At a Glance
- Tasks: Lead and enhance fraud detection strategies across multiple regions.
- Company: YouLend is a top global embedded financing platform for major e-commerce and tech companies.
- Benefits: Enjoy stock options, private medical insurance, gym access, and subsidised lunches.
- Why this job: Shape the future of fraud prevention in a supportive, award-winning workplace.
- Qualifications: Experience in Fraud Analytics and proficiency in SQL required.
- Other info: Join a diverse team recognised as one of the best places to work.
The predicted salary is between 64000 - 80000 ÂŁ per year.
YouLend is the preferred global embedded financing platform for many of the world’s leading e-commerce sites, tech companies and payment services providers. Our software platform and APIs enable our partners to offer flexible financing products to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US.
We’re seeking a Credit Fraud Strategy Manager with strong experience in credit fraud detection and prevention to lead and enhance our strategic approach to managing fraud risk. In this role, you’ll take ownership of our fraud strategy across all operating regions, ensuring the right balance between loss mitigation and customer experience by minimising false positives and reducing unnecessary friction. You’ll work closely with our fraud operations and underwriting teams to evaluate current fraud exposures, assess the effectiveness of our controls, monitor performance, and implement improvements that strengthen our fraud defences.
Responsibilities:
- Define, manage, and continuously improve our fraud prevention and detection strategies.
- Ensure optimal trade-off between fraud losses and customer experience.
- Analyse and monitor fraud trends using data insights, case reviews, and analytics tools.
- Provide clear oversight of fraud performance metrics across 9 countries.
- Collaborate with internal teams to design and roll out enhancements to fraud systems and processes.
- Proactively identify and respond to emerging fraud threats with appropriate mitigation actions.
- Deliver clear reporting on fraud trends, performance, and actions taken.
Minimum Requirements:
- Experience leading Fraud Analytics in a Credit company.
- Proficiency in SQL.
Why join YouLend?
- Award-Winning Workplace: YouLend has been recognised as one of the “Best Places to Work 2024” by the Sunday Times.
- Award-Winning Fintech: YouLend has been recognised as a “Top 250 Fintech Worldwide” company by CNBC.
We offer a comprehensive benefits package that includes:
- Stock Options
- Private Medical insurance via Vitality EAP with Health Assured
- Enhanced Maternity and Paternity Leave
- Modern and sophisticated office space in Central London
- Free Gym in office building in Holborn
- Subsidised Lunch via Feedr
- Deliveroo Allowance if working late in office
- Monthly in office Masseuse
- Team and Company Socials
- Football Power League / Squash Club
At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.
Salary Range: ÂŁ80,000 - ÂŁ100,000 + up to 20% annual bonus.
Credit Fraud Strategy Manager employer: YouLend Limited
Contact Detail:
YouLend Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Fraud Strategy Manager
✨Tip Number 1
Familiarise yourself with the latest trends in credit fraud detection and prevention. Understanding the current landscape will not only help you in interviews but also demonstrate your proactive approach to staying informed about industry developments.
✨Tip Number 2
Network with professionals in the fintech and credit sectors, especially those who have experience in fraud analytics. Engaging in conversations can provide valuable insights and may even lead to referrals or recommendations for the role.
✨Tip Number 3
Showcase your analytical skills by preparing examples of how you've successfully identified and mitigated fraud risks in previous roles. Be ready to discuss specific metrics and outcomes that highlight your impact on fraud prevention strategies.
✨Tip Number 4
Research YouLend's existing fraud strategies and be prepared to discuss potential improvements or innovations during your interview. This shows your genuine interest in the company and your readiness to contribute to their goals.
We think you need these skills to ace Credit Fraud Strategy Manager
Some tips for your application 🫡
Understand the Role: Before applying, make sure to thoroughly understand the responsibilities and requirements of the Credit Fraud Strategy Manager position. Tailor your application to highlight relevant experience in fraud detection and prevention.
Highlight Relevant Experience: In your CV and cover letter, emphasise your experience leading Fraud Analytics in a credit company. Use specific examples to demonstrate your proficiency in SQL and your ability to manage fraud strategies effectively.
Showcase Analytical Skills: Since the role involves analysing fraud trends and performance metrics, include any relevant analytical skills or tools you have used in previous roles. Mention any experience with data insights and case reviews that can strengthen your application.
Craft a Compelling Cover Letter: Write a cover letter that not only outlines your qualifications but also expresses your enthusiasm for YouLend's mission and values. Discuss how you can contribute to their goal of balancing fraud prevention with customer experience.
How to prepare for a job interview at YouLend Limited
✨Understand the Company and Its Values
Before your interview, take some time to research YouLend and its mission. Familiarise yourself with their approach to embedded financing and how they leverage AI for credit risk assessment. This will help you align your answers with their values and demonstrate your genuine interest in the company.
✨Showcase Your Fraud Analytics Experience
Be prepared to discuss your previous experience in fraud analytics, particularly in a credit company. Highlight specific projects where you successfully identified and mitigated fraud risks, and be ready to explain the strategies you implemented and their outcomes.
✨Prepare for Technical Questions
Since proficiency in SQL is a requirement, brush up on your SQL skills and be ready to answer technical questions or even solve problems on the spot. Consider preparing examples of how you've used data analysis tools to monitor fraud trends and improve detection strategies.
✨Emphasise Collaboration Skills
The role involves working closely with various teams, so be sure to highlight your collaboration skills. Share examples of how you've worked with cross-functional teams to enhance fraud systems and processes, and how you’ve communicated complex data insights to non-technical stakeholders.