Senior Credit Risk Analyst in Cardiff

Senior Credit Risk Analyst – Scorecard Development Specialist

Remember to check your CV before applying Also, ensure you read through all the requirements related to this role.

Are you an analytical thinker with a passion for building high-performing credit risk solutions? We\’re looking for a Senior Credit Risk Analyst with strong scorecard development expertise to join our forward-thinking Risk team. This is a fantastic opportunity to take ownership of high-impact modelling projects and influence credit strategies across the business.

What You\’ll Do

Lead the development, enhancement, and monitoring of credit risk scorecards – this is the core challenge and focus of the role.
Generate insightful PD models and analytics to support informed and effective credit decisions.
Play a key role across the full credit risk lifecycle, ensuring models and processes drive robust and sustainable lending decisions.
Collaborate with stakeholders across Risk, Data, and Finance to shape and optimise credit policies.

What We\’re Looking For

Proven experience in scorecard development (application, behavioural, or collections).
Background in Credit Risk-ideally within B2B lending or asset finance, though consumer/retail banking experience is also welcome.
Strong technical skills in SAS and SQL (essential).
Experience with Tableau and/or Python is advantageous but not mandatory.
Solid understanding of PD modelling concepts and risk analytics.
Broad knowledge of the credit risk cycle and how analytics support each stage. xiskglj

Why Join Us?
You\’ll be part of a collaborative team working on innovative analytics and risk strategy, with the autonomy to drive meaningful improvements and the support to grow your technical and strategic skillset.

If you\’re ready to take the next step in your credit risk career and thrive in a role where your expertise truly counts, we\’d love to hear from you