At a Glance
- Tasks: Lead and develop a team in transaction monitoring for fintech and digital assets.
- Company: Innovative fintech company focused on compliance and growth.
- Benefits: Competitive salary, flexible working, private healthcare, and generous holiday allowance.
- Other info: Opportunity for ongoing learning and professional development.
- Why this job: Shape a critical global function in a fast-paced, high-growth environment.
- Qualifications: 5+ years in transaction monitoring with strong AML/CFT knowledge.
The predicted salary is between 80000 - 100000 £ per year.
Our client is seeking an experienced Group Head of Transaction Monitoring to lead and evolve its global Transaction Monitoring (TM) function within a fast-paced fintech and digital assets environment. This is a strategic leadership role responsible for overseeing transaction monitoring across both fiat and cryptocurrency payment flows, ensuring compliance with global AML/CFT regulations while supporting business growth.
Key Responsibilities
- Lead, mentor and develop a team of Transaction Monitoring Analysts, ensuring high-quality investigations and continuous capability development.
- Design, implement and maintain transaction monitoring policies, procedures and control frameworks across fiat and digital asset products.
- Develop and enhance the Transaction Monitoring component of the Business-Wide Risk Assessment (BWRA), including monitoring rules, thresholds and risk methodologies.
- Partner closely with Compliance, MLROs and business stakeholders to ensure effective monitoring of high-value and time-sensitive transactions.
- Oversee transaction monitoring across both traditional payment rails and blockchain networks, including optimisation of RegTech and blockchain analytics solutions.
- Manage escalation processes, suspicious activity reporting and the production of management information to support senior leadership and regulatory oversight.
Skills & Experience
- 5+ years' experience in Transaction Monitoring within fintech, payments, digital assets or financial services.
- Previous experience leading and developing Transaction Monitoring teams.
- Strong knowledge of AML/CFT frameworks, financial crime risk, sanctions and transaction monitoring best practice.
- Experience with blockchain analytics and crypto transaction monitoring tools (e.g. Chainalysis, Elliptic or similar).
- Excellent stakeholder management skills with the ability to balance commercial objectives and regulatory requirements.
- Comfortable working in a fast-paced, high-growth and regulated environment.
What's on Offer
- Competitive salary and benefits package.
- Flexible working arrangements.
- Private healthcare.
- Enhanced parental leave.
- Generous holiday allowance.
- Ongoing learning and professional development opportunities.
- The opportunity to shape and lead a critical global financial crime function within an innovative fintech business.
Please note: This is a UK-based position. Unfortunately, sponsorship is not available for this role.
Transaction Manager employer: X4 Technology
As a leading fintech company based in London, we pride ourselves on fostering a dynamic and inclusive work culture that prioritises employee growth and innovation. Our commitment to professional development is reflected in our ongoing learning opportunities and flexible working arrangements, allowing you to thrive in a fast-paced environment while making a meaningful impact in the global financial crime landscape. Join us to lead a critical function in a forward-thinking organisation that values your expertise and contributions.
