At a Glance
- Tasks: Lead the launch of a cutting-edge merchant cash advance platform and drive business growth.
- Company: Join a global leader in payments with a dynamic and inclusive culture.
- Benefits: Competitive salary, career growth opportunities, and a collaborative work environment.
- Other info: Be part of a team that values innovation and empowers you to excel.
- Why this job: Shape the future of global commerce and make a real impact in fintech.
- Qualifications: 15+ years in lending with expertise in merchant cash advance and strong leadership skills.
The predicted salary is between 118800 - 145200 £ per year.
Ready to take your career global?
Make your mark at one of the biggest names in payments.
We’re looking for a Sr Director, Merchant Cash Advance to join our ever evolving SMB team and help shape the future of global commerce.
- What you’ll own
- Lead the investment-grade evaluation, business case development and executive approval process for launching an in-house merchant cash advance and embedded lending business, including financial modelling, portfolio scenarios, capital allocation and operating model design.
- Build, launch and scale a best-in-class lending platform by defining customer journeys, underwriting strategy, pricing frameworks, servicing models, technology requirements and third-party partnerships.
- Own commercial performance, portfolio outcomes and P&L accountability, including revenue growth, credit performance, losses, cost management, capital utilization and customer experience.
- Lead and optimize the existing Merchant Cash Advance business, driving sales performance, portfolio growth and customer adoption through data-driven insights, advanced analytics and targeted growth initiatives.
- Build and lead cross-functional teams across product, analytics, credit, operations, marketing, technology, compliance and servicing to deliver sustainable growth and exceptional customer outcomes.
- What you’ll bring
- 15+ years of experience in consumer, small business or commercial lending with deep expertise in merchant cash advance, business lending, credit cards, installment lending or related financial products.
- Demonstrated success leading large-scale lending businesses, including ownership of P&L, portfolio performance, underwriting strategy, pricing and risk-reward optimization.
- Strong experience developing business cases, financial models, growth strategies and operating models for new products, business lines or lending platforms.
- Expertise leveraging internal and external data, analytics, machine learning and customer insights to drive acquisition, portfolio performance, customer engagement and revenue growth.
- Executive leadership experience with the ability to influence senior stakeholders, navigate complex governance environments and lead multidisciplinary teams through transformation and growth.
- It’s a bonus if you have
- Experience launching or scaling embedded finance, banking-as-a-service, merchant lending or fintech platforms.
- Strong understanding of payments, acquiring, merchant services and financial technology ecosystems.
- Experience designing or overseeing credit risk frameworks, collections strategies, fraud controls and regulatory compliance programs.
- About the team
Our inclusive and global teams win together every day.
We’re proud to have the best minds in the industry, who you can learn from as you grow your career.
- The people, the energy, the connections
- it’s unmatched. Come and be part of an ever-evolving company and get dynamic opportunities that go beyond borders.
What makes a Globalpayer?
Globalpayers think like a client, act like an owner and win as one team.
We’re curious and innovative – always finding better ways to deliver impact.
We empower each other to make decisions, and it’s our passion that drives excellence in everything we set out to do.
Does this sound like you? Then you sound like a Globalpayer. Apply now to take your career global.
Senior Director, Merchant Cash Advance in London employer: Worldpay
Worldpay is an exceptional employer that fosters a vibrant and inclusive work culture in Leicester, where innovation and collaboration are at the forefront. Employees benefit from comprehensive training, ample opportunities for career growth, and the potential for significant earnings, making it a rewarding place to advance your sales career. Join a team that values your contributions and empowers you to make impactful decisions every day.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Director, Merchant Cash Advance in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Worldpay. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Senior Director, Merchant Cash Advance in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Worldpay.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Worldpay's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Worldpay
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Worldpay.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Worldpay will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Worldpay employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
