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- Tasks: Join our Credit Risk Modelling team to develop innovative financial models.
- Company: YBS, a member-focused financial institution with a collaborative culture.
- Benefits: 25 days holiday, flexible working, health benefits, and a generous pension scheme.
- Other info: Inclusive environment with excellent training and development opportunities.
- Why this job: Make a real impact on financial sustainability while growing your career.
- Qualifications: Experience in credit risk modelling and strong analytical skills required.
The predicted salary is between 45000 - 55000 £ per year.
We have an exciting opportunity for a Senior Analyst to join our Credit Risk Modelling team.
About the role
The Credit Risk Modelling team play a key role in the way financial sustainability and credit risk is managed within the Society. We are about to begin an exciting new programme of the redevelopment of all of our models - this delivery is critical to the purpose and growth ambitions of YBS so there couldn’t be a better time to join! You’ll be joining an experienced and growing team in a highly visible area of the Society.
You will play an important supporting role in the development of new IRB and Stress Testing models that are fundamental to the overall Credit Risk modelling landscape that also includes scorecards, IFRS 9 and climate risk models. Day to day delivery will range from data extraction.
- Understanding of IRB, Scorecards, IFRS 9 or Stress Testing Modelling.
- Skilled in data manipulation, SAS (or similar software) and Microsoft software.
- Knowledge of modelling requirements and an understanding of the requirements of the regulations relating to model development would be beneficial.
- Strong analytical and problem‑solving skills.
- A good awareness of the Financial Services industry and associated regulatory landscapes.
- Continuous improvement mindset and always looking for ways to improve yourself and YBS.
About us
At YBS we don’t have shareholders, we have members. We care about people and that includes you. So here, you’ll be respected for who you are, you’ll be able to bring your whole self to work, and you’ll have everything you need to build a long and rewarding career.
Flexibility. We offer a range of flexible working options without unsocial hours, which can help you find a healthy work‑life balance. Whether it’s finishing early for an appointment or fitting your studies and hobbies in around your working hours, we can help make it work for you. We’re happy to talk flexible working and you can reach out to us anytime to discuss this during the recruitment process.
Development. We want you to feel challenged here. Whatever your ambitions, we’re committed to helping you develop your skills and move ahead in your career journey. From day one, we’ll set you up for success with a brilliant induction and full training plan, all designed to get you up to speed quickly.
Inclusivity. We’re passionate about creating an inclusive environment where everyone is welcome and able to be themselves. If you’ll go the extra mile to help our members, you’ll fit right in and feel you belong here.
About our Benefits
- Holiday. You’ll get 25 days plus Bank Holidays, as well as the option to buy up to a further 5 days.
- Bonus. At YBS we work collaboratively and share in our success together, so when we reach our goals we’re all rewarded with an on target bonus of 7% of eligible pay (with the opportunity to earn up to a maximum 15%).
- Pension. We know how important it is to save towards the future, that’s why we’ll contribute up 11% into your YBS pension.
- Healthcare. Health and wellbeing are an important part of life at YBS, when you join us you’ll have access to a range of health benefits to suit your life including private medical insurance, dental and healthcare plans.
- My Benefits. When you join YBS you’ll have access to our self‑service benefits portal, where you can access a range of retail, hospitality and health discounts.
Senior Analyst- Credit Risk Modelling employer: Yorkshire Building Society Group
Contact Detail:
Yorkshire Building Society Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Analyst- Credit Risk Modelling
✨Tip Number 1
Network like a pro! Reach out to current employees at YBS on LinkedIn or through mutual connections. A friendly chat can give you insider info about the team and might just get your foot in the door.
✨Tip Number 2
Prepare for the interview by brushing up on your knowledge of IRB, Scorecards, and Stress Testing Modelling. We want to see your analytical skills shine, so be ready to discuss how you've tackled similar challenges in the past.
✨Tip Number 3
Show off your continuous improvement mindset! Think of examples where you've improved processes or solved problems in previous roles. This will resonate well with our values at YBS.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our team.
We think you need these skills to ace Senior Analyst- Credit Risk Modelling
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Senior Analyst role. Highlight your experience with credit risk modelling, data manipulation, and any relevant software skills like SAS. We want to see how your background aligns with what we’re looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re excited about joining our Credit Risk Modelling team and how your skills can contribute to our goals. Let us know what makes you a great fit for YBS!
Showcase Your Analytical Skills: In your application, don’t forget to showcase your strong analytical and problem-solving skills. Provide examples of how you’ve tackled challenges in the past, especially in financial services or model development. We love seeing real-world applications!
Apply Through Our Website: We encourage you to apply through our website for a smooth application process. It’s the best way to ensure your application gets to us directly, and you’ll find all the details you need about the role there too!
How to prepare for a job interview at Yorkshire Building Society Group
✨Know Your Models
Make sure you brush up on your knowledge of IRB, Scorecards, IFRS 9, and Stress Testing models. Be ready to discuss how these models work and their importance in credit risk management. This will show that you’re not just familiar with the concepts but can also apply them practically.
✨Show Off Your Data Skills
Since data manipulation is key for this role, be prepared to talk about your experience with SAS or similar software. Bring examples of how you've used these tools to extract and analyse data effectively. This will demonstrate your technical prowess and problem-solving abilities.
✨Understand the Regulatory Landscape
Familiarise yourself with the regulations surrounding model development in the financial services industry. Being able to discuss how these regulations impact model development will set you apart as a candidate who understands the bigger picture.
✨Emphasise Continuous Improvement
YBS values a continuous improvement mindset, so come prepared with examples of how you’ve sought to improve processes or your own skills in previous roles. This shows that you’re proactive and committed to personal and professional growth, which aligns perfectly with their culture.