At a Glance
- Tasks: Join our legal team to manage complex capital mandates and support commercial negotiations.
- Company: YouLend is a leading embedded financing platform for top e-commerce and tech companies worldwide.
- Benefits: Enjoy stock options, private medical insurance, gym access, and flexible work perks.
- Why this job: Be part of an award-winning team in a dynamic fintech environment with growth opportunities.
- Qualifications: 4+ years of experience in financing or banking law, preferably from a top law firm.
- Other info: Work in a modern office in Central London with a vibrant company culture.
The predicted salary is between 43200 - 72000 ÂŁ per year.
About Us
YouLend is the preferred global embedded financing platform for many of the world’s leading e-commerce sites, tech companies, and payment services providers such as Amazon, eBay, Shopify, Mollie, Dojo, Paysafe, Just Eat Takeaway, and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend’s AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible, and affordable funding. We operate in 9+ geographies across the UK, EU, and the US.
We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future.
The Role:
We are seeking a top-performing, smart, and motivated individual to join our legal team in London. You will work with the legal team and the wider company to deliver growth against ambitious targets (>doubling each year) and support YouLend’s business in the UK, US, and Europe.
If you have 4+ years of PQE with experience in financing, capital markets, and/or banking practice at a top law firm in the UK or EU and are looking for an opportunity to leverage your experience in an in-house setting while expanding the breadth of your practice, this could be a great opportunity for you. The role will require you to manage our existing and new capital mandates, but is also highly varied and will require you to develop capabilities across product, tech, commercial negotiation, regulatory, project management, and stakeholder management.
You will:
- Collaborate with the capital markets team to manage and negotiate complex capital mandates such as term facilities, revolving credit facilities, forward-flow financings, and securitisations.
- Support the commercial team in negotiating major partnerships for YouLend, and draft/update bespoke partnership agreements, particularly those with capital-infused elements.
- Work cross-functionally with all arms of the business (including commercial, product, tech, sales, etc.) to provide pragmatic and business-minded legal advice.
- Support the collections team on our external financing collection arrangements in various jurisdictions.
- Conduct ongoing review and update our merchant financing agreements in light of market/regulatory/partner-specific developments.
- Drive development of innovative financing products to serve our SME customer base.
- Support the product team on YouLend’s existing products and the development of new products.
- Draft, review, and negotiate various contracts and other legal documents.
You have:
- 4+ years of professional experience as a transactional lawyer in the UK or EU, preferably from a renowned law firm with a specialization in financing, banking, and/or capital markets practice.
- A keen interest in Fintech and YouLend’s SME financing products.
- Desire to work across multiple jurisdictions.
- Knowledge and understanding of financing products, commercial transactions, and corporate law.
- Exposure to a broad range of commercial and technology law issues and experience across a range of commercial contracts.
- Desire to broaden your practice and a willingness to learn.
- A fast, self-driven learner who can gain rapid familiarity with complex products, solutions, and legal frameworks and maintain knowledge of those changing products, solutions, and legal frameworks.
- Solutions-oriented with excellent time management, planning, and organizational skills.
The following would be useful:
- Prior fintech (in-house or otherwise) experience is welcome.
- Experience working on cross-border transactions with international, multicultural teams.
- Experience in working with other jurisdictions (e.g., the US and other EU countries).
Why join YouLend?
- Award-Winning Team: Our Legal team recently won “In-House Banking & Financial Services Team of the Year” at The Lawyer Awards, showcasing our commitment to excellence and industry leadership.
- Award-Winning Workplace: YouLend has been recognized as one of the “Best Places to Work 2024” by the Sunday Times for being a supportive, diverse, and rewarding workplace.
- Award-Winning Fintech: YouLend has been recognized as a “Top 250 Fintech Worldwide” company by CNBC.
We offer a comprehensive benefits package that includes:
- Stock Options
- Private Medical insurance via Vitality
- EAP with Health Assured
- Enhanced Maternity and Paternity Leave
- Modern and sophisticated office space in Central London
- Free Gym in office building in Holborn
- Subsidised Lunch via Feedr
- Deliveroo Allowance if working late in office
- Monthly in office Masseuse
- Team and Company Socials
- Football Power League / Squash Club
At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.
#J-18808-Ljbffr
Legal Counsel (Finance) employer: YouLend Limited
Contact Detail:
YouLend Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Legal Counsel (Finance)
✨Tip Number 1
Familiarize yourself with YouLend's business model and the specific financing products they offer. Understanding how their AI-driven credit risk assessment works will give you an edge in discussions during the interview.
✨Tip Number 2
Highlight your experience with capital markets and financing in your conversations. Be prepared to discuss specific transactions you've worked on, especially those that involved complex negotiations or cross-border elements.
✨Tip Number 3
Showcase your interest in fintech and how it relates to SME financing. Being able to articulate your passion for the industry and its future will resonate well with the team at YouLend.
✨Tip Number 4
Prepare to discuss your approach to working cross-functionally. YouLend values collaboration, so be ready to share examples of how you've successfully partnered with other teams to achieve common goals.
We think you need these skills to ace Legal Counsel (Finance)
Some tips for your application 🫡
Understand the Role: Make sure to thoroughly read the job description for the Legal Counsel position at YouLend. Highlight the key responsibilities and required qualifications, and think about how your experience aligns with these aspects.
Tailor Your CV: Customize your CV to reflect your relevant experience in financing, capital markets, and banking. Emphasize your transactional law background and any fintech exposure you have, as this will resonate well with YouLend's focus.
Craft a Compelling Cover Letter: Write a cover letter that not only showcases your legal expertise but also demonstrates your interest in fintech and YouLend’s mission. Mention specific experiences that relate to the role and express your enthusiasm for contributing to their growth.
Highlight Cross-Functional Experience: In your application, emphasize any experience you have working across different teams or jurisdictions. This is particularly important for YouLend, as the role requires collaboration with various departments and an understanding of international practices.
How to prepare for a job interview at YouLend Limited
✨Understand YouLend's Business Model
Familiarize yourself with YouLend's embedded financing platform and how it integrates with e-commerce and tech companies. Be prepared to discuss how your legal expertise can support their growth in the UK, US, and Europe.
✨Showcase Your Transactional Experience
Highlight your experience in financing, capital markets, and banking law. Be ready to provide examples of complex capital mandates you've managed or negotiated, as this will demonstrate your capability to handle the responsibilities of the role.
✨Demonstrate Cross-Functional Collaboration Skills
Since the role requires working with various teams, share examples of how you've successfully collaborated with commercial, product, and tech teams in the past. This will show that you can provide pragmatic legal advice across different business areas.
✨Express Your Interest in Fintech
Convey your enthusiasm for the fintech industry and YouLend's innovative financing products. Discuss any relevant experience or knowledge you have about fintech trends and how they impact legal practices in the sector.