At a Glance
- Tasks: Support commercial lending projects and assist with customer interactions and valuations.
- Company: Join YBS, a thriving financial institution with strong values.
- Benefits: Enjoy 25 days holiday, bonuses, pension contributions, and health benefits.
- Other info: Hybrid working model with opportunities for career growth and development.
- Why this job: Make a real impact in commercial lending while developing your skills in a supportive environment.
- Qualifications: Experience in commercial lending and strong customer interaction skills required.
The predicted salary is between 36000 - 60000 £ per year.
Overview
We have a great opportunity for two individuals to join our Portfolio Team on a 12 month contract to support the in life Basel revaluations for YBS Commercial Mortgages. If you have experience of working within a fast paced, focussed project and are looking for a role where you ll have the opportunity to put your skills to excellent use in a thriving and positive environment then keep reading!
About the Role
This is a nopportunity to work as a Portfolio Analyst within the existing team, part of the project team responsible for completing the revaluations due in 2026 and shaping the future process for 2027 and beyond. You will be responsible for assisting the Portfolio Manager with planning, customer interactions, issuing communications, liaising with valuers and compiling MI as the project develops. This is an important role delivering new regulatory requirements for YBS, one where you ll work to support commercial lending customers and deliver key portfolio management activities. You will build and maintain great relationships with customers and deliver a high standard of customer service. You ll provide prompt and robust assessment of the valuations and identify and escalate any issues which arise. The ability to make critical risk based evaluations, informed proposals and have complex conversations with customers is key.
Please Note: We are based in Peterborough, currently working offering Hybrid working. You will be expected to be in the office 1-2 days each week for training, collaboration and important meetings and the remainder at home. You may need to travel to our other office sites in Bradford and Leeds on occasion.
Responsibilities
- To succed in the role you will need a good understanding of Commercial Lending at YBS and have experience working directly with customers, surveyors and suppliers. You ll pride yourself on great direct customer interaction with understanding of risk management, covenant checking, and valuation reports.
- Previous experience of working within a mortgage or lending functionideally within the Commercial Finance sector.
- Great organisation skills,
- The ability to work with pace and agility whilst maintaining accuracy.
- Flair for numbers and systems.
- The ability to work in a team and independently with the right support.
Our values
All this will be underpinned with strong values and behaviours, as you ll engage with external customers and suppliers as well as colleagues across YBS.
Benefits
- Holiday. You ll get 25 days plus Bank Holidays, as well as the option to buy up to a further 5 days.
- Bonus. At YBS we work collaboratively and share in our success together, so when we reach our goals we\\\'re all rewarded with an on target bonus of 7% of eligible pay (with the opportunity to earn up to a maximum 15%).
- Pension. We know how important it is to save towards the future, that s why we ll contribute up 11% into your YBS pension.
- Healthcare. Health and wellbeing are an important part of life at YBS, when you join us you ll have access to a range of health benefits to suit your life including private medical insurance, dental and healthcare plans.
- My Benefits. When you join YBS you ll have access to our self-service benefits portal, where you can access a range of retail, hospitality and health discounts.
Commercial Lending Portfolio Analyst- 12 Month FTC employer: Yorkshire Building Society
At YBS, we pride ourselves on being an excellent employer, offering a supportive and thriving work environment in Peterborough. With a strong focus on employee growth, we provide opportunities for professional development, competitive benefits including generous holiday allowances, a rewarding bonus structure, and comprehensive healthcare plans. Our hybrid working model promotes a healthy work-life balance, making YBS a fantastic place to build a meaningful career in commercial lending.
Contact Details:
Yorkshire Building Society Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Commercial Lending Portfolio Analyst- 12 Month FTC
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We think you need these skills to ace Commercial Lending Portfolio Analyst- 12 Month FTC
Some tips for your application 🫡
Show Off Your Academic Achievements:In banking and financial services, your academic record can really make you stand out. List relevant grades, certifications, or coursework on your CV, especially if you've taken finance-related modules. This is particularly important for a temporary role where qualifications can help you shine even brighter!
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Tailor Your Cover Letter Purposefully:When writing your cover letter, focus on why you’re interested in a temporary position at Yorkshire Building Society. Let them know how you can quickly adapt to the team's needs and how eager you are to learn the ropes of the banking sector during this short stint. Your motivation and enthusiasm could really set you apart!
Be Prepared with References:For temporary roles, references can play a crucial role in your application. Make sure you’ve got a couple of references lined up who can vouch for your skills and work ethic. This helps to give Yorkshire Building Society confidence in your short-term commitment to the role.
How to prepare for a job interview at Yorkshire Building Society
✨Brush Up on Financial Regulations
Since this is a role in banking and financial services, be ready to discuss key regulations like MiFID, Basel III, or GDPR. These are hot topics, and your awareness of how they impact daily operations can give you a significant edge during your interview with Yorkshire Building Society.
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Prepare for interview questions that assess your analytical abilities. You might need to tackle hypothetical scenarios involving risk assessment or financial forecasting. Bringing examples of relevant projects or coursework can emphasise your practical understanding of these concepts.
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For a temporary role, showing that you can quickly pick up new processes and tools is crucial. Be ready to discuss previous experiences where you had to adapt to changing requirements or tight deadlines, as this will reassure Yorkshire Building Society that you’re a reliable team player.
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