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For Companies At a Glance
- Tasks: Lead the development of credit risk scorecards and generate insightful models for informed decisions.
- Company: Join a forward-thinking Risk team in a collaborative environment.
- Benefits: Competitive salary, professional growth opportunities, and a supportive team culture.
- Why this job: Make a real impact on credit strategies and enhance your analytical skills.
- Qualifications: Proven scorecard development experience and strong technical skills in SAS and SQL.
- Other info: Opportunity to thrive in a dynamic role with meaningful improvements.
The predicted salary is between 36000 - 60000 £ per year.
Are you an analytical thinker with a passion for building high-performing credit risk solutions? We are looking for a Senior Credit Risk Analyst with strong scorecard development expertise to join our forward-thinking Risk team. This is a fantastic opportunity to take ownership of high-impact modelling projects and influence credit strategies across the business.
What You'll Do
- Lead the development, enhancement, and monitoring of credit risk scorecards - this is the core challenge and focus of the role.
- Generate insightful PD models and analytics to support informed and effective credit decisions.
- Play a key role across the full credit risk lifecycle, ensuring models and processes drive robust and sustainable lending decisions.
- Collaborate with stakeholders across Risk, Data, and Finance to shape and optimise credit policies.
What We're Looking For
- Proven experience in scorecard development (application, behavioural, or collections).
- Background in Credit Risk - ideally within B2B lending or asset finance, though consumer/retail banking experience is also welcome.
- Strong technical skills in SAS and SQL (essential).
- Experience with Tableau and/or Python is advantageous but not mandatory.
- Solid understanding of PD modelling concepts and risk analytics.
- Broad knowledge of the credit risk cycle and how analytics support each stage.
Why Join Us?
You will be part of a collaborative team working on innovative analytics and risk strategy, with the autonomy to drive meaningful improvements and the support to grow your technical and strategic skillset. If you're ready to take the next step in your credit risk career and thrive in a role where your expertise truly counts, we would love to hear from you.
Locations
Senior Credit Risk Analyst in Cardiff, Wales employer: Yolk Recruitment Limited
Contact Detail:
Yolk Recruitment Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Credit Risk Analyst in Cardiff, Wales
✨Tip Number 1
Network like a pro! Reach out to folks in the credit risk space, especially those who work with scorecards. A casual chat can lead to opportunities you might not find on job boards.
✨Tip Number 2
Show off your skills! If you've got experience with SAS, SQL, or even Tableau, make sure to highlight that in conversations. Bring examples of your work to showcase your expertise in scorecard development.
✨Tip Number 3
Prepare for interviews by brushing up on PD modelling concepts and the credit risk lifecycle. We want to see how you can apply your knowledge to real-world scenarios, so think of examples that demonstrate your impact.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you’re genuinely interested in joining our innovative Risk team.
We think you need these skills to ace Senior Credit Risk Analyst in Cardiff, Wales
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in scorecard development and credit risk. We want to see how your skills align with the role, so don’t be shy about showcasing your achievements!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about credit risk and how your background makes you the perfect fit for our team. Keep it engaging and relevant!
Showcase Your Technical Skills: Since we’re looking for strong technical skills in SAS and SQL, make sure to mention any relevant projects or experiences. If you’ve dabbled in Tableau or Python, give us a shout-out about that too!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity. Don’t miss out!
How to prepare for a job interview at Yolk Recruitment Limited
✨Know Your Scorecards Inside Out
Make sure you brush up on your scorecard development knowledge. Be ready to discuss specific examples of how you've built or enhanced credit risk scorecards in the past. This will show that you not only understand the theory but also have practical experience.
✨Showcase Your Analytical Skills
Prepare to demonstrate your analytical thinking by discussing how you've used PD models and analytics to influence credit decisions. Think of a couple of scenarios where your insights led to significant improvements in lending strategies.
✨Familiarise Yourself with the Credit Risk Lifecycle
Understand the full credit risk lifecycle and be prepared to explain how your work fits into each stage. This will help you articulate your value to the team and show that you can contribute to robust lending decisions.
✨Collaborate and Communicate
Since collaboration is key, think of examples where you've worked with stakeholders across different departments like Risk, Data, and Finance. Highlight your communication skills and how they helped shape credit policies effectively.
