At a Glance
- Tasks: Design, develop, and test changes to our Retail Mortgage Decisioning Engine.
- Company: Join YBS, a member-focused organisation that values people over profits.
- Benefits: Enjoy 25 days holiday, flexible working, and a generous pension scheme.
- Other info: Inclusive culture with excellent career development opportunities.
- Why this job: Make a real impact on mortgage decisioning while developing your skills.
- Qualifications: Numerate with problem-solving skills; coding experience is a plus.
The predicted salary is between 30000 - 40000 £ per year.
We are looking for a Credit Decisioning Analyst to work at the forefront of mortgage change at YBS, working on high profile transformational projects and changes and ensuring these are delivered into our mortgage decision engine.
About the role
In this role you will be designing, developing and testing changes to the Retail Mortgage Decisioning Engine for BAU and Projects using the system coding language, ensuring development of changes are optimal, align to our standards, and are maintainable by current and future colleagues. You’ll support Senior Analysts, working with stakeholders across the business to define business changes, providing challenges when necessary, and supporting with prioritisation, communication and training. You will be responsible for testing all Decisioning System changes, ensuring a high standard of test practices are implemented and adhered to, and managing incidents, including identification, investigation and data analysis to determine the root cause, and developing and delivering required fixes.
About you
- Highly numerate with excellent problem-solving skills and an interest in analysing financial data
- Experience using computer-based languages (e.g. Lua, Python or SAS) and experience in using Excel to format data sets
- Experience with credit decisioning systems or system testing is preferred but not required.
- Continuous improvement mindset and always looking for ways we can improve our processes
- Excellent communication skills with an ability to present complex information in simple terms
About us
At YBS we don’t have shareholders, we have members. We care about people and that includes you. So here, you’ll be respected for who you are, you’ll be able to bring your whole self to work, and you’ll have everything you need to build a long and rewarding career.
Flexibility. We offer a range of flexible working options without unsocial hours, which can help you find a healthy work-life balance. Whether it’s finishing early for an appointment or fitting your studies and hobbies in around your working hours, we can help make it work for you.
Development. We want you to feel challenged here. Whatever your ambitions, we’re committed to helping you develop your skills and move ahead in your career journey. From day one, we’ll set you up for success with a brilliant induction and full training plan, all designed to get you up to speed quickly.
Inclusivity. We’re passionate about creating an inclusive environment where everyone is welcome and able to be themselves. If you’ll go the extra mile to help our members, you’ll fit right in and feel you belong here.
About our Benefits
- Holiday. You’ll get 25 days plus Bank Holidays, as well as the option to buy up to a further 5 days.
- Bonus. At YBS we work collaboratively and share in our success together, so when we reach our goals we’re all rewarded with an on target bonus of 7% of eligible pay (with the opportunity to earn up to a maximum 15%).
- Pension. We know how important it is to save towards the future, that’s why we’ll contribute up to 11% into your YBS pension.
- Healthcare. Health and wellbeing are an important part of life at YBS, when you join us you’ll have access to a range of health benefits to suit your life including private medical insurance, dental and healthcare plans.
- My Benefits. When you join YBS you’ll have access to our self-service benefits portal, where you can access a range of retail, hospitality and health discounts.
Ready to apply? If you’re excited about this role and want to be part of the YBS team, click apply now to send us your application.
Want more information? If you have any questions about this role, please contact Olivia Eaton on OEaton@ybs.co.uk
Credit Decisioning Analyst in Leeds employer: Yorkshire Building Society
At YBS, we pride ourselves on being an exceptional employer, offering a supportive and inclusive work environment where you can truly be yourself. With a strong focus on employee development, flexible working options, and a comprehensive benefits package, including generous holiday allowances and a robust pension scheme, we empower our team members to thrive both personally and professionally. Join us in making a meaningful impact in the mortgage sector while enjoying a rewarding career journey in a company that values its members over shareholders.
Contact Details:
Yorkshire Building Society Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Credit Decisioning Analyst in Leeds
✨Tip Number 1
Network like a pro! Reach out to current or former employees at YBS on LinkedIn. A friendly chat can give you insider info about the company culture and maybe even a referral!
✨Tip Number 2
Prepare for the interview by brushing up on your problem-solving skills. Think of examples where you've tackled complex issues, especially with financial data or coding languages. We want to see how you think!
✨Tip Number 3
Show off your continuous improvement mindset! Be ready to discuss how you've improved processes in past roles. YBS loves candidates who are always looking for ways to make things better.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re genuinely interested in being part of the YBS team.
We think you need these skills to ace Credit Decisioning Analyst in Leeds
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Credit Decisioning Analyst role. Highlight your experience with coding languages and any relevant projects you've worked on. We want to see how your skills align with what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how your problem-solving skills can contribute to our team. Keep it concise but impactful – we love a good story!
Showcase Your Analytical Skills:Since this role involves analysing financial data, make sure to showcase your analytical skills in your application. Mention any specific tools or methods you’ve used in the past that demonstrate your ability to handle complex data.
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It’s super easy and ensures your application gets to the right place. Plus, you’ll find all the info you need about the role there!
How to prepare for a job interview at Yorkshire Building Society
✨Know Your Coding Languages
Make sure you brush up on the coding languages mentioned in the job description, like Lua, Python, or SAS. Be ready to discuss how you've used these languages in past projects or how you would apply them to the role.
✨Showcase Your Problem-Solving Skills
Prepare examples of how you've tackled complex problems, especially those involving financial data. Use the STAR method (Situation, Task, Action, Result) to structure your answers and demonstrate your analytical abilities.
✨Understand the Decisioning Process
Familiarise yourself with credit decisioning systems and the testing processes involved. Being able to discuss how you would approach testing changes to the Retail Mortgage Decisioning Engine will show your understanding of the role.
✨Communicate Clearly
Practice explaining complex information in simple terms. This is crucial for collaborating with stakeholders and supporting Senior Analysts. You might even want to do a mock interview with a friend to refine your communication skills.
