Risk Analyst II in Manchester

We’re looking for a Risk Analyst II to join our ever-evolving Risk & Compliance Systems, Fraud Prevention team and help us unleash the potential of every business.

About the team: The Risk & Compliance Systems team transform complex regulatory obligations and bespoke client fund flows into scalable, technology-enabled solutions – reducing fraud losses, improving operational efficiency, and maximizing digital‑first capabilities for our business and clients. The Fraud Prevention & Detection pillar manages and optimizes fraud detection and prevention rules for transaction monitoring; partner on backlog, policy and vendor alignment.

What you’ll own as the Risk Analyst II:

• Contribute to the ongoing management of transaction monitoring controls, including system usage, enhancements and issue tracking across Fraud, Credit Risk and AML/Compliance.
• Lead on the maintenance and optimisation of monitoring rules, thresholds and controls to balance fraud prevention with operational efficiency.
• Lead on rule tuning activities using fraud and financial crime trends and alert performance data to improve detection and reduce false positives, whilst adhering to regulatory governance.
• Support the end‑to‑end rule lifecycle: loss identification, root‑cause analysis, performance analysis, simulation/testing, approvals, deployment and post‑deployment monitoring.
• Collaborate with technology, product and third‑party vendors on platform stability, enhancements, and new feature delivery via roadmaps.
• Document risk assessments, monitoring controls, and analysis, supporting control design, governance, audit and continuous improvement.

What you bring:

• Experience in fraud and/or financial crime transaction monitoring, including exposure to rules/model management, alerts handling and control optimisation.
• Strong analytical and problem‑solving skills with the ability to provide data‑driven recommendations and make balanced, risk‑aware decisions.
• Excellent attention to detail and the ability to translate business and risk requirements into clear outputs and technical discussions.
• Bachelor’s degree or an equivalent combination of education and experience.

Added bonus if you have:

• Experience working in Agile or Scrum environments, with exposure to sprint ceremonies and backlog prioritisation.
• Experience using SQL and/or Python to analyse monitoring performance data and identify trends or anomalies.

We provide a healthcare allowance towards the costs of your health benefits, giving you the flexibility to choose the coverage you and your family needs across our medical, dental and healthcare cash plans. Our medical plan also includes a neurodiversity assessment pathway.

We offer access to a pension scheme with a company contribution of 9% of base salary if you contribute at least 3%. You can also own your personal finances through our Workplace ISA and GIA.

We offer Employee Assistance Programs to support through any changes that matter to you.

Our family inclusion network offers support for Worldpayers raising families and caring for family members.

We offer company‑funded life and income protection insurance with the option to purchase additional insurances, including critical illness for you and your partner, life insurance for your partner, and personal travel insurance.

We offer paid time off and public holidays so you can rest, recharge and spend time on what matters most.

We offer company‑funded annual Health Assessments. We also provide free access to a Virtual GP for you and your family, and full funding for female Worldpayers to access our Menopause Support Plan.

We provide a monthly wellbeing allowance for you to spend on anything that supports your physical and/or mental wellbeing.