Senior Product Manager - Payments

Who are Yapily

Why we exist, and where we’re headed:

Our Mission: Redefining how the world interacts with value.

Our Vision: A world without financial friction.

Our Purpose: To empower everyone to access and move value.

At Yapily, we’re building a powerful, scalable, and secure open banking infrastructure that redefines how the world interacts with value. Our open banking platform powers leading companies, such as Adyen, Intuit QuickBooks, and Google. By delivering payment initiation, bank data access, and pre-built products, we enable businesses to innovate fast and push the boundaries of financial technology. As an early pioneer of open banking, we’re actively shaping the future of this industry with unrivalled expertise and a relentless focus on innovation.

What we’re looking for

We are looking for a Senior Product Manager to lead our strategic initiative to further develop our overall payment value proposition and move beyond pure infrastructure provision. Our services connect our customers to thousands of banks and enable them to create smoother user journeys, eliminate unnecessary payment fees and aggregate account information to create new personalised services. The team is currently working on bringing to market some of the most exciting payment initiatives in Open Banking such as Variable Recurring Payments (VRP) and data enrichment. This role will own Payments and drive initiatives and help identify the new products and propositions that will take our business forward. This is an incredible opportunity to be a leader in Open Banking and re‑invent the way we think about and process payments. You will lead the effort to position Yapily as the frontrunner in Open Banking and Open Finance, by managing the strategy and execution of new initiatives and by delivering products and services that excite and delight our customers.

Key Tasks

• Own the vision, strategy and execution for the products in the Payments portfolio, measured by OKRs/ KPIs and driven by continuous improvements, based on customer and market insights.
• Collaborate with internal stakeholders – Risk & Compliance, Marketing, Sales, Customer Success – to clearly understand and document product requirements.
• Manage the GTM of the product; partnering with Product Marketing & Commercial Teams through launch and driving customer adoption.
• Work closely with Product Owners and the engineering team to deliver on the strategy, drive effectiveness, prioritise product backlog and manage the entire product lifecycle from opportunity discovery to product launch and evolution of the product.
• Define and track the right product KPIs/ team OKRs to measure quality, success and impact.
• Manage prioritisation of portfolio initiatives, including roadmap communication to internal stakeholders & customers.
• Engage with the Open Banking ecosystem – fintechs, banks, regulators and operators – via working groups and bilateral conversations in order to build market knowledge, assess new opportunities and develop new products.

This list is not exhaustive, and there may be other tasks that we ask you to be involved in from time to time. Above all, you are flexible and want to add value wherever you can. You understand that in a start‑up, priorities change and we all need to be adaptable. Not only will you be comfortable when asked to input and lead in other areas, but you’ll be comfortable being a self‑starter and instigating changes yourself.

For your new role

• A strong Product mindset and the ability to set and execute strategy with a clear understanding of the customer outcomes that align to our company goals.
• Is customer centric and able to drive first class e2e UX.
• Strong experience working and developing products in highly regulated industries, such as Payment Services, Identity & Verification or Lending.
• Experience owning products for B2B and B2B2C use‑cases.
• Exposure to funds flow, reconciliation, ledger management and/or FX.
• Strong understanding of industry practices relating to AML, Fraud, Risk and Compliance.
• Experience engaging with customers and end users to inform product strategy & validate ideation.
• Self‑starter who works effectively in a fast paced environment and is comfortable managing ambiguity.
• Ability to initiate and drive projects to completion.
• Strong decision making and prioritisation skills.
• Ability to work with cross‑functional teams and effectively manage dependencies.
• Ideally have an engineering background or at least a good technical understanding.

OUR BENEFITS

• 25 days holiday a year (plus bank holidays) in the UK, 20 days in Lithuania, 23 days in Spain, 22 days in Germany.
• We also offer an additional holiday day after 1 year's service, up to the value of 5 days.
• We’re serious about work/life balance and operate hybrid working, giving you the flexibility to work from home, working from our amazing office space or work abroad for up to 30 days per year ‘Nomad Working’.
• Comprehensive Private Medical Insurance.
• Life Assurance and Income Protection (UK only).
• Company Pension Scheme.
• Enhanced Paternity and Maternity leave.
• £200 annual Learning and Personal Development budget.
• Cycle To Work Scheme.
• Employee Referral Scheme which offers £1,000 per employee referral.
• Monthly social budget.
• Daily snacks provided in the office.
• Dog friendly office.

OUR VALUES

• We obsess about quality. Our customers have entrusted us with a critical function in a regulated industry…and we take that responsibility seriously. We always assume ownership and hold ourselves accountable.
• We are curious. Our innovation is powered by our collective growth mindset. We’re lifelong learners who challenge assumptions, experiment, and iterate.
• We act with integrity. We’re guided by our mission and earn and maintain trust by doing what’s right, even when it’s not easy.
• We are do-ers. We reject indifference and agility is our strength. We’re motivated by challenges, and biassed towards action.
• We problem‑solve together. We’re diverse people in diverse places, and know the best solutions are born out of collaboration. We win, lose, and learn…together.