At a Glance
- Tasks: Be the go-to person for Visa and Mastercard operations, ensuring compliance and smooth reporting.
- Company: Join xpate, a cutting-edge fintech shaping the future of payments.
- Benefits: Enjoy competitive salary, flexible hours, private health insurance, and top-notch Apple gear.
- Other info: Collaborative culture with opportunities for professional growth and process improvement.
- Why this job: Make a real impact in the fintech world while growing your skills and career.
- Qualifications: 1 year in card payments, strong analytical skills, and attention to detail required.
The predicted salary is between 40000 - 50000 £ per year.
As a Visa & Mastercard Specialist, you will act as the key liaison between xpate and the card schemes, supporting operational, compliance, and reporting activities across our card business. You will be responsible for monitoring scheme requirements, coordinating responses to network requests, maintaining critical internal documentation, and ensuring that the organization stays informed and compliant with evolving Visa and Mastercard regulations.
Your role at xpate:
- Monitor and interpret Visa and Mastercard bulletins, mandates, rule changes and operational updates.
- Assess the impact of scheme changes and coordinate implementation with relevant internal stakeholders.
- Prepare and submit mandatory reports to Visa and Mastercard, including compliance, PCI DSS, quarterly, and other scheme-related reports.
- Coordinate and manage responses to requests, enquiries, and investigations from card schemes.
- Maintain internal registers, trackers, and operational records, ensuring that information remains accurate and up to date.
- Own and maintain internal knowledge bases and documentation, including Confluence pages and process documentation.
- Support internal teams with scheme-related guidance and best practices.
- Collaborate with Product, Operations, Compliance, Finance, Risk and Engineering teams to ensure alignment with scheme requirements.
- Contribute to process improvements and operational efficiency initiatives within the card business.
We’re ready to meet you, if…
- At least 1 year’s experience in card payments, card acquiring, payment operations, or a similar payments environment.
- Good understanding of the Visa and Mastercard ecosystems, products, and operational processes.
- Familiarity with scheme rules, compliance requirements, and reporting obligations.
- Strong analytical and problem-solving skills, with the ability to investigate and interpret complex operational matters.
- Excellent attention to detail and organisational skills.
- Strong written and verbal communication skills in English.
- Ability to manage multiple priorities and work independently in a fast-paced environment.
- Experience using Confluence, Jira, or similar documentation and collaboration tools would be advantageous.
What working at xpate looks like:
- You’ll work with scheme rules, operational updates, reporting obligations, and cross-functional stakeholders, in an environment where your attention to detail, ownership, and ability to keep things organised have a direct impact.
- Comprehensive compensation package- A competitive salary, based on your experience and expertise.
- Tools and flexibility to succeed- Flexible working hours and hybrid work options.- Private health insurance and paid time off.- Top-of-the-line Apple equipment to support your work.
- Ownership, impact, and growth- Ownership of scheme-related trackers, documentation, reporting, and operational coordination.- Direct involvement in Visa and Mastercard processes, requirements and business-critical updates.- A collaborative culture where accuracy, improvement, and professional growth are supported.
Why join xpate?
We’re building the financial backbone of the future — where payments are monitored intelligently, risks are detected early, and businesses scale safely. If you want ownership, real fintech complexity and room to grow across fraud and AML, xpate is the place for you.
About us
xpate’s story xpate is an all-in-one money management platform built for businesses, fintechs, and regulated industries. Born in Riga and now spreading around the globe, xpate helps digital businesses pay, get paid, and keep money flowing seamlessly and securely across borders, industries, and technologies.
Visa and Mastercard Specialist employer: xpate
At xpate, we pride ourselves on being an exceptional employer that fosters a collaborative culture and prioritises employee growth. As a Visa and Mastercard Specialist, you will enjoy a comprehensive compensation package, flexible working options, and the opportunity to make a significant impact in the fintech space while working with cutting-edge technology. Join us in building the financial backbone of the future, where your contributions are valued and your professional development is supported.
StudySmarter Expert Advice🤫
We think this is how you could land Visa and Mastercard Specialist
✨Tip Number 1
Network like a pro! Reach out to people in the payments industry, especially those who work with Visa and Mastercard. Attend events, join online forums, and don’t be shy about sliding into DMs on LinkedIn. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Show off your skills! Prepare a portfolio or a presentation that highlights your experience with card payments and compliance. When you get the chance to chat with potential employers, use this to demonstrate your knowledge and how you can add value to their team.
✨Tip Number 3
Stay updated on industry trends! Follow Visa and Mastercard news, and understand the latest regulations and operational updates. This will not only help you in interviews but also show that you’re genuinely interested in the role and the company.
✨Tip Number 4
Apply through our website! We love seeing candidates who take the initiative to apply directly. It shows you're keen and ready to jump into the action. Plus, it makes it easier for us to spot your application and get you in front of the right people.
We think you need these skills to ace Visa and Mastercard Specialist
Some tips for your application 🫡
Know the Role:Before you start writing, make sure you really understand what a Visa and Mastercard Specialist does. Dive into the job description and highlight the key responsibilities and skills. This will help you tailor your application to show us you're the perfect fit!
Show Your Experience:When detailing your experience, focus on relevant roles in card payments or payment operations. Use specific examples that demonstrate your understanding of Visa and Mastercard ecosystems, compliance requirements, and any tools like Confluence or Jira you've used. We love seeing how your past experiences align with our needs!
Be Clear and Concise:Keep your application clear and to the point. Use bullet points for your skills and achievements to make it easy for us to read. Remember, attention to detail is key in this role, so make sure your application reflects that!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows us you’re proactive and keen to join our team at xpate!
How to prepare for a job interview at xpate
✨Know Your Schemes
Make sure you brush up on the latest Visa and Mastercard bulletins and regulations. Understanding their ecosystems and operational processes will not only impress your interviewers but also show that you're proactive and ready to hit the ground running.
✨Showcase Your Analytical Skills
Be prepared to discuss how you've tackled complex operational issues in the past. Use specific examples to demonstrate your problem-solving abilities, especially in relation to compliance and reporting obligations. This will highlight your analytical mindset, which is crucial for this role.
✨Organisational Skills Matter
Since the role involves maintaining internal registers and documentation, be ready to talk about your organisational strategies. Share how you keep track of multiple priorities and ensure accuracy in your work. This will reassure them that you can manage the fast-paced environment effectively.
✨Collaboration is Key
This position requires working with various teams, so emphasise your experience in cross-functional collaboration. Discuss how you've successfully communicated and coordinated with different stakeholders in previous roles, showcasing your strong verbal and written communication skills.
