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- Tasks: Manage Credit Risk Model Execution and deliver critical testing activities.
- Company: Join YBS, a member-focused financial services provider.
- Benefits: Enjoy 25 days holiday, bonuses, pension contributions, and health benefits.
- Other info: Flexible working options and a commitment to inclusivity and career development.
- Why this job: Make a real impact in a visible role while developing your skills.
- Qualifications: Experience in risk management and understanding of IRB requirements.
The predicted salary is between 55000 - 65000 £ per year.
We have an exciting opportunity for a Manager to join our Credit Risk team here at YBS.
About the role
The Credit Risk Model Execution and managing the delivery of the Use and Experience test activity are critical components of any IRB application. While you’ll have no direct reports, this is a highly visible role within the team, and you’ll be expected to share your SME knowledge and support others with their development and help create a high performing team. We work on a hybrid basis, with a degree of travel to the office. We are also happy to discuss flexible working arrangements.
About you
- First and foremost, you’ll be an experienced risk professional, with experience working with an established or aspiring IRB firm.
- Detailed understanding of IRB requirements and the application process, IFRS 9 and Stress Testing/ICAAP exercises.
- An understanding of the requirements relating to the IRB Use and Experience test, and the modules of an IRB application.
- A track record of delivering for change programmes and Stress Testing exercises.
- A good awareness of the Financial Services industry and associated regulatory landscapes.
- Ability to influence and organise competing priorities across the team and key stakeholders.
About us
At YBS we don’t have shareholders, we have members. We care about people and that includes you. So here, you’ll be respected for who you are, you’ll be able to bring your whole self to work, and you’ll have everything you need to build a long and rewarding career.
Flexibility
We offer a range of flexible working options without unsocial hours, which can help you find a healthy work-life balance. Whether it’s finishing early for an appointment or fitting your studies and hobbies in around your working hours, we can help make it work for you. We’re happy to talk flexible working and you can reach out to us anytime to discuss this during the recruitment process.
Development
We want you to feel challenged here. Whatever your ambitions, we’re committed to helping you develop your skills and move ahead in your career journey. From day one, we’ll set you up for success with a brilliant induction and full training plan, all designed to get you up to speed quickly.
Inclusivity
We’re passionate about creating an inclusive environment where everyone is welcome and able to be themselves. If you’ll go the extra mile to help our members, you’ll fit right in and feel you belong here.
About our Benefits
- Holiday: You’ll get 25 days plus Bank Holidays, as well as the option to buy up to a further 5 days.
- Bonus: At YBS we work collaboratively and share in our success together, so when we reach our goals we’re all rewarded with an on target bonus of 7% of eligible pay (with the opportunity to earn up to a maximum 15%).
- Pension: We know how important it is to save towards the future, that’s why we’ll contribute up to 11% into your YBS pension.
- Healthcare: Health and wellbeing are an important part of life at YBS, when you join us you’ll have access to a range of health benefits to suit your life including private medical insurance, dental and healthcare plans.
- My Benefits: When you join YBS you’ll have access to our self-service benefits portal, where you can access a range of retail, hospitality and health discounts.
Credit Risk Manager employer: Yorkshire Building Society Group
Contact Detail:
Yorkshire Building Society Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Manager
✨Tip Number 1
Network like a pro! Reach out to your connections in the financial services industry, especially those who know about credit risk. A friendly chat can lead to insider info on job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of IRB requirements and stress testing. We recommend practising common interview questions related to these topics so you can showcase your expertise confidently.
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, drop a quick thank-you email to express your appreciation. It keeps you fresh in their minds and shows your enthusiasm for the role.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets noticed. Plus, you’ll find all the latest opportunities tailored to your skills and interests right there.
We think you need these skills to ace Credit Risk Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Risk Manager role. Highlight your experience with IRB requirements and any relevant projects you've worked on. We want to see how your skills align with what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how your background makes you a perfect fit for our team. Don’t forget to mention your understanding of IFRS 9 and Stress Testing.
Showcase Your Soft Skills: While technical skills are crucial, we also value soft skills like communication and teamwork. Share examples of how you've influenced stakeholders or organised competing priorities in your previous roles.
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates from our team!
How to prepare for a job interview at Yorkshire Building Society Group
✨Know Your IRB Inside Out
Make sure you have a solid grasp of the IRB requirements and application process. Brush up on your knowledge of IFRS 9 and Stress Testing/ICAAP exercises, as these will likely come up in conversation. Being able to discuss these topics confidently will show that you're not just familiar with the theory but can apply it practically.
✨Showcase Your Change Management Skills
Prepare examples from your past experiences where you've successfully delivered change programmes or managed Stress Testing exercises. Use the STAR method (Situation, Task, Action, Result) to structure your responses, making it easy for the interviewer to see your impact and how you can contribute to their team.
✨Demonstrate Your Stakeholder Management Abilities
Since this role involves influencing and organising competing priorities, think of specific instances where you've effectively managed stakeholders. Highlight your communication skills and how you've navigated complex situations to achieve positive outcomes. This will illustrate your ability to thrive in a collaborative environment.
✨Emphasise Your Commitment to Inclusivity
YBS values inclusivity, so be prepared to discuss how you foster an inclusive environment in your previous roles. Share examples of how you've supported team members or contributed to a culture where everyone feels valued. This will resonate well with their ethos and show that you align with their values.