (UK / EU: Finance / Capital Markets / Fintech)
YouLend Limited

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