At a Glance
- Tasks: Be the go-to person for Visa and Mastercard operations, ensuring compliance and smooth reporting.
- Company: Join xpate, a cutting-edge fintech shaping the future of payments.
- Benefits: Enjoy competitive salary, flexible hours, private health insurance, and top-notch Apple gear.
- Other info: Collaborative culture with opportunities for professional growth and process improvement.
- Why this job: Make a real impact in the fintech world while growing your skills and career.
- Qualifications: 1 year in card payments, strong analytical skills, and attention to detail required.
The predicted salary is between 40000 - 50000 £ per year.
As a Visa & Mastercard Specialist, you will act as the key liaison between xpate and the card schemes, supporting operational, compliance, and reporting activities across our card business. You will be responsible for monitoring scheme requirements, coordinating responses to network requests, maintaining critical internal documentation, and ensuring that the organization stays informed and compliant with evolving Visa and Mastercard regulations.
Your role at xpate:
- Monitor and interpret Visa and Mastercard bulletins, mandates, rule changes and operational updates.
- Assess the impact of scheme changes and coordinate implementation with relevant internal stakeholders.
- Prepare and submit mandatory reports to Visa and Mastercard, including compliance, PCI DSS, quarterly, and other scheme-related reports.
- Coordinate and manage responses to requests, enquiries, and investigations from card schemes.
- Maintain internal registers, trackers, and operational records, ensuring that information remains accurate and up to date.
- Own and maintain internal knowledge bases and documentation, including Confluence pages and process documentation.
- Support internal teams with scheme-related guidance and best practices.
- Collaborate with Product, Operations, Compliance, Finance, Risk and Engineering teams to ensure alignment with scheme requirements.
- Contribute to process improvements and operational efficiency initiatives within the card business.
We’re ready to meet you, if…
- At least 1 year’s experience in card payments, card acquiring, payment operations, or a similar payments environment.
- Good understanding of the Visa and Mastercard ecosystems, products, and operational processes.
- Familiarity with scheme rules, compliance requirements, and reporting obligations.
- Strong analytical and problem-solving skills, with the ability to investigate and interpret complex operational matters.
- Excellent attention to detail and organisational skills.
- Strong written and verbal communication skills in English.
- Ability to manage multiple priorities and work independently in a fast-paced environment.
- Experience using Confluence, Jira, or similar documentation and collaboration tools would be advantageous.
What working at xpate looks like:
- You’ll work with scheme rules, operational updates, reporting obligations, and cross-functional stakeholders, in an environment where your attention to detail, ownership, and ability to keep things organised have a direct impact.
- Comprehensive compensation package- A competitive salary, based on your experience and expertise.
- Tools and flexibility to succeed- Flexible working hours and hybrid work options.- Private health insurance and paid time off.- Top-of-the-line Apple equipment to support your work.
- Ownership, impact, and growth- Ownership of scheme-related trackers, documentation, reporting, and operational coordination.- Direct involvement in Visa and Mastercard processes, requirements and business-critical updates.- A collaborative culture where accuracy, improvement, and professional growth are supported.
Why join xpate?
We’re building the financial backbone of the future — where payments are monitored intelligently, risks are detected early, and businesses scale safely. If you want ownership, real fintech complexity and room to grow across fraud and AML, xpate is the place for you.
About us
xpate’s story xpate is an all-in-one money management platform built for businesses, fintechs, and regulated industries. Born in Riga and now spreading around the globe, xpate helps digital businesses pay, get paid, and keep money flowing seamlessly and securely across borders, industries, and technologies.
Visa and Mastercard Specialist employer: xpate
At xpate, we pride ourselves on being an exceptional employer that fosters a collaborative culture and prioritises employee growth. As a Visa and Mastercard Specialist, you will enjoy a comprehensive compensation package, flexible working options, and the opportunity to make a significant impact in the fintech space while working with cutting-edge technology. Join us in building the financial backbone of the future, where your contributions are valued and your professional development is supported.
StudySmarter Expert Advice🤫
We think this is how you could land Visa and Mastercard Specialist
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like xpate. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Visa and Mastercard Specialist
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to xpate.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on xpate's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at xpate
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with xpate.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at xpate will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former xpate employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
