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- Tasks: Manage treasury functions, optimise cash flow, and ensure compliance in a dynamic fintech environment.
- Company: Join Xace, a scaling fintech organisation with a collaborative culture.
- Benefits: Competitive salary, flexible working arrangements, and exposure to complex operations.
- Other info: Fast-paced environment with excellent career growth opportunities.
- Why this job: Be a key player in safeguarding funds and driving financial efficiency.
- Qualifications: Experience in fintech or financial services and strong analytical skills required.
The predicted salary is between 60000 - 80000 £ per year.
We are seeking a commercially minded and detail-oriented Group Treasury & Liquidity Manager to join Xace. This is a key role, responsible for managing the company’s treasury function, ensuring robust liquidity management, efficient cash operations, and alignment with regulatory expectations in a dynamic payments environment.
Operating across multiple currencies, banking partners, and jurisdictions, the successful candidate will play a critical role in safeguarding both client and corporate funds, optimising cash utilisation, and supporting the scalability of treasury processes. This position is well suited to an individual with strong treasury foundations and experience in payments or financial services, who thrives in a dynamic, evolving environment.
Key Responsibilities- Liquidity & Cash Management
- Oversee daily cash positions, liquidity levels, and funding requirements across multiple entities and bank accounts.
- Develop and maintain robust liquidity metrics and reporting for senior leadership.
- Monitor cash inflows and outflows in partnership with Finance, Operations, and Banking teams to ensure sufficient funding for operational, settlement, and safeguarding needs.
- Cash Forecasting & Optimisation
- Prepare and continuously enhance short-term (e.g. 6-week) and long-term cash flow forecasts.
- Drive improvements in forecasting accuracy, methodologies, and data.
- Optimise working capital and cash utilisation while ensuring compliance with regulatory requirements and business obligations.
- Treasury Operations & Controls
- Ensure timely and controlled execution of treasury transactions, including payments, FX trades, deposits, and intercompany transfers.
- Develop, implement, and continuously improve treasury policies, procedures, and controls to support operational resilience and scalability.
- Maintain strong oversight of banking relationships and payment flows across multiple rails.
- Regulatory & Safeguarding Oversight
- Support compliance with relevant regulatory requirements, including safeguarding, client money rules, and applicable payment services regulations.
- Monitor safeguarding calculations and ensure appropriate segregation and protection of customer funds.
- Collaborate closely with Risk, Compliance, and Finance teams to ensure treasury activities align with internal frameworks and regulatory expectations.
- Reporting, Audit & Stakeholder Engagement
- Support regulatory reporting, audits, and internal reviews related to treasury and cash management.
- Provide clear and timely treasury reporting to senior leadership.
- Act as a key partner to internal stakeholders, offering insight and guidance on liquidity, cash management, and treasury risk.
- Experience
- Experience within a fintech, payments, or financial services environment (e.g. EMI, PSP, digital wallet, or cross-border payments).
- Demonstrated experience in treasury operations, liquidity management, and cash forecasting.
- Experience supporting audits, regulatory reviews, and internal control frameworks.
- Familiarity with safeguarding or client funds requirements in the UK and/or EU is highly desirable.
- Qualifications
- Degree in Finance, Accounting, Economics, or a related discipline.
- Professional qualification such as ACA, ACCA, CIMA, AMCT, or equivalent.
- Skills & Competencies
- Strong understanding of treasury principles, cash management, and financial controls.
- Working knowledge of banking platforms as well as treasury management and ERP systems.
- High attention to detail with strong analytical and problem-solving skills.
- Ability to operate in a fast-paced environment and manage competing priorities.
- Strong stakeholder management and communication skills.
- Commercial awareness with a pragmatic, solutions-focused approach.
- Opportunity to play a key role in a scaling fintech organisation.
- Exposure to complex, multi-jurisdictional treasury operations.
- Collaborative and fast-paced working environment.
- Competitive compensation package.
- Flexible working arrangements.
Group Treasury & Liquidity Manager in Luton employer: Xace
Contact Detail:
Xace Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Group Treasury & Liquidity Manager in Luton
✨Network Like a Pro
Get out there and connect with people in the fintech and treasury space. Attend industry events, join relevant online forums, and don’t be shy about reaching out on LinkedIn. You never know who might have the inside scoop on job openings!
✨Show Off Your Skills
When you get the chance to chat with potential employers, make sure to highlight your experience in liquidity management and cash forecasting. Use specific examples from your past roles to demonstrate how you've optimised cash utilisation and managed treasury operations.
✨Prepare for Interviews
Do your homework before interviews! Understand the company’s treasury function and be ready to discuss how you can contribute to their goals. Brush up on regulatory requirements and be prepared to share your insights on safeguarding client funds.
✨Apply Through Our Website
Don’t forget to check out our website for the latest job openings! Applying directly through us not only shows your interest but also gives you a better chance of landing that dream role in treasury and liquidity management.
We think you need these skills to ace Group Treasury & Liquidity Manager in Luton
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Group Treasury & Liquidity Manager role. Highlight your experience in treasury operations, liquidity management, and cash forecasting. We want to see how your background aligns with our needs!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this role at Xace. Share specific examples of your achievements in financial services or fintech that demonstrate your skills and experience.
Showcase Your Analytical Skills: Since this role requires strong analytical abilities, make sure to highlight any relevant projects or experiences where you've used data to drive decisions. We love candidates who can optimise cash utilisation and improve forecasting accuracy!
Apply Through Our Website: Don't forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, we love seeing applications come directly from our site!
How to prepare for a job interview at Xace
✨Know Your Treasury Fundamentals
Make sure you brush up on your treasury principles and cash management skills. Be ready to discuss your experience with liquidity management and cash forecasting, as these are key aspects of the role. Having specific examples from your past work will show that you understand the intricacies of treasury operations.
✨Showcase Your Analytical Skills
Prepare to demonstrate your analytical prowess during the interview. You might be asked to solve a problem or analyse a scenario related to cash flow forecasting or liquidity metrics. Practising these types of questions can help you feel more confident and articulate your thought process clearly.
✨Understand Regulatory Requirements
Familiarise yourself with the regulatory landscape surrounding treasury functions, especially in the fintech and payments sectors. Be prepared to discuss how you've ensured compliance in previous roles, particularly regarding safeguarding client funds and managing audits. This will highlight your attention to detail and understanding of the industry's expectations.
✨Engage with Stakeholders
Since stakeholder management is crucial for this role, think about how you've successfully collaborated with different teams in the past. Prepare examples that showcase your communication skills and ability to provide insights on liquidity and cash management. This will demonstrate your capability to be a key partner within the organisation.